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Dotcom earners is twenty twenty one the year of execution. In order to execute, we have to have information and a number one place to get the information. You Bael University Shaadi tell them what we bring in. Yes, while university has been reloaded, we already have 100 past webinars. We already have weekly webinars. We already have our private investment on Facebook. We already have monthly financial planning for we really have biweekly real estate called. But what has been added to Iwao University this year is access M.G. the mortgage guys home buyers blueprint, which walking to the home buying process from A to Z and also has to add a breaking news alert.

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Our university dotcom right now is sun up.

So you don't have to down on Monday. Yes.

Yes. So we got a lot to talk about today. Oh, we just we waited to get to the Yuta on, uh. And also, I want to talk about if we have enough time today to develop Iara plane that I talked about in the Breakfast Club, I want to fully explain that because I see that there was still some questions in regards to that. So I definitely want to explain in detail and all of that. So everybody has a clear understanding of, you know, what I was referring to as far as that strategy is concerned.

So definitely we see where we're coming for you also.

In the meantime, while we while we get in and you've got a MultiChoice, we're going to talk about the market. Let's do it. Stock market. The Dow is up 600 points today.

Can we talk about last week? Yeah, let's talk about.

And that's that's what we said. And one of the reasons why we you know, we always talk about our place. And one of the main reasons you talk about ETFs is because of volatility and protecting yourself against that, but also extending some of your calls out a little further than six months to a year. And this is like last week was one of those prime examples we saw in September when the market kind of corrected itself, especially in the tech sector.

And we saw at the end of October and some of the people that had just joined us, it was new for them. And so I got a lot of phone calls. I'm sure a lot of people got a lot of phone calls, were a little nervous. And I just kept telling everybody, look, that's what you got to have your seatbelt on and have your plan in order. Have you a plan? So when we got like last week happen.

You're able to put yourself in position to win. All right, so we saw some of the names that we always talk about pull back. I saw Apple pull back 17 percent. I mean, which was incredible, especially if you were looking for a buy in point. We talked about Tesla Open in one of our classes with Francis and even saying that the pullback point is going to be at seven hundred even mentioned that it would be a seven twenty eight.

And lo and behold, we saw it hit those numbers. And so if you just are diligent and your real student focused on your entry points, you have plenty of them even in the ETF games. I had a few friends, I would say, and that's OK, because the significance of saying something about, well, it's OK, hit six, even QQQ, and that a conversation we had, I was like, look, if it goes back to three, 15, I got to get in a pullback right to that number.

And so it was a play I had to make. And so it was one of those opportune times. Did you see what happened today? The market's up. That was up over 600 points. Nasdaq over three or three. Ninety six. The S&P had the best day it had since June of last year. So the market, you have to give it time.

There's no perfect way to time it. Obviously, you have to have your entry points. That's why we said we never make an investment before. We have an entry and an exit. We want to know where we're getting now and we also know where we're going to get in and for sure.

So I'll do this before I want to do this later. But others before I was in here early get a little treat. So when I was on it, it was on a breakfast club and I had mentioned a Roth IRA played with Kate.

And I said, if you put six thousand dollars into ETF, hypothetically speaking, into the QQQ situation, and then by the time they retire, they'll have one point one million dollars, a lot of people don't fully understand it. So let me break this down. Let me break this down into great detail. So what I meant by that was this the reason why I did the Roth is because obviously not a Roth is tax free. Well, maybe not, obviously.

But if you don't know that a Roth IRA, when you take the money out in retirement is tax free, you don't pay any income tax on it. So obviously, if you if you're younger, you want to have the more tax advantage plan as opposed to the traditional IRA that's actually taxed. So you can actually open a role for a child, can open a Roth IRA. They have to be of legal working age. That's why I said age 14, because for most states, you can get your working permit.

You can start working at age 14. The reason why I say 6000 is that the most that you can put in into an IRA is six thousand dollars and you can do up to the amount of money that's earned for a year. So what I'm saying is that let's say, hypothetically speaking, the child had a part time job, right? You work at CBS or camp counselor and then you've got another part time job throughout the course of the year, a couple of hours a week.

You're not on average for 12 months, about six thousand hours. So the six thousand dollars was not a number that you definitely have to do.

It's just to give you an example on it. So if you contributed six thousand dollars into the Roth IRA for your child at the age of 14, once they are able to start working. Not a reason why I say QQQ is that QQQ has averaged 20 percent for the last ten years. Right. So when you say average, 20 percent for the last 10 years, that's not my guarantee. That is going to get 20 percent every single year. What happens is that so an average like, you know, we all went to math class.

If something is 40 percent, one year, 10 percent, one year, 15 percent, one year, we take the average we take the average of those numbers. So it's not guaranteed. I was going to do 12 percent for the course of the next 60 years. But I mean, it has a strong track record. So that's why I say, OK, it's done 20 percent for the last 10 years. It's not unreasonable to think it's going to do 12 percent a year average.

So when you average if you put six thousand dollars in, I just did it for one year. If you average that 12 percent over the course of time until they actually reach 60 to raise the age. The reason why I used the age 60 is that is the retirement age for the IRS.

Right, 59 and a half. So the whole point of it was to say, you know, if you set your child up, hypothetically speaking, they'll have over a million dollars in retirement. So that's what I was saying as far as a lot of times people take jobs and, you know, they sacrifice their dreams and all of that just to get a retirement plan, a four one K or pension you had all the time. The job has good benefits.

So I was using that as a hypothetical example to show you, like, this is a play that you can run for your child. Now, obviously, there's different strategies you can put less money in. You can do it over the course of time. You can do yearly. It doesn't have to be done all at once, just in one year. But that was a that was an example just to kind of show you, if you really think about it, like six thousand dollars can actually guarantee, almost guarantee a million dollars.

So people will listen in like, you know, he's talking about. Yes, yes, yes.

He's got to clarify this or not even it's not even that people are critics or anything like that. It's just that people aren't fully educated.

So that's what makes them critical because the lack of education. So but our job is to make sure that everybody understands the information because a teacher is only good as the students that actually retain the information. So if we're not if we're not relaying the information to the point where everybody can understand it, then it just has to be explained a little bit further. So I'm glad that we actually got a chance to fully explain that, because I know that that was something that a lot of people may have had questions about.

And the last thing before we bring in on, a lot of people will say, like, how can I open up a Roth IRA? It's pretty easy. You can do it all brokerage accounts, Fidelity, TD, anything like that. You can open up a Roth IRA, which we actually talked about it in the draft. And we will, of course, as well. We want to detail.

But in the course of time. Yeah, we can hear you. We can hear you. You've got the green screen.

I'm glad you got you got to echo. Let's see if we can get. 36 chambers, it looks like the. The joke was that he could be in the back of the house, possibly. As I appreciate you, thank you for being so patient. A quick zoomed in situation, but, you know, we always overcome that, you always overcome that and challenge all the earnings that missed the book club yesterday. You missed it for a great reason.

And you will see this Sunday, this Sunday, we have something extremely special has never happened in the book club before. We actually have the author of the book coming to talk with us, which is the first time ever. And so I'm super excited about that. If you haven't checked out the book club yet, in the words of my brother was shot, you do yourself a tremendous disservice. A lot of gyms are put in there and a lot of people are sharing important information.

So make sure you tune in this Sunday at 3:00. Yeah, it's going to be a big deal.

We can't. Yes, Echo. I can hear you, but the doors to Zoom has been open, so everybody that's that's Yale University, you can jump in zone to have you if you would like. And oh, yeah. One last thing before we bring in on a university, the the cell that we had, we was in Miami, so we extended it. So the sales actually ended today, tonight at midnight. So you got a couple of hours if you want to take advantage of that 75 percent off and we'll see you on the other side.

But, Ian, are you are you good now?

If not, you might not you might be able to do it without the microphone. It sounds terrible, but obviously, if I can if they can fix it. All right, let's run it was running. But we need that microphone for the. So like this. Was it the guy at the chatroom guidelines? What about the losers? Now you you go abroad. Let's just it's a slight echo, but we'll get to it. Let me know if you can see my story.

Know we got you. We could see you. So, number one, I want you guys to read the podcast. If we get to number one on the charts, I want to give away a thousand scholarships. For you guys. Second, I want you to subscribe to my view to be dropping daily videos there and of course, after my commanders will be doing Trading After Dark at Nine Thirty Central. So I'm happy to talk about some trading stuff out there with you guys.

Stock Club, if you want to know where to get in or what to get out our exit, which companies to buy, which wants to stay away from, you can join a stock club. Unfortunately, there won't be any more deals, but the returns are amazing. So last week we covered how real estate integrates with our portfolio and investing and how important it is. And this week I want to go over something important. The Thirty Three Hidden Secrets of investing and trading.

Type, yes, and Chad, if you guys are ready. I was going to do a quiz at the beginning, but I want to save it for the end. We'll go to these companies later, but we're actually going to get some great short-time in. And the nine main stocks that we talked about last week, OK, so lesson number one, please write this down, never risk one point six percent or any trade unless you have a profit factor of 10.

If you do this, you can lose sixty one trades in a row and not blow up your account. Now I don't want you to lose sixty one. But if you get on a cold street and you lose 10 or 15 in a row, you can still be good. Number two, select the number of trades that you are going to take for the year type and check how many trades are you actually going to take for the year? Because I see you guys talking about futures, derivatives trading, GameStop and video, and you guys are happy the market was up today, even though guys were crying Friday.

You need three targets, so in the dream team, we have three, we have one shot to target the thirty one point two percent return on medium target is two hundred percent. And then our big target is 400. So, like, when AMC goes crazy and it goes parabolic and goes up 200 percent, we're really not worried about it because then the futures market once every two weeks, a sustainable goal that we can hit with no issue. Number four, I hate to break the team.

But are you rich from trading so you can trade if you're not profitable? You can. So the thing is, so many people are talking about trading. Not many people are actually making money from it. And that is the end all. Be all. It doesn't matter if you know everything about the market. What really matters more than anything is to actually be able to take money from it. Number five, you must have the edge that you can improve upon, but never change.

So once you have a system in place, you want to be able to make slight improvements to it, but you don't want your system hurt. So if you're trading momentum or moving average. Breakout, you have to focus on that, but. I don't want you to change and then start trading VoIP or triple crossover or Fibonacci fans or something like that, couldn't. I want to stick with my trading system for one decade for one to three. Number six, do not trade in front of an economic report so powerless speaking, I want you to stay away from that report.

If any natural gas food report comes out. Stay away from the information trade a couple of minutes before, a couple of minutes after. OK, number seven, if you take a thousand trades, how many will you win, you have to know this. How many will you lose and how much will your return will be? If you do not know this, you are simply gambling. OK, and I don't want you guys to be here to gamble, and then number eight, market tends to trend for 20 to 40 percent of the time.

And after that, they are very, very, very choppy. Number nine. You cannot trade in a bullish market, an embarrassed market and a chunky market, you cannot trade. So you have to be able to make money whether the market is going up or down or flat. Usually when the market is flat, that is a sign that a breakup is going to come. You have to be able to trade in all through last year because of quantitative easing, everybody was able to make money.

This year is going to be a lot more difficult. OK. It was the target for all three markets. So regardless of what market you trade, you have to be able to execute and perform and make money and operate. Number 11, to be loyal to your system, but not to a position or a company. I cannot wait for the day when Tim Cook retires and then I can say, hey, Apple is no longer good. It was once great.

It's terrible now. You have to be in love with your process for making money, but you can't fall in love with the company because a good company can go bad and a bad company can eventually go good. Number 12, this is very important trade the asset. The two are most profitable, which are not the one she liked the most. So for those who share in the futures, you may like trade the Nasdaq or gold or crude a lot more because they're faster.

But Zebb gives a lot more safety. So you want to trade those number 13? I talked about this before, but I mean, people actually do it. You want to risk one dollar to make twenty five. So the higher the risk to reward ratio is skewed in your favor, the higher the probability you can do well in the market and you'll be here for years to come out of all these lessons and so forth.

Please, type of chart really quick. Which one make sense to. Number 14, I know you guys don't want to hear this risk control is all that matters. Snipers die less than gunslinger's. So if you guys are always looking to take on a bunch of risk, will you have a one to one ratio or negative risk to reward ratio? It only takes one bad report, one fat fingered trade, and everything will fall apart for you. If you're risking one to make twenty five, you're going to do pretty darn well.

Number 15, write this down. If we have a record down Friday or a hard drop on Friday, we usually have a record down Monday following. So on August twenty four, 2015, when we had that big drop that was one of my best friends, that Friday the market dropped and then Monday the same, you can take advantage of it as some traders if you are shorting the market and we are on a precipitous decline. You want to short from Thursday through Tuesday.

To be able to get ahead is OK. Number 16, a contraction of the market usually leads to an explosive move as the calm before the storm. So when the markets get really tight, we're arranging let's say we stand at twenty one thirty to one twenty five, a breakout move as it comes to the upside or the downside. Number 17, when too many people are doing the same thing, the market will go through an adjustment period or correct itself.

So last year, everyone was able to have futures options, stocks. You're going to see a lot more damage happened this year. People's accounts, because the market is going to correct itself. Number 16, if you think it will break to the downside, please write this down. It's very important if it's introductory. Let's say you get into the market and you don't know which way it's going to go up. You know, you can set up pending order on the bullycide if we break out to the upside and then if you think we're going to drop, you can set a pin and order on the sell side as well.

So regardless of which way the market goes, you'll be able to catch the move. Now, just to ax the faculty a number of trends for the year, but if you just don't know which way the market is going to go. I don't want you to get what I want you to follow the color of the candle, but you can set two orders. So when you get into the market, we have a huge breakout to the upside, you can see bullish mood or test the bears move, and then once you're in one move, take the order off.

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So this is called top and bottom trading at the same time. Number 19, most traders never truly know direction because they do not invest long term, and I want to thank you. A lot of you will do a hell of a lot better if you started buying a position around Invidia, OK, and Novavax, Teladoc, any of those.

Because when you wake up on a Monday like today, if you saw that your portfolio was up, you had an inclination that the market was going to go up. No funny trade the prime time or when the funds are most active or you're going to get your account chopped up in the middle. Number twenty one always use a stop loss in case of the limit up or limit down a bit. I know some of you like making trading and it's fun as fun to be able to catch moves to the downside for 500 points and make 40 percent on the day.

What happens if you short the market like the guy from Melbourne Capital and the entire market pushes up against you and now you're down 90 percent? You don't want to get out.

That stops. OK, number 22 is important. This is why I tell you to limit the number of trades losing begets losing. It is an energy. The reason why most people lose so much is because of overtrading lack of following a plan. And most people know how to trade when the strain comes on, when it's time to actually trade. Things do not work as well as they should. Number twenty three, untrained, untrained, untrained, on account of your fate, if you have a close relationship with your broker.

Go ask them, are there any real estate retail investors that are investing in the market? That make a lot of trades and they're profitable. Regardless of what platform you go through, they're going to say no, unless they have an algorithm or software, if you take a bunch of trades and once you surpass 220 trades in a year, you're going to get to dominate in the short. Number twenty four is important. So we all know Ray D'Alessio has this all weather strategy.

But do you know you can use that same all weather strategy for trading futures, so go look at the allocation of what he has. So let's say you have one hundred trades, the same allocation that he has for gold, the bond market in equities is literally the number of trades you should take and you can use that same strategy for intraday trading on your side as well. Twenty five. Forty eight percent of people who have not plan for retirement, if you have not done so, please do so today.

From my business owners invest five grand or ten grand a month. I know some of you and economists like, hey, I don't have it, but those of you that do, I'm going to be very honest with you. I'd rather have Tim Cook working on the team or even working on the team. Or the employees and current team members that you have. When you tie your money to a bigger corporation than you, you're going to have safety even if most of your clients or customers leave.

Twenty seven percent of the money that you're going to invest. For a year, if you're investing forty six to fifty one percent of your income, shout out to all the fire people, you are going to have a great chance to be able to retire in less than seven years. Twenty six thousand twenty eight. You need to be able to hit your goal in 20 or 50 to trade for the year. No ifs, ands or buts about it, if you cannot get your income going with 20 or 50 trades, you need to recalibrate the asset that you're taking and how much your pension.

From all the traders, I used to be one of you, hi, my name is and I'm a former all the trader. I know all the tricks and it seems to apply to the. The truth is you open trade because you are afraid of the responsibility of winning and you'd rather be broke than to be responsible for winning consistently, because once you start to win, you then have to be accountable. If you over trying to put Ötzi in the comments, you deserve it.

And you are worthy of making money. Overtrained is a cancer to your portfolio, and you're going to have a loss that is so fucking devastating that it's going to break your soul. Even on the institutional side, most traders only stick around for four to six years. Over leveraging. Straying away from their plan, you are worthy of winning and I'll wrap this up, no, you do not bet the House on any particular trait unless you know, you have one hundred percent chance of winning.

If you ask, how do I know that I'm going to win this? You don't have an edge that will tell. There are some traits without the shadow of a doubt. You know, as soon as you put it on, you're going to win. It is not that they never invest all your money on one trait. Thirty one always used protective stops on street. One indicator on the screen, and that's it, you don't need to move it averages and Amy, VWA, RSI, if you cannot take your trades or play some trades, what that one indicated that you have his phone, you don't need them.

So if you can trade off RSI entry, then keep it, if not, kill it. Thirty 33, until you work out your inner demons, success will be hard for you to obtain. And a lot of self sabotage happens, you have to eliminate that. That's why I have you guys doing the meditation, the reading, the affirmations, because the truth is, everyone here knows how to treat. But when the lights are on, can you believe supposed to.

A couple of businesses, the ones who are quietly the best, the people who talk about trading all day, all night, are the ones who don't deliver. Here's the fundamentals that matter stop buying at the top of the market when Tesla got to eight seventy five. Everything fell apart, and you like why the market hit the top of nine hundred, some of this is common sense. If a house is worth 250, don't buy it at two forty five.

It's not worth it. I don't care, had ten grand is not worth it to do. The market is only down twenty four out of one hundred and twenty five years and crashes last less than six months, with quantitative easing even less in March, showed that clear to members of buyers to stop looking for ninety eight position field. For those of you who got into five last March, you're up three hundred and sixty percent off offer, something most people never heard of, although there is a lot of value for holding long term.

Kudos to you if you got in on those. Alpha, my dream team, found love, I feel we have a tremendous opportunity here. To be able to present and correct the kind of returns that he may be casting in Peter Lynch able to do, we can do that inside of a quarter, stick to the plan and do that no matter what you hear. You can create riches in 20, 40 or 50 churches in a year. We go to.

Our business owners, we want to talk about a couple of tips, the most important aspect of a brand is a single mindedness to a relentless focus on being the best in the world. At one thing, if you have a business, your edge is going to be, what are you, the best in the world? If you have a company that you run, whether it's large or small, please put in Chad what that is. And then tell me, what does your company do so well that no one else can duplicate it?

If you don't have that edge, you need to start building and we'll be to wrap it up. Four of the twenty eight colors that you need for your own personal, economic and about eight weeks, I want to break down the entire economic model that you personally need. A business stops in Minnesota. You need life insurance are the four that you want to start with. And if we do that, I was trying to get Caesar to reveal what he would.

Ideally, we want to get to a place where we have ultimate freedom. Ten thousand shares and one of the five big things from me from this year for me was not strong enough to you guys know this already did not get enough rest. That does affect three to three deviating from plan number four, taking it outside noise. I literally looked at my percentage rate. I performed 40 percent higher. What I take in less than what I what I'm only looking at is what our they perform a hell of a lot better.

And number five. Not including the future into my treatment. Those are my options because regardless of what the market does, if we slide up or down, if you activity the and swing to my question of the week for you is, are you here to get rich or are you here to sell a smart. I hear a lot of people talking, a lot of people talking, and that's why I want us to be intellectually capable, to be able to have this conversations anywhere.

But ultimately, does it mean anything if in. For years, they're not making any money, does not, does not. It's going to be all for nothing. And I want to have children come on here and share because, you know, I'm not a huge fan of crypto, although I do still have some bitcoin. My sister has been in love with Bitcoin Crypto and Cardamone for a minute, so I want her to be able to dialog about their love for things crypto.

But I want to welcome my sister from Red Panda, one of the original members to. Thank you, appreciate that, brother. Yes, great presentation, as always. So, yes, this is a this is a secret surprise. We're going to talk we're going to have some crypto talk. I don't want to come, I want to talk about it, I was like, man, you're kidding. You had Cryptome five months ago, so I was like, let my sister come in.

All right, Kayla, you know what's going on, Don? Hey, what's up? I'm doing pretty good, how are you doing? We are great. Oh, where are you from? I'm pretty good actually. I'm from New Orleans. Born and raised. But now and Anchalee right now. Silicon Valley.

OK, great. It look like a still out there. So I was wondering.

Well, it's not OK, you guys. We are honored to have you on with us. Thank you for joining us. Appreciate it. Good to be here. Yes. So let's let's dove into it, I believe.

So you're an enthusiast of cardinal. Yes, I am actually I've been I've actually been invested since twenty seventeen, and like initially I was like, oh, I'm in it for the money. But then when I actually looked more into the project, I, I appreciate it and I've kind of always appreciated. So I went through the whole thing, through the whole bear market. Even my husband and I even were investing while it was down as well. So definitely grateful that it's gone on such a nice run right now.

And I think mainly like I don't know, one of the main things I like about seeing this company is more it's more along the lines of I'm watching it grow. Right. Like it's breathing is going through its growing pains. People are slinging its name through the mud and it's laid on its projects. But now, like things are rolling out, including the very hard work that just happened today. So, yeah, there's I don't know, there's a lot to say.

So if you guys have any questions, I'm definitely open to answer everything you you have.

So for the average beginner who has no idea what Cordona is because we were invested in it. Yeah, we still invested in 2017. So it's funny that you said you are. What is the functionality of it? Because that's one of the things we spoke about on Wednesday in our crypto class. It's like every coin has a functionality. So what is the white paper say about Cordona? What's its functionality?

OK, so as of right now, the goal that Charles has is it pretty much takes on the world, right? Is going to be its own ecosystem. I'm not sure if you're aware of the things that he has going on in Africa, but he did sign an agreement with Ethiopia. Actually, I have a written down.

Where some so he signed an email you, which is just a memorandum of understanding with the Ethiopian Ministry of Science and Technology, so and that's going to be on the agricultural front. And he's they've already been doing that with with beef here in America, as well as New Balance, the shoe company. And it's really a lot of unchaining things. So, you know, you're getting unique and genuine products. You know exactly where it comes from because it's on the block chain.

And as of today, there's going to be native Tolkan. So it's literally it's own ecosystem and they're also going to have an Ursy 20 convertor. So if there's any projects that are on a dairy farm or anything like that and they want to move over to padano, they will be able to do so. So now it's getting to the point where you can actually have your own token on the block.

So originally it was it was built on etherial, but now they have their own platform. But now it wasn't built on etherial.

It's it's own its own thing. Yes.

So it's interesting. ADA and I invested in. Twenty, seventeen. Twenty, maybe twenty, sixteen, seventeen, twenty, seventeen. I have forty eight hundred coins of Catano so I'm enthusiastic about it and it's good because it wasn't really doing too much for a long period of time, sleeping my coins that actually I actually spoke about this on the podcast, my coins that actually stuck on Bioneers.

That's a different story I got. I got to get them out. But so if anybody that might not be familiar, what we're talking about right now, you see you hear us talk about cryptocurrency a lot and you hear us talking about obviously Bitcoin and etherial, but there's other crypto also out there, coin sort of all coins.

So Bitcoin is like the big dog. And I think it's 60 percent dominant in the of space. Right. So that means that the whole market bitcoin takes up 60 percent. But this thousands of other coins that make up that have 40 percent. So you have if you have Cordaro, you have a tether, which is the stable coin.

You have Bitcoin cash, you have EXPE, you have Litecoin a bunch of different things and they all have different functionalities. And at the time in twenty seventeen, Catano was getting a lot of publicity and it was, it was supposed to be like the next one. It was like Cardno to the moon and it never really reached its full potential.

But, but you still, you still are holding out hope that it can still be the leader, one of the leaders in the space, huh.

Oh, it is definitely going to be one of the leaders. And like I said, I've been watching their journey a lot. So I I've seen a lot of the hardships and things that they're going through as a company. And one of their hugest accomplishments that I, I took part of initially and their testing, that was their Dedalus wallet for staking. So if you're not taking your your your Ayda, I think you should you get a file, you get an average of five point five percent a year on those and the return is always on eight.

So you'll get that. And obviously the price of that is growing. So even if you end up with a few tokens here and there, because it is, you get rewarded every five days, your tokens are not locked. You are free to do whatever you want with your tokens, like you can decide to stay, can undertake the very same day, like there's no penalty or anything like that. It's it's a really, really easy. And once you have that going, you just you pick out a state pool.

I would suggest going for something that's unsaturated, meaning they're not at their full level and they're looking for more delegates, mainly because if you go with a smaller pool, there's a better chance you'll get better rewards because some something's already saturated and the rewards are going to be split between all of the people that are in there. He was taken as. So it's taking is what you do instead of mining, Bitcoin has mining on there. Well, that's how you get Bitcoin, you get it from mining.

And with the Orebaugh protocol, which is actually it is from a cardinal, they are the creators.

And from my understanding, Polka Dot is also using the Orbost protocol. It is open source. So they are definitely free to do that. Charles has it out there for everyone to do. And Charles Hoskinson is the the creator. And he was also the co-founder of Ethereum as well. So you would put your wallet and or you put your data into the wallet and you will stake it. And stake in just means that they're going to be holding your tokens.

And since you're holding your tokens, you're going to be using those tokens to get more tokens. And those are going to pay you for holding those tokens. It's kind of like where you go to a bank and you put your money in the bank and you're like, oh, we'll give you. If you keep your money in the bank, we'll give you two percent a year or something similar is that only they're giving you five and a half percent year.

Yes. Quick, quick question. So a lot of the adoption piece for the cryptocurrency space comes when large corporations step in. So we saw Square do that with Bitcoin. We even heard Steller when we saw IBM get involved. Is there anybody that you know of now that is getting involved with Cardno or has been involved? Well, there are several countries in Africa, and I mentioned the Ethiopian ministry and their agricultural segment, and there are a few more I kind of wish I had more of Africa.

However, they are teaching students how to program using their their computing language at school and as built into Plautus. So they're they're actually creating and they have been creating over these past years students and educators that are familiar with their programing languages. So when everything is actually signed and agreed with the government, which is actually stating it's moving along quite nicely and he's expecting some more information this month, he said March. So we should be expecting some more movement with Africa soon enough.

And I'm excited about it. So the fact that we have our the the devs are now able to start writing code and now we having more people that are able that are knowing this particular language to actually write on it, on it was pretty exciting. And that's just one school of the symbol up there, so it's much to look forward to. I'm not exactly sure what they have in store, but now they have the ability to create whatever they want to create.

And I'm pretty excited. And with Marlos, another program that they have, you can actually drag and drop your script, which is very simple, like there's several different computer computing languages. I wish like everyone just explored it.

I don't know. It's really hard to go over because. Well, I think Bitcoin is nice, it has high fees, it's slow the scaling, it can get expensive. I don't think it's horrible. I think it's still really good to hold. But do I think it's the absolute future?

I don't know. I don't know why I choose Ayda over Bitcoin is all of those reasons that they're actually able to accomplish this.

And there no one in Bitcoin, there is no one over Bitcoin is saying, hey, let's go to this country and listen and help this country and let them learn tech in this different language. And let's let's give them the ability to create whatever they want. Let's give them this opportunity. No one in Bitcoin does that. Bitcoin is just there. It's just their. Yeah, so it's like I said, I hope I'm hoping for the best, I personally have over 4000 coins, so if I can ever get my actual coins out and if it does go, that sucks.

I got like five thousand dollars just sitting there and I thought the password is finance stopped. The four American citizens, they started letting people, like, do anything.

So I can't I can't. It's there. It's not like frozen anything, but I can't actually transfer the money out. I can't trade. I can't sell it. I can't do anything. It's just like there.

So so I recently transfer some out of finance because I was in a similar situation and I was flagged saying that I can't use it again because I'm a U.S. citizen. But right before I got that warning, I was able to move things around. They didn't stop or anything like that. I wonder I wonder if you can send them an email.

I'm sure you have no idea. I got I got an I. Yeah, a VPN. Yeah, yeah, I know we went over that one, oh, yeah, we went over. I just got to have enough time, but it's all good.

I'm not I'm not too concerned about it, but it's problems out there as this money.

I appreciate it. Anything else that you want to say before you before you head out of any other cryptos that you like or you just.

I have other ones. They're not all performing as well. Unfortunately, I did. I hold some cigarets. They came in. They came in decently. I was expecting to get at least like four or five dalgliesh out of it. And it's just kind of hanging out at a dollar twenty.

And I have tronc.

I'm really hoping that I can get up to, like, I don't know, 40, 50 cents. I mean, at least break your all time high. Like, I'm really like, you can do it.

I'm glad you said that. We had we had tried we had tried it when it hit its all time high.

I was telling everybody I could about it. I was watching this guy on Periscope, I was reading his tweets. I'm like, we got to get this thing we had it at. I think it was a fourth of a penny, didn't even reach one cent and then one night it ran up to twenty eight and my phone was blowing up.

Everybody was like, oh wait, wait, raining. And those days haven't come. It was exciting. Yeah. Yeah that's.

I knew, I knew Tron was in trouble when I saw Justin Sun blow is his nose what. He did something that was extremely weird. He blew his nose with like a. Something right, like a McDonald's bag or something like that on an interview, and I said, we're in trouble with this and then ever since, that's not a good look for the founder.

But does that suggest that that's a key point, if anybody is. No, he just it just his son is the guy that I found to try.

He's like one of these like billionaire young young kids out of China. Yeah. And I think he paid like Warren Buffett. Yes.

Buffet one point seven million people have lunch with Warren Buffett for a million to have lunch with him. He's like crazy. But when long story short, researched it, found it. And a lot. A lot. This is the same with the stock market toy was really enthusiastic about Tron. And I just started having reservations when I started to research this guy and he seemed like he gave me Connery's vibes. I don't know. I want to call him a scam artist, but he just gave me that type of energy and.

It's been downhill ever since, so I still have trying to I guess another point I can't get off of by now. So hopefully, hopefully one of these days, these cryptozoology, all my krypto, you have so many cryptos that I have more cryptos than I have.

It was a top 20. It's still a top twenty five coin and it actually moved off its own network. So the reason I was so enthusiastic about it was because it had the gaming space. And so one of the things that allows you to do is get tokens as a reward. Same the same thing we kind of saw in the space now with kids on road blocks and they have to pay to get better at the game. He was using his tokens to get better in the gaming settings.

And so once I realized that what's happened, I'm like gaming is the way they have their own platform. We've got to go.

Yeah, it was like three weeks. I guess it was a game. It was a good idea. It was a good idea. It's still a good idea in theory because it's like, you know, these coins have all used to do so. The gaming we talk about, like hero is all related. That's why you got to learn like and like. So Mark, I mean, this is not a one trick pony. We talk about so many different stuff, but it's all investing in cryptocurrency.

I mean, you blind if you can't see what's going on, crypto right now and you would be a fool if you didn't at the very least, educate yourself on a space. That's why we did the open enrollment last week on Crypto. I thought we were talking about this for a little bit today because it's not going anywhere and it's only going to get bigger. So when you see people investing in Bitcoin and Ethereum, it's not the only to you will be you would be an idiot if you think that just two coins are going to be the only coins that's ever going to survive.

One hundred years. So the idea with Tron is that, you know, originally they were going to be the token for video games. And that's what really made a lot of sense to me, because it's like the video game industry is so huge and we talk about like Hero, which is a video game ETF. So am I. If millions of people are playing video games and they have a token that's dedicated towards the video game industry to that, that makes sense.

That's something that I understand and I can see how does makes sense if it's like one common currency for video gamers all across the world, whether in South Africa, whether in Japan or whether in America, and you just have one common currency that you can use for video gaming. I mean, that makes a lot of sense. And this is why crypto still makes a lot of sense to me as far as the the different usage. And it's like even like casino.

Imagine if you own a casino, you know, when you like most of the big wells and casino come from Japan. They come from overseas, from Asia. So they go to Vegas. They got to change their money over stuff like that. But what if there was a currency just for casinos? So now when you come in from Japan, you don't have to change the money over. You can just use the whatever coin, the gambling coin, whatever, like I'm saying.

So that just makes a lot of sense. So it's one of the things we said.

If we compare it to the dotcom era, we just have to figure out who the Google, who the Yahoo!

Who is. I mean, any of these big sites, the who's the next Amazon in the space? Right. We don't want to have the exact dot com. And that's what we could have if we get the wrong all kinds of again, read the white papers. Right. You know, I'm a firm believer of doing research, so that's part of it. Do the research. Like you said, when we invested, I started reading everything I could about this guy.

If he was doing a lap periscope on telegram, I was watching. So I wanted to know who this person was. And I think when he blew I think he blew his nose into his wife and you were like, that's it, I'm done. And it gave me a personality, Catano.

Oh, come on. This is going to be a hard one. OK, so I have like this theory behind it, right? So when I was investing, I just noticed, like, these situations where it was just extremely different. I eventually read about it later. But at one point when I was like hoping more people would get into it, I noticed, like, these were price fluctuations around like thirty three cents.

And then it felt like in two or three days there were like eighty eight or 90 cents. And I come to find out someone actually over a matter of days invested about a half a billion dollars into Ayda. And it's kind of like, man, I just hope everyone get in before a dollar.

And then there was that drop to like that 80 percent mark. Again, it's kind of like it went there and like it just rejected immediately, like as soon as it touched eighty eight. So I almost feel like if you made it under that 30 cent area, you can have some incidents like this bottom a bottom part of it. However, there is a fun picking up data right now and they are they're actually selling their bitcoin for Ayda and Polka Dot and they're going to be buying Ayda and Polka Dot up until mid-March.

So whatever this price is right now, they're probably keeping it right around a dollar. So I kind of don't think it's going to go under a dollar any time soon. So.

So what is wrong with me every day? Are you using crypto like your long term to. Hedge or like replacement for stocks, because the returns are higher. But your passion for crypto is there. So tell me the strategy behind that.

So I kind of do both. I do my my long term investing in stocks and I do have my long term investing crypto. One of them is Ayda. And then I have quietens where I say that, like, once they get to, like, the coins that I'm just going to sell. Right. Like I have I have my long term investment. And then I have something where once they reach a certain area, I'm just going to relinquish whatever I'm holding.

And with Ayda, I'm just kind of right now is going into discovery mode and I'm not even sure if I should put a cap on it. Like a part of me is saying. I really don't think it's going to go past five dollars on like this next year.

Maybe it'll go to be four and a half dollars, maybe come back and retrace to a dollar twenty, possibly for another push up and the next push up, maybe around 10 to 15. But these are guesstimation. This is what my assumptions are that's going to happen at some point. I feel like it's just not do.

So we got some million. It is greatly appreciated. Thank you. Thank you for coming on. Thank you. I'm sure we'll see more of you in the future, but I'm glad we take a break from stocks for a minute and talk about crypto, because that's something that we all have been passionate about for a long time. So you know what else we're talking about? Women investors. Thank you, Kate. And out of women. I like women.

Yeah. Thank you.

Thank you for joining us. We appreciate it.

Thank you. Have a good night. Thank you. Thanks. Yes, crypto at the moment. I just got to get my coins the next step, that's the next step. All right, let's let's get into it. Let's get into it. Let's move on to earnings. I can't do earnings, but while we were talking about the crypto space, I know we spoke on Wednesday and I was talking about we talk about how to get invested. And we spoke about some some players.

We talked about the GBC. We also spoke about the ETF block on the stock, on the stock market, headed back to the stock market.

We've got to go back because it all ties in. And so a lot of people dmm me about the block situation.

If you if you got it on on the twenty six, which was Thursday, it got down to forty eight dollars. And if you saw today we had a huge jump, almost like seven to eight percent in the block chain. And the interesting thing is that Bitcoin had went down over the weekend.

It retraced to like forty two thousand and then we saw it today, got back up to 48. And so that block chain, that technology that's moving inside of the crypto space you can still invest in the stock markets will be OK.

So you mentioned if anybody didn't watch, we had a cryptocurrency class on YouTube last Wednesday. You mentioned Block, which is a crypto well block opportunity supply chain, ETF one on the stock market. You can buy on a brokerage account at that day. What was it on that day?

So we did that on the 25th. It was at fifty to close at fifty one the next day, drop down to forty eight. So it was a perfect time to buy.

So I went from forty eight to tomorrow morning.

It's going to open up at fifty seven. Twenty seven. So that's, that's, that's a ten dollar jump in that time frame. So yeah I'd say technology is something that's here to stay. Like I said, it's something that's been around for a long period of time. So you really can and it's going to be very soon. But you can't talk about crypto and stock separate. They're going to be related. They already are related.

When you see, you know, block on the stock exchange, he, you know, as a as an ETF, GBC. Another thing that we talked about last Wednesday, which measures Bitcoin and that's inside.

It's inside of that ETF. Yes, it's in the block ETF as well. So, yeah, these ETFs that we talk about is going to become more and more synonymous with crypto in the space block chain technology. So, yeah, think about, you know what?

I didn't do earnings last week. So can I start with earnings to earnings? Let's do earnings because and you got to be happy to hear about this man Friday, this little company, this little gambling company that I used to speak about. Can I talk to God, talk about that little gambling company that I used to speak about and I learned a valuable lesson from in August. I had put a call on it for forty dollars and I figured it was for you.

I'll call. And I lost all my money gambling company referring to Drapkin.

We got to get there building, not the anticipation. So I lost all my money in it. But I learned very quickly that I had been doing my research in the wrong manner. Right. I was looking at the quarters I was reading. The quote is wrong. I anticipated sports coming back a little bit quicker and so I didn't quit on the position. I still believe in the company, so I made a longer call for the thing I did a fifty to fifty five.

I call for like January twenty three and they had their earnings on Friday. So let me give you some of the numbers. In the fourth quarter they doubled their revenue. It raised an estimate of from they raised the estimate from nine hundred million to one billion originally estimate for twenty twenty one with seven hundred and fifty million. So we can see that the growth is there as we see sports coming back. And there's so many different ways to bet inside of the space.

So it's interesting. States like New Jersey have become the prime ground zero for sports betting. And so when you see something like that, I'm telling you as being a New Yorker, when we see somebody from New Jersey do something, we know that we bigger we know that we are a better state. You know, it's just a matter of time. I really feel in the very near future that sports betting is going to be a legal situation in New York.

And so I think trafficking is going to do crazy. And so the stock went up, I think got up to sixty eight dollars today, which was really for me, it was great.

And if anybody else was in the position, I'm sure you saw it too. So obviously, you know, I love Draft Kings and Oshodi kills me about your teams, but I know you have come.

You know, it was that, you know, it's in that moment to think that the draft came because you thought sports was coming back in the summer.

And I'm like, there's no way that sports can come back. So why.

But no draft kings is good long term, like you talking about the legalization of marijuana. But you got to start thinking about the legalization of gambling. Online gambling is like a lot of states are still illegal. And what happens when they kill you?

Well, what happens when online gambling or even gambling period becomes legal in every every state in America?

Like it's not I mean, you never think about it like that, right? There's a reason why all these casinos are in like. Just Nevada or like where we live is like Connecticut, where they put it, they put it on Indian reservations because they're outside of the jurisdiction of America. They try to change it. That's a different story. Maybe we could talk about that one day. That's an interesting story. But like even in New York, there's no real gambling.

They have to slot machines like. So a lot of people don't fully realize that for 90 percent of America, you can't gamble like you really can't gamble, like in these casinos and stuff like that. That's why it's only a couple of them. That's why Vegas makes so much money. So what happens if even 20 percent of America opens up? What happens if, you know, half the states open up to online gambling? More and more about how much money does coming in and the pressure's on there.

When you see kings do partnerships with sports franchises in sports leagues. I mean, it's something to pay attention to.

So, like I said, that's not something that's really talked about enough because we talk about the legalization of marijuana and that's not the prohibition of that. But you got to start thinking about gambling as well if you're interested in that space. And I think trafficking is definitely a company that's going to lead the way.

Thank you for everybody who remembers that moment. But two things that you said that are very important. The number one thing is like outside of Las Vegas, New Jersey, to say that New Jersey is the number one place to gamble and that just got legalized within the past three or four years. So it's like that lets you know that there's money in the space. The second thing is it's prime because most states, especially in New York, we are in a budget deficit.

And there's only a few ways that we can raise capital raise. We're going to raise taxes. We're going to have to find new ways to make income. And so if you know that your neighbor across the George Washington Bridge is raised over a billion dollars by legalizing gambling, then it almost feels like this is paving the way. Right. We have to raise money. Somehow we're in a deficit. We can push the button on this. I'm ready to get the strap.

You look like you this you look like ghost.

They took his bag me get this straight and you just let me know any surgical issues I hate. I have your face right now.

Yeah. You don't look too happy, bro. Don't worry. I'm smiling for you. I'm going to get through it, man. It's not.

Nothing can ever stop market. The beautiful thing about market that I was talking to Troy the other day was in Miami. He was like, you know, people like I don't think people fully appreciate market. Mundy's like it's crazy to have two two top podcast's earning Ilija and Market Mondays in a completely different earning Alisha's tape. We have guessed that. Come on, you know, if things go wrong, not to say that is easy because there's a lot of issues with that or market is a live show is live like I don't think this is discounted.

I don't think people fully appreciate. It's not easy like anything can happen. Your wi fi can go out. The audio, I guess doesn't like I can Jalazone. Yeah, it's like.

It's like it's like Saturday night. It's like Saturday Night Live, not real talk. No sports like even even from the audience. Like, you know, you've got to have you've got to have an appreciation like we do this every single week. But it's like meaning we can't take a day off, we can't go on vacation. We can't like if we want to vacation, we've got to make sure that the vacation spot has Wi-Fi.

Yeah, this is a this is a real commitment. Every single week at eight o'clock Eastern Standard Time, like this is something that for two hours we do we've been doing for the last forty seven weeks, like, you know, even in the comments, like that's why I'm like, you know, you just got to be careful like you know, I mean like sometimes I know it's all fun. Like we might just leave like a negative comment but nah it's not cool to do that because it's like this is a lot of pressure and stress and it's like you interrupting your life or early flight.

You get back home and you've got to rearrange your whole day for this for this show. And it's free information at the end of the day. Yeah, the whole show is free information for two hours every single week.

Everything here.

So know, it's just it's just something to think about when you when business is never anything that's perfect in business. But that's business. Oh, really? Can I just want to just make it real quick.

I'm let you go to this week's earnings. So obviously, if you were watching Zoom reported and everybody thought that the quarter was ridiculous, they blew out the numbers today. We'll be reporting tomorrow and Thursday, we got Costco's Kroger and Broadcom, part of the semi ETF. You know, you don't say our team.

Our esteemed guest is here. You go ahead. Yes, let's let's bring her on. Yes, people like where is she now? Come on, stop. You got to stop at some point, you know, you have to stop at some point. Hey.

Hi. How are you and how are you doing?

Is that the Hall of Famer, Angela? Yes. Yes. How are you doing? I'm good. How are you? We're great.

We're good. Good as pleasure.

I feel like we've completed the Holy Trinity and beyond several times. Charlemagne hasn't been on yet, but that's that's the bro. So I'm just counting him as like an alumni. And then you're the last leg. You're the only person that we haven't had an interaction with on camera. That's true. That's true. We've been in the Breakfast Club. We came we came to your house and you weren't there at this. So they'll come back. Thank you for joining us.

We appreciate it.

And I thank you for having me. I love what you guys do. So I'm happy to be here. OK, OK, so you're a radio hall of Famer, but a lot of people might not know that, you know, Angela is a businesswoman first and foremost. She's an investor. She's an entrepreneur. So, yeah, we just wanted to tell you a couple of minutes is Women's Month. Yeah. So we want to highlight women and a variety of different factors.

So the first question I have for you is, if we said this a few times, he spoke to us, that you are right early on as far as like getting him into real estate, I think I might invest it together. He talked about a property that you had in Brooklyn where it's a multifamily. You lived on one level, you rent it out and then you took the equity and then you bought another. So can you talk about that?

Because he talked about that a few times. I would love to hear from you from your perspective.

So this is my house that I'm in now. I said to family brownstone. And so the first is the first property I ever and I bought it seven years ago. And when I bought it, it was I walked in. I couldn't even walk in the house. There was no floor. There is no wall like nothing. But my realtor was like, you have to have vision. And, you know, Brooklyn, this is at best, it's a crazy real estate market here.

So several different realtors. One of them told me I couldn't find anything for under a million dollars like in this part of bed sty. But my realtor managed to get me this before it was on the market. And then included in that price was the whole renovation. So I was able to go through the whole renovation process. I just had to stay within a certain budget. And they really helped me in my first property learn a lot about even just remodeling and renovating a home.

So from the wainscoting to the flooring to the countertops to the cabinets, I was involved in the process of purchasing. I would go with the I would go with the contractor to actually go and purchase and pick out what I it and it was good because when I went into contract, I only had to put down at that time 10 percent. I don't know about mortgage insurance or any of that at that time. This is my first house. And so I thought like I had one realtor telling me, oh, you could put down as little as five percent.

But he didn't tell me about mortgage insurance. So the realtor that I use now, she got me pre-approved. That was something that I hadn't done prior to that. And then she told me I had to put down twenty five percent if I didn't want to pay mortgage insurance. So those are all things I didn't know because I felt like it was a waste to be paying insurance on the mortgage. That doesn't go toward anything. And so I was determined to save that, though fortunately going into contract, I put down 10 percent and then I didn't have to put the other 15 percent until I closed.

And so that just gave me a few months to really scramble and get that money together.

So after the Brooklyn property, I know you went to Detroit because I remember you telling us that Tulley's, like Angela, led us to Detroit. What was it about Detroit that that, you know, you got the inkling that this is a place I need to invest?

Well, one of the first companies I worked for, I was working with Eminem. And so I've seen the changes that Detroit has gone through from when I used to work with him until, you know, like a few years ago. And obviously, Detroit has had his issues, you know, filed for bankruptcy. That's never happened before. But I remember I was in Vegas at that I had a music festival and I was watching CNN. It was on in the background.

It was like a fancy hotel room. So they had a TV in the bathroom and stuff. And so they were on the get talking about Detroit and how you should invest in the Detroit real estate market. And I'm more comfortable doing things in places that I'm familiar with. And so I have been at like the grand opening of the Motor City Casino. I had seen the investments that were happening. I knew about Dan Gilbert investing in a city. And so to me, it felt like a great opportunity to get in.

And then I learned about the Detroit Land Bank where they auction off houses. It used to start at five hundred dollars at the auction, but then it went up to a thousand. So you can bid on houses through the auction. But there's just a lot of regulations with that. Look like you have to hold on to the House for a certain period of time. You have a certain amount of time to renovate the home. You have to send in pictures and check in.

So it was a lot of things that had to be done in order for you to do that. But I did get a property for a thousand dollars through the land bank and I did end up selling it for one hundred and sixty thousand. And we we can't reach cash.

That's amazing. You got to breathe. Yes, yes. What year was that? That was about I'd say maybe three years ago.

So can you walk us through that that process? So you go to the land bank and you know what? Houses are about to go up for auction. I think they did two a day. And so I was able to go and see what houses were. You have to, like, break in and go look because, you know, empty houses and for the city, it costs less for them to actually do that auction, do the land baked into our house so they would rather you buy it and fix it up and it is better for the neighborhood.

And so I was able to you just have to hope that some of those bids go up to like two hundred three hundred thousand dollars. But this particular one, for some reason, I don't know if it was a nobody bid on it. And so I was able to just at the last check and just get it. And then, of course, in the process of rehab. The house and you know, that probably costs about 60 thousand, but at the end of it, it was a good process because I have two other houses in Detroit, also one of them I bought from my broker for twenty five thousand and the Boston Edison area and then the other one I bought for forty five thousand.

And so I'm keeping the one that I bought for twenty five thousand and I renovated that house is pretty much done. And then the one for forty five thousand. I'm almost done renovating and I'll be selling that this spring.

How long will you hold each of those properties and how long do you think if there's another actually when you hold the walls in the future? So I actually had it for a while here was the problem, I to tell you the truth, like the one that I bought for a thousand dollars, is hard to find good contractors. And I'm sure anybody watching can relate to how difficult that is. And I'm dealing with that now because I have a property, you know, that I'm working on in Brooklyn.

And they've been amazing, but it's been really expensive. And you really do get what you pay for. And sometimes you also put down the money and then they just take it and run and then you can't find them. So it is hard to find good contacts. So I felt like the house that we sold for one sixty, I could have sold that for way more if I would have had better people working on it from the beginning, because you might try to cut corners with contractors, but then you end up going back and paying double because you have to double back and get things done properly.

So if your plumbing's not done right, you're electricals, not done right. And they do cheap work and they do a terrible job painting and flooring. It's really important for you to make sure those things are done right, because it doesn't make sense to have to go back and do it again. So that was a process, a learning process for me. So I'm glad that I did that with that house, because with my house that I'm in now, you know, I've had issues with it also.

But I know so many contractors now that it's been really helpful. So maybe every time we speak to him, he tells us the same story, that you got a contract in Detroit and they put tiles, tiles on on the bed in the bedroom, we tell the store staff photographer.

So I had to pull this forum and tell you what he did, because that's the only way to know. If he would have asked me to use this person, I would have told him no. But that person had been working on my ass and I wasn't using him anymore. So I think he thought he was going behind my back and getting him to go work on his house instead of my house. But he never asked me, so I didn't even know if I was.

And so I told I was. I wouldn't use him. But, you know, that's what he wanted to do. But he still, you know, and he still made some money. So good for him. But that's why you got to make sure you check those references. He was like, oh, who are you using? And then he contacted him on his own. I didn't set that up. So one of the things you do outside of obviously the radio in real estate is you have your juice bars and so that is a thriving business.

I wonder what that looks like in the state of covid. How have you pivoted and how has the business been going during this time?

The juice bar has been pretty steady because we never closed down. It is an essential business and I think with the juice by more than anything, you know, we I think if we wanted to make more money, we do have to diversify what's in the juice box because it really is just juices and the cost of produce goes up and down so much seasonally. What's in season, what's not? You know, obviously, if you don't use everything, we try to make sure if we have to give stuff away, we do what we have to do.

But I do feel like financially it's not, like, amazing. It's not like retirement. I don't have to do anything else, but it's great for the neighborhood and that's the most important thing. So for me, like having that in this neighborhood and having our juices start at six dollars, that's like I would rather invest in doing something like that and not make a ton of money. And it's something that's beneficial for people. Then try to like, come up and charge nine dollars for juices.

So to me, I think that's something great for the neighborhood. And then I just add a prestigious company that that was a business that when I first started it, it didn't work the way I wanted it to. So I had to go back and restructure it. And now it's coming back out in two weeks. The places that you have the juice bars, I'm sorry, again, are we are we own the real estate there or we leasing.

You know, I said, yeah, ten year. OK. They got to do with income now to shoot us in the stock market. What are the similarities between real estate and investing in publicly traded companies?

So, well, I have been investing in the stock market before public, but I did like some IPOs. I did left and I did Pinterest. I really and I try to do things that I'm like, again, the same way that I do real estate. I try to invest in places that I'm familiar with. And so I do the same thing with stats. Right. I don't research everything, but if it's something that I pay attention to, like beyond meat, I really use that eat that, you know, so that would be something that I would invest in.

And then Pinterest, I really use that. And then I knew that Pinterest was about to have ads which they hadn't had before. And so I was like, I feel I sense that Pinterest is already strong, but I knew it would get stronger. So that's why I did that IPO, which I was happy that I did. And so, yes, I was just there and things like that. But with public, I want to learn more about investing in the stock market, because normally what I do as my stock broker will call me, I talk to him, he gives me his advice.

And if you ask different stockbrokers, different things, they'll tell you something else. I know that was a terrible idea. Did he try to sell you this? And so it's just so hard when you're listening to different people and you don't know enough about it. And so Republik public, what I wanted to do was be able to invest, not huge amounts, because when you do an IPO, they'll be like, you need to invest fifty thousand dollars, you know, in order to get in on this.

And that's a lot. And sometimes, you know, that's a lot. And so it could be a bigger payoff, obviously. But it's what I'm trying to do is learn more on my own so that I can do these things and be more confident in doing it and make money and have more fun with it. Like I never invest. And I feel like this about real estate and never invest what I can't afford to lose. And so you'll never see me being like Robin Hood, like, oh my God, I've got to hurry up and buy, you know.

Oh, thanks to you. That's good. Yeah.

You mention really quickly, you mentioned beyond me. And I just want to tell everybody, I'm not sure if they caught this win, but that was actually a great goal. They just announced a deal with McDonald's and Yum Brands. So now they're going to they're going to have McDonald's is going to have that the veggie burgers and they have alternative meat burgers. And then I think they're making like an alternative type chicken for KFC. So that's definitely something to be looking forward to.

Part partnership. Yeah.

Yeah. So and that's really what my role is like if I use it. And I'm familiar with it because there are some stocks that I think, you know, people sometimes think the stock market is a place where you can quickly make a lot of money and that's very rare. Things like that happen. And so I just like to put that money away and act like it doesn't exist. When did you when did you realize, like, business was important to a lot of entertainers and celebrities?

They don't fully understand the aspects of investing, saving money, real estate, stock, stuff like that. Were you always on that wave or do something happen where you just kind of realized that you had to do that? No, I definitely wasn't. I wish that when I was younger, I would have paid more attention to it. But when I worked at Sirius, I remember we had this guy. He was he was a financial planner, but he was also a rapper.

His name was Billy Shakes. And he would like rap about, you know, how you should invest in mutual funds and stuff. And so he was like, you don't have a mutual fund, you don't have a Roth IRA. And I was like, no, what's that? And so I actually started my Roth IRA because of him. And I remember feeling like I don't have money, extra money to invest. And he was like, look, this is going to come out of your check directly before taxes and you won't even notice it.

So I was just investing like maybe one hundred dollars a month or something like that. And, you know, I start just when you start to see, like, some gains, that's when you feel more confident. And so I started feeling more confident. And then I was always doing my first one just because of the match. Right. I think that's important. If your company does some type of match with you for a bank, that's kind of free money.

So why wouldn't you? And so I was doing that also. But when it came to business, I never felt confident enough to do something like I would have a million ideas but never execute them. And what really helped me decide to execute is partnering with people. That was one of the most important things that I did. And the first thing I opened was the brick and mortar business juices for life. And I remember going to stores and saying, look, I really wanted to do this.

I see what you're doing in the community. And again, something I'm familiar with, something that I actually do because waking up at four o'clock in the morning every day was really taking a toll on me. I'm not really a big breakfast person. And so I just wanted to do that. But I couldn't find the right juice bars here because I was educating myself about it, making sure it wasn't like extra sugary stuff and apple juice and orange juice.

And Piara, I wanted to make sure that it was something that really was good for you. So I did that. And I think partnering with people that had more knowledge about something than you do is really the key to, A, not burning yourself out, trying to do everything on your own and be making sure that you have a less chance of failure because somebody that's done it several times, they've opened several locations successfully. It made me feel a lot better.

You know, I want to just unpack that a little bit, if I can. So Charlotta Styles EIO alumni's. Yes. And allegedly I won't fall from. But so, you know, market money is an investment show, but it's a business show as well. And it's a lot of business, you know, because you just drop. So I like the fact where she said, you know, as far as getting into something because she was already enthusiastic about it.

No different from our interview with Fashoda coming out tomorrow.

He's he has a sneaker store, but he's been addicted to sneakers his whole life. He knows business like and he's passionate about it. So, like even us, like what we do like this isn't hard for us to do. Passionate about it. Right. So that's the first thing. Follow your passion. And then when you partnered with somebody, you wasn't like you're already a celebrity. You could have just said, I do it myself. But being a styles already has one.

And he went through it. It's like, why not partner and work off it? So how was that as far as like can you talk about the importance of that as far as partnering and putting your humility aside and working with your peers? See, what I have to realize, especially for myself, is that I also know that I'm a super busy person, right. And I'm trying to do a lot of different things. And for me to be realistic, there's no way that I could run to do things better by myself.

And but I will say this. I do believe that great management is important so that you can delegate responsibilities, because sometimes we also don't trust people to run things. You have to really find people that you can trust. But partnerships like my other businesses, I have a coffee company. I actually just signed a lease today for my brick and mortar location that I'll be opening in Brooklyn for coffee uplifts people. So I started a population seem to be running around today.

So during the pandemic I started a coffee company and I partnered with Brooklyn Roasting to do that. Brooklyn Roasting has been around and they had several brick and mortar locations. They have a great product. And so and they have a whole entire building and they have a whole entire building in Brooklyn at the Navy Yard. And so they roast their beans there and they able to get the packaging and all of those things that I would have had to figure out myself and think about how much cheaper it is.

Right, when they're ordering stuff because they're ordering in bulk. And then we add hours onto that. You're already saving money with labels, with packaging the beans, obviously, right there. And so I felt confident in doing that, that they would help us. And even opening the coffee shop, you know, now they had some of their stores closed on a pandemic. And that gives us all of the all of the equipment that we need. So that helped out a lot.

What is this so I'm sorry, I have not got one of us, which is a woman who are looking to invest, but they're definitely afraid to do so since this is back to when before you invested in your first property or first company. What advice would you give them tonight?

I think the best thing to do is to have a goal, right? Like buying a house to me. I'm living in this house and it's a two family house, so that pays half my mortgage, you know, and my mortgage is less than what my rent would be for something this size. Three bedrooms, two and a half bathrooms for backyard brownstone. And so I think what you have to do is think of what a smart investment is to you.

And if you're living here, you would have been paying rent somewhere else. And so to me, that's money you would have been spending anyway. And so the two family house or three family, I would have had three family house. It would probably pay the whole mortgage. It was just coming up with that down payment. And so that's why I'm a big fan of having a goal of financially every month. I have a goal of how much I want in my account for the next move I'm about to make.

So I go really hard to reach it and I've been doing really good at that. And so it helps me not because I used to be such a stand. I used to love to shop like I would be at the mall literally every week, you know, what can I buy, what can I get? But when you have goals like that makes you realize how unimportant that can be and not that you can't teach yourself, but it'll be like, OK, I hit this goal.

I made this money. I have an extra fifteen hundred dollars. When am I going to do with it? You know, let me do something nice for myself, but I really do things like I'm really big on using points. I use my Amex cards for everything and like even then I have a new house in Brooklyn that I'm renovating. I'm putting everything on my Amex so I can get those points and then I'll be buying furniture with the points that I got from using my Amex card.

You know, when I travel, I always fly on Delta because I have so many free flights now that I can use and I get upgraded all the time because of my status on there. So I just had to do things that I know make sense for me.

That's something that's extremely important. Shot to say that a wise man told us that he has been in all this stuff, but he was like, he's not buying all this designer stuff. He spends one hundred thousand dollars a month on Facebook ads. And when he makes cars and he gets like seven thousand dollars or more points back. So I seven thousand dollars reward points, he just goes to Neiman Marcus and just go crazy.

I bought my bag and my personal bag with points on my Amex all over the house.

And that's in Germany. So. Well, it is that what we got to save that one. But Angela, that's something that's extremely important.

As far as house hacking, I don't want people to breeze over that because I had to empty the mortgage guy. We talk to him and he always talks about house hacking. House hacking is like when you live like what she's doing. She's a two family home. You live on one unit, you rent out the other unit or three family or four family, whatever. So I think it says a lot when somebody she's famous and she's humble enough to to living in a two family home, renting out the other part because she understands that it makes economic sense.

A lot of us, like some people, are struggling day to day and they got too much pride and sacrifice.

There's somebody else right there, like I say.

So it's like I don't want that to get missed in this conversation, let alone you can walk in the property before you get it.

Yes, I didn't even see it. No, that's that's a lot to think about what you think about it. Like I said, she's not. She has to do that. But she understands the importance of it. And it's like, why not?

Can we talk about balance? Shall we go back and forth all the time about balance? He'd like to have life on balance, just how he operates. I'd like to have balance. I'm listening to you. You're waking up at four a.m. Most people can't do that. That's dedication. Hall of Fame, radio career. Right. You have a real estate portfolio. You got the juice bars. You just said you got the coffee shop. People forget that you actually have a very successful podcast, right?

Service. By the way, we came to your live show. We did come to your excellent role in audience. Thank you. Got a great show.

Davis was there. Five of our brothers were there. Yeah. What is balance look like for you? Oh, and the last thing I want to say is I did open a store in Detroit also I hear a story, a private label, and I can't forget that I just opened it in January.

So some of my support. Yes. Thank you. I let the baby come see us heavy in Detroit.

Yeah.

How do you manage this all star balance for me is like like I've been working all day today.

I know I have things that I have to do, but what I try to do is I always had to have one day out of the week during the week that I don't have a lot to do. So on that one day I might have like a couple of really light things, and that's when I handle stuff I need to handle for myself. And then on the weekend, I try to make sure one of those two days is not super busy for me.

Also, because it is important to take a break. Like I try to make sure I get enough sleep if I know I've been working. I make sure like I'm going to bed at nine o'clock on Thursday night because I plan it like I plan everything. My schedule is just super rigid and organized, like down to the minute. And so, you know, that's it. And then a lot of times I try to mix business with pleasure as far as if I know I have some things to do.

And, you know, before there was a pandemic. But if I know I had somewhere to be, I'll invite some of my friends to come with me because I know they'll have a good time. For me, it might be work, but for a lot of them it's fun. And so that makes work fun for me when I have people that are fun around me. You have it sounds like a reference to trying to achieve over the next five years and how can we help, you said what was the biggest goal you're trying to achieve over the last five years and how can we help?

So my biggest goal is for these businesses that I started, I want them to be right now. I'm in an investment stage of everything. I feel like, you know, step by the juice bar, which has been open for a few years now. But like with the hair store, I need that to, you know, start making money. And I mean, it makes money now. But I need to get a return on my investment for the coffee company to go before the coffee company is for me to be able to be in stores.

And I have all these meetings with different supermarket chains coming up for that and for the juice company. And so I want to make sure that those businesses are, you know, huge multi-million dollar, 100 million dollar businesses. And that's the goal for those. And then I'm going to franchise the coffee shops. And so I'm building it out so that it'll be franchise able so that other people can open their own. And we're doing a whole education program when it comes to coffee, because there's a lot in the coffee business that people don't know about.

And every business that I do, I try to make sure that I'm always educating myself on it and taking classes and like learning everything so that I become somewhat of an expert on it, because I think it's the worst thing if you open a business and don't know anything about the business that you open. I said, Joe, that is a gym, ladies and gentlemen, are we going to question John Kelly? Yes, sir.

How are we doing with Tom? I don't think I get up early. You've got a couple more minutes. Yeah, I'm fine.

Can we try to ask you segment? Yeah, let's do it. I think he's familiar with that. Let's do it.

All right. Let's go through. We're not getting we're not getting relationship advice. No relationship advice.

Be respectful. Regis Philbin. I knew that was going on. How's it going? My question is actually for you guys, it was about opening up a Roth. So I just had my brother open up a Roth. When I was looking up at the council on Investopedia, it was saying that it has to be earned income and he doesn't work a job and he never has. So, like, is he able to open up that Roth account? How old is he?

He's 19.

I mean, they're not really going to check like this is really for the minors. I mean, but you're supposed to be like, yeah. I mean, how is he going to put money if he never had to? He doesn't work. You're going to put money in for him.

Well, he hasn't. He has a bank. He has like a savings account with some money that he's made throughout his life. And we were just going to move that money into his right. Yeah.

I mean, to give you because the bigger we get, a lot of people in the technical police are coming down on us at an alarming rate.

I put a Post-it cesarani like that tax fraud. He's going to put you in jail.

So pay your taxes. Yes. It has to be earned income that you receive. So I would give you the technical answer on this.

OK, tell him that once he starts working and he can start putting money into his retirement account and then do a regular broker's defense, the feds are listening.

Appreciate you, Drew. The technical yeah, this is a message from bio and brother Ian on that. All right, Bridget, we're coming to you. Brigitte, amuse yourself. You have been on YouTube. What's going on, Brigitte? And great. How are you? How are you? How are you? I'm good. High in the stores. I just want to say I saw on Instagram your store was broken into recently. I'm sorry to hear about that.

What was your biggest takeaway from having that happen to you? Like better insurance or security, or can you expand on it?

Well, we do have insurance, but it kind of didn't make sense because it's a deductible of a thousand dollars. So, you know, one of the things was that we don't keep money in the register like that. It's like a couple hundred dollars for in the so that you have changed to get to people like some singles and five. So people were telling me you should just keep the register open. But the biggest problem was that they broke the glass and we really don't have gates.

I mean, we've been there for like five years with no gate and we haven't had any issues. And so I hate the idea of having to put a gate up because I went, you know, I see newer businesses coming into the community and they're not doing that. And I just love the idea of feeling like, OK, you know, we're doing something great. People are going to love us. And that's not necessarily true. So I have to figure out, I guess, if we should just go ahead and put those gates up, you know, around the juice bar.

Can you think, like who's breaking into a juice by this crazy.

That's what I mean. They want that by the mix just to put it out there.

They did catch the person. We do have video cameras. We do have an alarm. We have all of that. So that was it wasn't that we didn't have anything and we did get the video footage to the police. They did find the person. He had actually had each tablet on him as he was breaking into another location in Queens. Wow. But those are all things with being a business owner, especially if, like a lot of things that people don't fully appreciate.

And it's like even when I was hanging out with the live shows, like as a business owner, you got to deal with employees. You got to deal with, you know, petty larceny. You got to deal with, you know, insurance. You got to deal with all kinds of pandemics. Actually, that brings me to a question for you. So brick and mortar building a brick and mortar business, only during the pandemic did this make you want to transition more to online based business and sell products online?

Or do you still believe in the motto of brick and brick and mortar businesses?

I think it depends on what it is like for my coffee company. I feel like having a flagship store is actually a great marketing for my online business because there's going to be a great online business for us and with the here the store with private label extensions, they do great online already. That's another company that already existed. And I opened the store with them in Detroit and they have locations in Atlanta. They do a great online, but certain things like that.

People want to come in and feel the hair and touch it. So locally, yes, people will still come their as they come to the store several times a day for their clients, you know, that they have to do so. I think that you'll always need that. But I also look at that as marketing. If you can keep that overhead low and and have a location that people can come to, I do feel like I'd rather pay that a month then have to invest in, you know, more people to do marketing for us, because I do feel like it helps for people to be able to come to a location, take their pictures on Instagram, you know, see it and actually have a real space because we do a lot of things like in a juice bar.

You know, I do this both Wednesdays every month, and I still have been doing that virtually throughout the pandemic. But we've done like three acting classes. We have a library in there and things like that. I feel like I still necessary to have that real interaction.

What's what's what's what's Wednesdays. You talk about that a little bit and so welcome. Wednesdays is an event that I've been doing for like three years now. And so it would be once a month. And I partnered up with Stacey Tisdale. She's a financial expert. She worked at the New York Stock Exchange for Black Woman on the floor and for The Wall Street Journal. And so I learned a lot from her when I met her. So I was like, we should start doing this for other people, because just like you guys, I feel like some of that information is so valuable.

It's helped me a lot. And so we started doing these events and it just set it up. But that's doing them in a juice bar. It was free for people to come. And we got a lot of support like Google did events with us where they talked about Google AdWords and how to promote their businesses, using their using their everything that they have on Google. We did some stuff with we just did Rocket, Mortgage and s financial app.

We did. They sponsored us. But at first we weren't getting sponsorships. Now it's grown to the point where it's something we just did because we wanted to. But it grew to the point now where we've had Chambishi, our sponsors starting this pandemic who said we had we've had a lot of different really great companies that we work with that help us bring this information for free to people. And so something that started off that was just a labor of love turns into something even bigger than that.

All your retail stores are you name, email and phone number to do follow marketing or these are some of our strategies as you're going to have a business.

And so I feel like, you know, it's been, for instance, the Detroit store, our private label, my partner, and that Mikey, he's like super high tech guy. Right. And he does a lot of stuff with Shopify and shapefile, I think. And I invested in Shopify, too, just because I used to use them a lot. And I love all the new features that they have, like on my phone every time somebody buy something and it goes to Ching and it just feels good every time I hear it at the location.

But so he's really great at using Facebook ads and everything and really targeting our customers in a certain region. And so as soon as we open, he has like a huge following on there. And the people that follow him are people that are specifically interested in here. So that helps us a lot. And so he's been really great at that, I think, by the juice bar. Has it been something that we've been really amazing at? And are there any books that you've used to help you during this financial journey?

I wouldn't say I'm trying to think, is there any books? You know, I'm a be honest. I don't read a lot of financial books. I like Rakita. I read, like, certain things just because I'm like, OK, let me see what this person is talking about when it comes to real estate.

And so, yes, I do things like that, but usually I look everything up online, like I'm really big at reading articles online about everything. And so if I'm interested in something like I'll do a search on it. And then I look at, you know, The Wall Street Journal, I'll look at The New York Times. I read all of those articles, Forbes and everything, just to get some information. Do you, like, come hard on a multinational?

And I'm to be honest, I don't know the names of any books I just now. Let me just break it down, but just. Yeah, greencard don't Guggi.

He's interesting. He's alumni, many alumni. He's on clubhouse. Yeah.

I don't know him. And you have the best relationship when I. I think you're right about that of a sudden, my gosh, I mean, like at the end of the day, when people have successfully done things, you know, it is what it is like. You can learn something from everybody. It doesn't mean you have to do things the way that they did it, but it's definitely something you can learn from, from whoever. So he's definitely built himself an empire.

And I suppose I'll just get to a couple more questions before before we wrap Samarrah. We're coming to you. You yourself, you've been on. Good evening, everyone. How are you? Well, thank you. So my question is for Angela. I'm all still in real estate and I actually went through my own first renovation project last year. And I got to the point where I ended up just sending some of my boys to go talk to the contractors and like the countertop people and the cabinet people, because I felt like I going to have these conversations with these guys.

It's a very male dominated industry. And every plumber, every electrician, all these people that are doing work on my house generally are all men. And it felt like. You know, I wasn't always getting the best rate or the most straightforward answer, so I was just wondering if you would come across that ever how you kind of combat that, how you. Because I would know, like some of the prices going in there of what I had to pay and then they would come back and tell me something ridiculous.

So just wondering, as a woman, if you've come across that, how you've managed it and any tips.

You've listened all the time. And I also yes, definitely when you're a woman. But I also feel like if you're not like super knowledgeable people who do take advantage, that's why I love the fact that you said you do your research and you know what something costs and what it does. And what I've had to learn is that you have to have options, you know what I mean? Like, if I come to you for something and I've had to do that before, I remember they were working on the house next door and it flooded my basement because their basement flooded.

And so I had to get like all kinds of things done. They had to come remove mold and all kinds of stuff. And then they tried to charge me like ten thousand dollars to put out the drywall.

I was like, OK, now that is the most ridiculous thing, because they got the mold up and then they were like, OK, we have a company that can put drywall back up. We don't do that. So you can hire these people. And I was like ten thousand dollars for drywall begging. So I actually get to know other people that you are just friends with the renovation. So my friend from my old black George, I was like, George, you know, they're trying to tell me this.

He was like, Oh, me and my cousin will do it, but you just buy the drywall. And they just did it for me. But it's just so important for you to have relationships with people who are really in that bill that you can talk to and find a couple of people you can trust, even if they're not necessarily doing the work for you. But at least you can bounce some things off of them and just see, OK, and also get more than one estimate, like I'm a big fan of that.

I don't just go with the person I've been talking to, like, how much is this? I'll get three other estimates and be like, OK, this person is Taizé need, so I will go with you. But you are charging me double what they are. So somebody is looking for drywall, Georgia's Instagram. Well, George, thank you very much.

If you do a good businessman, you can go to Empire, that reliability so low. Yeah, let's get one more, one more. Yeah, yeah, yeah, for sure. Let's see. Uh, let's go to Nancy.

Nancy, I am coming to you if you've been unmuted. Nancy, what's going on? Is it our first fridge break? It was going good tonight. He was doing great. Is not that good. Oh, she went to the fridge and everybody knows there's no fridge break. So we're going to go. Let's keep it. Let's keep the ladies going. I like I like the ladies. So let's try. Samantha. Samantha, what's going on?

I mean, just if you've been unmuted. Samantha, even evening, everybody, I'm a big fan, it's about to fan out, I'm going to try not to.

My question is, you talked about partners partnerships. How did you structure those partnerships so that it was Win-Win for everyone?

You know, one of the most important things you can do is have an operating agreement because you can't just go into business with a handshake deal in a white sheet of paper within. You have to have a real operating agreement and have an attorney look at it because it protects everybody. And so with everything that I've done, with the exception of the guy, that was my first business. But everything that I've done moving forward has helped me so much because we've had issues where we've had to go back to the operating agreement and see who has what percentage, you know, who has the final say in certain things.

And that's important. Like it's just like a marriage. And just like you have a contract when you have a marriage and if you have prenups, just in case things don't work out, you need to know where you stand because people will try to screw you over and you don't ever want to be in that position. You want things to be fair. And I'm a very fair person also, but I don't want to get taken advantage of. And so I do feel like it's so important for you to have a lawyer that's on your side to help you get this operating agreement done.

So you have actual paperwork. So if this happens, you know, this is what you get. They can't leave the business and start something else that's competing with your business. You need to make sure you have all of those things in writing so that you protect yourself. Thank you. That's mitigation. Me, me, me and Troy just have a handshake, so the same thing goes back to front door, his front door. No, I live down there, so that would be a disaster, guys.

I mean, a great episode of Celebrity Death Match, the final of an independent, the season finale of Forever.

For now, I want to let you know that we are paid attention to detail and most people don't know this, but we are hip hop babies and so we know how important voting is to you. And so tonight we put up to 10 classics for you. So we got the liquid swords and we got only two little boys.

That's it. That's a class. I said, I know that she likes that.

But that's not that's not an obvious choice. That's something that she really got to. When you pay attention to details, you know these things. I mentioned liquid stories this morning. Somebody might have heard, I'm just saying, you know, not how we appreciate any last words for Angela and thank you for taking the time to do it, because I know it's of your idea of bedtime.

So thank you for doing this. Harris, thank you for setting it up right here. I appreciate you so much for working with us to get the queen on. Appreciate and Drew, you.

And I just want to say and I do want you guys to help me out, like because, you know, the reason why I signed up for public and I'm also working with them is because I wanted to start something that would help my friends become investors. Right. And that was a big deal to me, for me to educate, for us to be more confident, comfortable, to educate ourselves on investing. We had those conversations now that we never used to have where we talk about investing in the stock market when I want to do how do we come together and buy a vacation home that we can Airbnb, just those type of conversations.

And so one thing that I told public when I agreed to partner with them was that I really wanted them to provide experts that could come on and just kind of guide us through things and make us feel more comfortable.

So you how come you haven't come to the to help ensure we can have any leisure and we can have you back. But I would love for something like that to happen. And when we can be back in person, I want to have like Brechtian events. That's all about that. Yeah, definitely.

Yeah. Well, you know, let's do it. I'm not sure if you're aware of that, but yeah, we actually the biggest business platform, so it makes perfect sense.

I actually met you in Chicago a while back last September.

Yeah. Yeah. We, we talked to a while back then, so I'm glad that this, this happened and it and was persistent and you may have been e-mailing her.

I'm like, come on, let's do it.

So now I enjoy and I feel like I know a lot more now than I even did last year.

So, yeah, it's perfect timing. Everything happens at the right time. So thank you. Thank you. Hopefully, you know, we'll see more of you and best of luck to you. Kudo's and everything that you have going on keep inspiring. Congratulations on being a Hall of Famer on the radio. Congratulations on being an entrepreneur and investor. And yeah, keep keep up the great work on the Breakfast Club and everything else that you have going on.

Keep us busy. Yeah. Thank you so much. I expect to see you guys at the grand opening of the coffee shop too.

I want to invite you. Yeah. Yeah we do. Thank you. Thank you. I appreciate you. Take care. There you have it, ladies and gentlemen, I owe you an apology for my children, so I feel like I missed a game winner so I won't let it happen again.

Are so good guys that we had we had we had to step in and things things happen. And, you know, the show the show must go on, as they say on Broadway. The show must go on.

It's going to make no Mike six hundred seven hundred seven thousand, whatever. It's all good. We'll get it done. So, yeah, man, a lot of information today. We went over to Raufi. Ray played for the kid, went over Cardinal in great detail. For a lot of people that probably never were familiar with Cardinal. We talked about Drapkin, we talked about online gambling. And then, of course, lockshin ETF, supply ETF.

That's a fact. Of course, Angela came on. But I feel like, you know, you want to go for a couple of ten minutes to answer some questions.

And of course, as I some issues here, I would give you this bonus round me. Give you a bonus round. Let's go, let's go, let's go. Let's go to people.

Here's what's going on in America. You've been unmuted. Oh, not there is one of those. Oh, there we go. How are we doing, Allan Houston? Man Say we bouncing back out here, man, those freezes. I didn't go to work for about a week bouncing back from that right now.

But yeah, I mean, this is idea right now.

Oh yeah. It's all the way in and it's raining right now. Yeah. I mean it was hot three days later.

OK. OK. It wasn't like it was like three days later.

Good to him.

Which is what I would say that my question actually I had a question for Angela or for Kayla.

I think that was the day I was speaking on crypto. I'm looking at Coinbase. I had actually pulled it out while having the conversation. And the price is zero percent fluent in crypto. But I've heard the shot bring up the crypto conversation.

You be crazy not to be looking at crypto crazy. Not my man. I'm like, OK, I got to figure out where to start it. But I'm I have to go back and look at that crypto conversation was really going to ask Angela about. As far as like podcasts and stuff like that, but she's already gone, so maybe a some good podcast is right here about to say, you know, something about it. Yeah. You got something to do, you know?

You know, this is just as far as building the list of. I know. To try and shot. I know you guys started just the two of y'all having conversations about financial literacy to different topics and getting the concepts and the terminology done and out there. But then you guys really started getting out there. I actually had bring people on and I was just like, wow, know Jay Morrison, Alex and everybody that just came on after that. And I was like, that was like, how do I see a lot of content being published about how to build those lists and how to do like code email or cold outraced.

Just in general, how did you guys go about getting building that list and starting a campaign to get those guys on to the show?

So let's get into this let's get into this podcast game, because we we haven't spoke about this in detail yet, but we have, what, not in too many public forums.

So my industry is only so a lot of people are interested in podcasts. We've built a few successful podcasts. So I think we can speak intelligently about this the best way. And this goes with people that want to get on the podcast, too, because we get a bunch of requests of people that want to get on or you don't want to get on market one day.

The best is when you don't have to ask people. And that goes for the other side for the podcast. The best is when you've built a brand and now people want to be on your podcast because it provides value. Right. You got to realize when people come on a podcast, they're not coming on just because they're coming on because they might have a product or they might want to just build their brand or they might just want some more recognition or they might have a new company that is about to launch.

So, you know, when you're looking at a podcast, the same reason why people go into radio, it's like when an artist goes on and on a press tour, he goes on radio stations, he goes to TV. They're not doing that just out of charity. They're doing that to promote the album. So the same thing with podcast. So I set out to say, in my opinion, don't worry about the guests, worry about providing a value.

That's that's what we did.

We found the niche that nobody was really doing at the time. And we did it in our own unique way. We double down on content and we flooded we flooded social media with valuable content and we was extremely consistent. And then from there was just a snowball.

And then after a while, it becomes a lot easier to get big name guests because they see the value, see the track record, they see the value and they see the numbers, to be completely honest with you about it. They see the numbers. And this is what you have, a deck. So Charlotte's a wallow. He's the first person that put me on the what?

A deck, what? I even know what that was. And he was like, oh, you've got to have that. And he showed me a million dollars worth of game money. No.

For game one of the top podcasts in the game, he showed me the complete transparency, two numbers on it and showed it to me and that the deck is the numbers that you give for the advertisers and all of that, too.

So it's like, all right, market Mondays averaging one hundred thousand listeners per week. And these are the analytics. Forty percent of them. I mean, 60 percent of women, top five cities, Atlanta, Detroit, Chicago at age 45.

So now so now when people act to see, OK, give me information about the show, you're not just randomly writing a paragraph to say, hey, market Monday is a good investment show that comes on YouTube. Now, you actually have something that's, you know, a professional. You say Mark Cuban. Angeliki has been featured and he has been featured and it's a nice clean one or sometimes two pager. And you can send out to people and then you update it as your numbers increase, you update to that.

And you use that not only for try to get advertising, but you use it for a as well. I guess they want to they want they want to know it's like your press kit. So yeah, that's something that shot someone, like I said, shot my brother Warlow. He gave me the game on that and that helped us out.

And that's something that anybody that's in the podcast game or in the media game period should definitely be aware of that and put together your deck. And I mean, you can Google like templates to kind of give you an idea. But all the things that I just mentioned are things that should be.

I'm very familiar with media kits. I'm familiar with media and brand kits with analytical data. Yeah. Just like you said, that is that is the thing that kind of hooked people. Yeah.

I'm there for you. But you need to as a podcast, as I read right now. But everybody has to you have to figure out what your competitive advantages in a marketplace for me any more. I want to give them the best interview they ever had in their life. So I was on. I spent like 49 hours coming up with questions for him. Tony came back. Same thing with Josh Brown wants to come out for three or four years.

Try to give everybody a best interview. There are certain things that guests of honor feel that with a death, it'll push them to want to be on life when I have guests on. Hopefully it is not about me. I'm trying to bring the best out of them so you can get the information.

So I love the way you ask questions. Thank you.

So you have to figure out, like, what are you going to give to the community that watches versus Jerry Lewis house? Tim Ferriss like to find what your landscape is, what your competitiveness going to be. And it may be short for there's a lot of time for a nine to 13 minute podcast, but if you're going to go deeper, you have to know what your advantages over everyone else. And for me, I want to get the best information and give them the best interview possible.

I'll just take two things because that's a lot. That's a lie. I think what she said, because this is the key. It is the absolute key. Right.

People can rely on. And they know when something's going to happen, then they can it becomes part of their daily routine. And to what Ian said about preparation, any time we do an interview, I feel like I need to know the person. So it'll it'll be three to five hours of just reading everything I can find, like down to your government name.

Like before you sit down, I know that we're just going to have a comfortable conversation. And that's kind of like like behind the scenes things that we do. We'll sit down for like an hour before we ever do an interview and we get to know the person. And that was all right, we're just going to put the camera on them. And so people feel real comfortable so that they become very honest and open about the questions and answers because they feel like they know us.

And after they do the interview a lot and if you've seen us every time we go anywhere, a lot of people that we've interviewed are still with us because they feel that comfortability. They feel that the relationships are genuine. And then that opens up a door of resources and networking from there.

And then if I can just follow up. So make your list maybe four or five hundred people. You don't know for sure. I'm not working on any or from any form us. Ms. That's suspect you are so close to Drew, like Paris when I was shouting them out. They all were working at the same time to get her on because for this years and also you have to realize these guests that you want, they're human beings to kill himself.

So it's a lot easier if you know about them, if you're really a fan of them, but out maybe once a week, once every two weeks with a different angle, and not simply because even through email and text tabular filters, you really like them or if you just blasted off everybody. There's a lot Dara's last thing I would tell you is look across before you look up. All right, look, you look up meaning somebody around you right now that can add value to your situation before you start looking up at the people that you want to get.

Right. You get a certain level of career choices. And so there's people that we're working on for still two years in the making and we still haven't gotten one, but we're still working. And like we said today, nothing happens before it's done. Nothing will happen before time.

So look, before you look up and if you can fire from that template that.

I don't know if it's the team, but I don't know if it's a good Saturday. Come off the good soul separately.

I know where I got the game. I get the game in. I get the game all the time when it comes to my sleep. Yeah.

I mean, it's just, you know, that when I. For the interview request.

Kevin Hart. On the list, I appreciate you, bro. No, no. Appreciate you, bro.

All right. All right, guys, we are we are approaching two hours.

Appreciate, appreciate. Appreciate it. Oh, yeah. Shout out to Angela Yee for coming on. Yeah, that was a long time in the making, so I'm glad we got to do that and shout Kayla are coming on as well. That was a nice surprise. Once again, don't forget this week is a big week for us.

Fat Joe.

Joey cracked a legend himself tomorrow, 5:00 Eastern Standard Time or podcast outlets. Joe Brown to the Oprah the Big Bang. You know, Joe got a million in one story.

He's been so excited to Joey. Man Good, good, good, good, good. Do super, super solid. Shout out to Joe. And then Wednesday Miss Business to be teaching a class but tax strategy, our first tax class of the year for our university. And we're kicking off a woman for the month of March. So once again the E while university sale will be midnight, I said, well, let's do it like 12:00, 12:00 Eastern time so we can go and we can't leave without telling what Wednesday is the big day.

Yeah, I. Well, I was gonna get to that. We'll get the weekend. So 12:00 Eastern Standard Time tomorrow. The sale is has expired while university. But you can still get that. And yeah. Happy birthday to my brother Troy. Man Wednesday, definitely March 3rd. Pisces. Yeah. So Lekman Pisces Rule the World MINURSO shouted Troyes birthday is Wednesday. My birthday was Saturday. His birthday is Wednesday. So we like back to back birthday twins.

So I'm not sure exactly what he has planned. Yeah, I'm sure Danielle has something planned for him.

I might not be included in high school today for my birthday.

Everybody was included, but by not going. Yeah, I understand. So I will do something. I think we go into Atlanta this weekend or something for business, so we might do something in Atlanta. Well, yeah. I appreciate the love you.

Happy birthday. I appreciate the love, appreciate the love and all my Pisces. It was my money stories birthday yesterday. So shout out to her and I'll Adimab as birthday just passed to a lot of places.

A lot of places, a lot of places, a lot of money.

But I just try. Yeah, we just need to sit down here. What have you got Scar. He got a scar. Some pieces were broken. He got scarred back by Pisces. Man But just a minute with what's going on, bro, we got a guy.

So let us talk about. Oh, man, he's leading the charge. Troy, any last words? Yeah.

And this means more so than anything. Really, really, it's really important that you reach out and have verbal conversations with the ones that you love. A lot of times we walk around and we were a facade that everything's OK. And so just asking the questions is not enough, but actually caring and going the extra mile when checking in on people. We had a close friend of ours recently that we had an in-depth conversation with. I have one which I have only two, and we peel back some layers.

And just as men, it was beautiful to do that. So I encourage everybody to do that with your loved ones and even some of your friends, because like I said, every week, one conversation can change the trajectory of someone's life and we watched it happen. So I encourage an employee to do that.

Yeah, you never know when somebody's going through. We all have our own battles that we're fighting internally, externally and. Yeah, sometimes you just need some encouragement. Yeah, and, yeah, you know, just keep that in mind. There's a lot going on right now. Mental health is something that's extremely important. Physical health is something extremely important. So, yeah, just, you know, take a take a minute to help if you can, and have some empathy if you can't.

Yeah, yeah, yeah, I'll give you the last word, another meditation, prayer and time together with Shangela. Thank you guys, a lot for everybody watching everybody. Appreciate you all. My family, once again, my bet about the.

I feel like I missed a game one from 14 feet, but I was right to my own life. But things happen in business owners.

You have to learn to adjust on the fly and just roll with the punches. Things happen.

So, no, it's not that bad. It was issue.

It was it was an issue early on with the microphone feedback. But I mean, once once you switched, it wasn't like bad the whole episode.

It wasn't great. We go agree, great, what, like I'm embarrassed, like what is? Jamie Fox is watching and I news, I really got the suit on, but it's all going to produce, you know, he's he was watching tonight.

He's got to remember the drywall. George, you're going to be laughing.

That's hard. And, you know, you guys don't have the energy name. Go get it. So those in Camden and Paterson go get their. Know we love ya, as always, he's.

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