I don't even know what day of the week it is anymore. What year is it? We are officially on level six of Jumanji. I can't wait for this year to finally be over. But speaking of levels, when I was 19, I had one thing and one thing on my mind how to get a girl. And I couldn't. So I settled for the next best thing. I wanted to make as much money as I possibly could so that I could trap them.

I started learning card tricks, as many card tricks as I could, except the problem was that I could trick other people into thinking that I could maybe produce lots and lots of money, but I couldn't trick the one thing that actually mattered my wallet.

So that still stayed empty.

Now maybe you can relate, but when I was younger, I just wanted to know the answer to this one question. What's the best thing that money can buy as far as an investment for passive income or just in general?

Relax, dude, you're like 12. Just stop stressing. Enjoy your life because everything's going to be all right. I was that annoying kid that would always ask, what do you do for a living?

How much money do you.

Whatever. Answer me, because that's weird. But the people that did always said the exact same generic answer. I didn't understand. It depends. What's your goal? What do you mean it depends? We all have the same goal. It's to make a lot of money and to be rich. Just show me the real life equivalent of jumping from world one to four and four to eight Super Mario style. And I will leave you alone. It seems so black and white at the time when I didn't understand anything about money.

So I wanted to make this video in case they invent a time machine so that I could go back and show myself this video. Since that won't happen, I wanted to answer this question in a way that my younger, more stubborn self would understand and wanted to hear it by sharing the top passive income investments of all time.

Let's begin with. Hi, my name is Andre Jack, hope you're staying safe, well, staying positive and figure out where I was going with this idea that I mean either.

So let's figure out what it means to be the best investment in the world. First, it needs to actually make money. The more money it makes, the higher the score. And second, it needs to be pretty easy for people to actually do. I don't want to do another 100 consecutive jumps on Super Mario RPG legend of the seven stars. I already did that. I got my super suit and it was the most difficult thing I've ever done.

I never want to do it again, so I don't want my investments to be difficult. The easier it is for other people to do, the higher the score. Third, how strong or fragile are these blocks that I'm actually building with? How far can we push our investments before they break? The higher the score, the less risk we have to take. And the last criteria is taxes. The higher the score, the less taxes we have to pay from our passive income, which means we get to keep more for ourselves, which means a higher Jike score from one to ten.

So here we go.

This is a 1998 Happy Birthday Pikachu investment, and it is one of the rarest cards Pokemon has ever made. And if you had one of these when you were twelve, you were considered cool. Now let me show you some of the quirks and features of this card.

Sorry, I just wanted to try being done to mirror for a second. But the first investment is not Pokemon cards, it's alternative investments and it's stuff that most people buy thinking that it's a great investment. But the reality is it's just stuff we buy and we convince ourselves into thinking that it's actually a great investment when it isn't. It's just the coping mechanism.

And these things include collectibles, things like cars, coins, watches, you go cards, basically all the things you and I probably own and are the most proud of. But these investments don't actually produce anything of value. They just sit there looking pretty while you hope that the next guy who comes around pays more for them than you originally did. And for this reason, I'm going to give it Trivedi and I'm taking all the risk before the earnings criteria.

I'm going to give this one a two out of ten just because there's so much randomness involved and there's a degree of luck that's way beyond my control. Plus, it doesn't pay me any passive income at all. But to be fair, it is accessible to everybody. And anyone can do this all around the world, which is why I'll give it a high score of eight out of ten now for safety. Leaving your money here isn't something that's a great idea.

It can be damaged. It can be stolen. And if you try to sell that rare and valuable thing, you might sell it for a profit today. But tomorrow the mood will change and there goes your money. So I'm going to give it a five out of ten and it's difficult to value it based on intrinsic value. And when you do decide to go and sell it, there are no tax write offs and you're going to get hit with a 28 percent capital gains rate.

And that's long term after you held on to it for more than a year. That is a three out of ten, bringing the grand total of eight out of 40, putting it in last place. And I'm going to give it a participation trophy. The second one is called P2P Lending, which was introduced to me about six years ago. It's also called Person-To-Person Lending. It's where companies take our investor money and they lend it out to people and small businesses that were otherwise not approved from the traditional banking system for a loan.

This means they're usually higher risk, which means they have lower credit scores, which also means we get to charge them more money. And so we make more and they get to borrow money. They otherwise would have never had access to. The traditional rate of return for this is around four to seven percent, which is good. So I'll give it a solid five out of ten for both the money and the safety, because you can essentially pick and choose which way you want to go.

Just be careful because it is very easy to get started eight out of ten on the difficulty, which means you can just do this online in like ten minutes, but you might not get your money back because some people won't be able to pay back their loans. Now, as far as taxes go for these investments, these are taxed at ordinary income tax rates. So I'll give it a five out of ten. It's not as good as capital gains, but it's OK.

So five out of ten for a grand total of 23 out of forty. No, three royalties. This is when you get paid for. Having a little bit of nobility in your blood is what I thought when I was younger. But actually it's when you get paid a percent for making a sale from a product. Right now I'm making roughly 100 dollars every single month and I've been doing that since. I've created a product since high school teaching people how to do magic and artistry, which is so cool.

This is how music artists, creators and authors love getting paid. But the reason this isn't higher on the list is because it's pretty difficult. I'll give it a five out of ten on the difficulty score just because it's hard to create a product that other people know exists. It's hard to advertise it, which is why you need a pretty big personal brand or a company behind this to do it for you, which is why it's also called the royalty, because more than likely, you're not the one to create your product.

Some other company will create your idea into reality. And if you want to try this for yourself, which I recommend you do, then try writing a course or a video course teaching people how to do something useful, create a course on how to. They make money, just don't become a guru, the more relatable it is in, the more useful it is, the more units you will actually sell. And since you're investing in yourself, I'm going to say that the risk is pretty low.

So I'll give it a high score of eight out of 10 because I believe in you and you should go out there and get that idea published. And as far as taxes go, you're going to be paying them on Schedule C under your ordinary income tax rates, which I'll give a standard five out of 10 for a grand total of 26 out of 40. And number two, stock market investing, specifically dividend investing. Last year, I made a little over six thousand dollars dividends.

And I'm going to make a lot more next year once I pay my taxes and actually invest a lot more. But for this one, you can make money three ways from the dividend income, the dividend increases and the stock value going up in price as well. So for this one, I'm going to give the money a seven out of 10 and for the ease of use, because anyone can do it. If you have Robin Hood or Weeble and you got your three free stocks down below, you don't even have to learn how to analyze stocks.

You have to do is by a broad market ETF like Vietnam or Ph.D. and you're good to go. Anyone can do this eight out of 10. If you do that, your money is not too much of a risk, especially if you're buying blue chip stocks. So I will say that it's a seven out of 10 for safety. And as far as taxes go, if you make 40000 dollars or less per year, you will pay zero in taxes because of capital gains.

And if you file jointly, that's 80000 dollars that you can make completely tax free, eight out of 10 for taxes for a grand total of 30 out of 40. And in No. One, if you want to make the most amount of money possible as quickly as possible with the most options as possible, then there can only be one winner. And of course, it's real estate, because for just twenty dollars you can own up to 100 dollars worth of real estate because you can leverage.

So for the money, I'm going to say it's a solid eight out of 10. Unfortunately, though, it's pretty difficult now. People say it's easy and you'll see it in the comments down below. I've done real estate since I was 12. It's easy, but those people are either realtors or they've been doing it for a while. So, of course, it's easy once you know how. But that's true of anything in life. In comparison to dividend investing, it's a lot more prohibitive because you need a lot more money and you need a lot more experience to actually be doing it right.

So for the difficulty factor, I'm going to be very fair and say that it's a six out of 10. But if you can master it, though, real estate, pretty much a worst case scenario, is already a great hedge against inflation, and it's about as stable as a stable blue chip stock. So for safety, I'm going to give it a solid eight out of 10. But when it comes to taxes, this is where it takes the entire cake.

What kind of cake? TRAVELEX Obviously, because it's the best kind of cake and I am hungry for it. Property taxes. That's a write off mortgage interest. That's a write off.

Did you just fart inside my house?

That's a write off. Lots of different ways to write off your taxes to offset your income. So I'm going to give taxes a ten out of ten, bringing the total score to thirty two out of forty some honorable mentions. I did not include CDs, bonds, high yield savings accounts because I don't consider them investments as much as just places to park your money so it doesn't lose any value. But the one thing I didn't mention is something called private equity, which you might have heard of.