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Monday, Monday. What up, what up? What's going on, family? Houston, Texas, brothers, how are you doing? What's the deal? I'm glad I was growing up. I get the memo.

I see I see that you don't wear black. I'm like, that would have been a crazy coincidence.

Not have been great. We've got to get in sync, I was trying to get my Scorseses on all day so the distance is off. I like the camera. I like the camera. I appreciate that. How are you feeling? I'm good. How are you? Good. Happy Monday. Happy Monday. We said. Huh?

I'm just checking for you. YouTube. I'm look I'm looking at right now.

Yes. Happy Monday to all we got. We got a jam packed session today. Like always just some announcements are your that we got going on this week. We've got the podcast drop tomorrow with Darryl Freeman. You may not have heard Delfi Monsignore. You may have never heard of him, but Oji, for he's a he's a legend in the entrepeneur game out of Nashville, Tennessee. He actually started a company twenty years ago for two thousand dollars and then sold it for twenty three million, a couple dollar General stores.

He owns a ton of real estate, big time stock investor, big time.

He bought Apple at what, twenty. Twenty, but how much. So he bought three thousand shares right now for all of his kids.

Not not like he just bought three thousand shares long term hold. Each one of these kids got three thousand shares long term.

Oh yeah. So do show us the proof in all that we add we can't forget the fact that he owns the plane.

Oh yeah. He's a pilot. Let me you. I hear a story. Well, this is so so amwell everybody in so like he's we did the interview in Atlanta and he lives in Nashville. And he was like, I I'll just fly in and do it. I'm like, OK. And then tex's me mid air like he's flying the plane to come do the interview.

This is a different level.

Do got a few Ferraris but I'm good to man. Really, really solid. Yeah.

He does not let that go. A solid gentleman. So he gave a lot of game about how to sell a business. The whole process about selling a business is not just yeah, you just wake up one day and want to sell your business.

You got to really understand what you're doing. So give us the whole process. How to sell a business.

Real estate plays just a bunch of bunch a bunch of games that's coming out tomorrow, 5:00 a.m. Wednesday. We got a big class for L.A. University about how to analyze a real estate deal. So that's something that we really excited about. Yale University. We didn't really want to just get, you know, just big name people and just talk about fluff stuff we want to talk about, like the intricacies of it. So, like, you know, how to analyze a real estate deal, like how to actually go through the numbers and actually crunch the numbers and look at the analytics of the actual situation to know if if you're getting robbed.

The not so if you're into NGF, into real estate. Definitely, definitely. You should check that out. And then Sunday mmHg is back with his monthly his week by week real estate calls. Shout out to Matt as the bro. So, yeah, we excited. We excited. A lot going on right now. We're earning Ilija once again. Thank you guys for your support. We greatly appreciate it. We have a lot planned for market Monday that we're working on.

Yeah. So it's going to be an exciting end of the year and is going to be exciting. Twenty, twenty one is going really well and blow it out the water. So twenty, twenty one will to be so impressive that we in. What would you like to tell the people.

Just love you guys. Thank you for it. It's been a crazy year but I want to thank everyone who's watching all my family, red panda family earner's trappers like everybody who supported it. Even when I know you all thought I was just like pecan prices outside my bowling.

Ninety three. Ninety seven.

Right. I appreciate you guys seeing that was like a process to it and being supportive. And I love what you guys have built and all the support you guys have given. So it's been fun to be here mean. We can also for you guys to see like my maturation in real time as well. So thank you guys so much.

And I got to give a shout out to the big bro, Kenny Burns. He's made me a weekly contributor on Free Game Mondays.

I'm starting to like a market Mondays on VH1 on three, the hottest station in Atlanta, the hottest station and the only the only station in Atlanta, the only station in the south.

And it's crazy because it was like I was talking to Alex, get energy shots. My brother Alex, you are alumni. And he was telling me he was like I was pulling in my garage and I was listening to you on the radio in Atlanta.

So, you know, it's just the power of networking is the power of doing good by people establishing good relationships. And you never know you never know what can happen. It's like, you know, we would have never thought that we could have Dame Dash on speed dial. And I'd be a weekly contributor on Kenny Burns's radio show. So, you know, I think being a good person and and just being solid is extremely underrated. So this is a stock show.

So we don't talk about stocks and investing, but I definitely just want to give that little bit of encouragement that, you know, a lot of time we try to take the short cut in life and screw people over, but that only ends up screwing yourself over in the long haul.

So to be solid, be a good person, keep your word, help other people without asking for anything in return, and the universe will reward you greatly.

So we say that's not good enough. Yeah, Canudos. Get enough credit, too, for being a great or as well as being a Rockefeller making L.A. party scene pop like. Is a local legend for you? That's my that's my boy, that's my boy legend. And the crazy part is like he's just been a superstar since day one. Our relationship could have ended very quickly the night we met him. But he's just but he's just been super solid.

We'll tell you the behind the scenes on that shout out to might be able to have you got Kilbey.

Good at you.

OK, so before we start, can I do the disclaimer? Of course we go with that. Right man. So are you. Leave your mark in Monday's Ian Dunlap, Mashable our. This is our disclaimer for you. The public do your own research. Our content is intended to be used and must be used for informational purposes only. It's very important that you do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with or independently research and verify any information that you find on our show and wish to rely upon for the purpose of making an investment decision or otherwise.

This is a message brought to you by the good folks working, Lesia.

Do your homework, do your homework, do your homework. Yeah, do your homework. It's a very important part, research, research, and then there'll be some great tips. I heard it tonight if you guys are looking for an edge in a market.

So I love you guys so much. I'm excited for tonight. Nervous, but excited.

Oh, no, not not popcorn. Ready and popcorn is ready.

Not everybody on YouTube, if you like, but I greatly appreciate it. Three thousand. Quick, quick, quick. Run to three thousand. Insoluble motion picture.

If you let me share the other one now. I got you.

Let me let you let me let you in on the other giant. So we're going to try something different tonight. And I hope you guys enjoy it. And as soon as you let me know, you can hear the audio. I'm you know, I'm a reclaim the dream from you real quick and then I'm a failure and I promise I won't end zone. Now, you're good, man.

We're going to do a little magic trick tonight. We always try to up the bar here. Sometimes they work, sometimes it does it. You never know what could happen, I assure you, you can do it. You could actually make it yourself now.

Both yelling And he said, yes, all I need to do is be able to share.

The. Thank you guys on YouTube and in zone for being patient. I hope it is worth it. Happy good on that one. Yes. Happy belated birthday to hope to.

Oh, yeah. Yeah. That's not by mistake. That's not a coincidence for all of us there, because December 4th passed and we didn't have on Monday. So the billy goat, we got to keep talking about them sitting next to us has to have a yogurt to make it happen. I'm sure y'all will. Twenty twenty one big ol.

Ready? Let's do it. Popcorn. Let me know if you can hear audio and then I'll meet up. If nothing else, we got a lesson that we can gain from this year. Definitely is nothing matters more than a health. Time with our family and peace of mind. But let's be honest, during our last recession, I felt lost. So I'm here tonight to empathize with those of you who felt like you missed out, and I felt like many of you felt at the end of the last recession.

But I want you to know I used that as my fuel and I promised myself that I would never get caught in another recession again and not know what to do.

Because the truth is, if you look at the laws and the rules that Temperton, some of the greatest investors have followed at the time, when things are most pessimistic, those present some of our greatest opportunities. So week after week, we've done our best to give you the best information possible to get you some of the best gains. But this is my vision for all of us and my vision for you.

I want us to have our freedom and I want us to, collectively, as a community, really master this. So if you want to master this with us, I want you to put yes and shut. Because life is short and it seems like the year only gets crazier. I want us to have more peace, more love, more kindness and more empathy amongst each other. So I think we need to introduce some new rules of what a retirement will look like for us.

So for me, I've been working on this book for a couple of weeks, and the three cornerstones that I'm really emphasizing for all of us is one only working on what we love with, who we love that for a few hours a day.

Second, four hours of work, four hours a family, four hours of fun and 12 hours a piece. I'm going to be very honest, we worked too hard and sacrificed too much of our time and our lives to be tied to someone's schedule forever, to then retire at 65 and then say we're going to enjoy life then or even wait till the kids go off to college and then enjoy life then and then be too old to actually enjoy it.

So I want to set the framework for why this is so important, because the truth is about retirement.

That most people don't tell you is that you can also be lonely inside of their retirement if your friends and family and those that you love are not able to do it with you.

So let's put up a retirement calculator and I want to see I want to show you a couple of things that we can do.

And if we stay focused, so let's say let's say you're 38 years old and let's say you make one hundred and twenty two thousand two hundred twenty five thousand dollars a year.

Right. And let's say your expenses are thirty five thousand. Got a net worth of 20 grand. I see the 80 percent stocks, 20 percent bonds. And I say. Will will lower this rate and let's start small. Let's calculate if we get an average return of eight point six percent. This is the age in which you could retire. Now I want to show you something very fascinating, because most people spend almost all the money that they bring in, no matter how much.

They gross, right? So let's say if you make one hundred and twenty five a year and you spend one hundred and fifteen thousand. And expenses, look how long it's going to take you to retire. It's going to take you thirty seven years. To retire. So one of the things I love to emphasize is a number of shares is very important, but the rate of savings and rate of investing is much more important than picking the perfect stock.

And I think we've done a great job of giving you guys that right. But I want to emphasize this and let's do another example.

Let's say you're 40 to let's say you make one hundred or five thousand dollars a year.

And your annual expenses are. I say 40, say thirty three thousand eighty percent stocks, 20 percent bonds, and let's say we knock up this return and what you can get on and say you're averaging 14 percent return.

By sticking to your plan, you can get there in six years. So but collectively, as a community, it's really important that we all do this because what fun is it going to be if you can retire, but all the people that you love are still at work and you don't have time to spend with them.

OK, so this is where we have some fun and I want to ask you some questions.

So let's do an accountability check in for the year because I want 2021 to be greater for you than 2020 was if it wasn't amazing for you.

To my first question is, did you buy shares every month, right? Yes. And Chad, if you did or know if you didn't, number two, what do you wish that you bought in March and April? It's one of the greatest dips in the history of the American stock market. And I know some of you may have foma about it, but I'll give you a blueprint at the end what to do to never have Fumo again.

And with all the knowledge that you need. Number three, you execute when the market was at a low. Number four, did you apply what you learn this year? I want us to stop the intellectual Fabien. It's exciting to learn, but it's more important to do, right? Are you better off this year than you were last year? Number six is very key. This is the end all be all measuring stick of investing. If your strategy worked or not, what did you make?

Let's not talk about theoretical gains or what could happen in the future. Let's talk about what actually was made. If you're happy with what, you may stick to the plan. If you're not satisfied or not pleased and it doesn't put you closer to your goal. Let's make some adjustments.

I'm a seven Thanksgiving and Black Friday may look a little different this year, but it's still a lot to be thankful for, like being able to find the right people for your team when the holiday rush has you ramping up your small business needs. So when you're ready to make the next hire, LinkedIn jobs can help you by matching your role with qualified candidates so you can find the right person for your business. That LinkedIn is an active community of professionals with more than seven hundred and six million members worldwide.

And getting started is easier than ever with new features to help you find qualified candidates quickly post a job with targeted screening questions and you'll quickly get your role in front of more qualified candidates, many job polls and contact candidates from a single view on the familiar LinkedIn dotcom as functions are streamlined onto one simple screen.

And now you can do this from your mobile device no matter where the day takes you, when your business is ready to make the next hire. Find the right person with LinkedIn jobs. You can pay what you want and get the first fifty dollars. Or just visit LinkedIn dotcom slash market mon's again that's LinkedIn dotcom slash market mon's to get fifty dollars off the first job.

Plus terms and conditions apply which you make the same decisions next year as you did this year financially and what you invested in. If not, we have to make some changes. If you could have made the same results from long term investing versus trading, which you still have tried it, because I think there's this misnomer that short term, long term investing is boring and you can only get seven to 12 percent. Of course, there are no guarantees. Investing has considerable risks.

But during these collapses, if you go look to history. So a quick homework assignment. I need you to go look during every recession over a two year period. What was the average return when the market went back up on the upside for individual stocks? I think you'd be. Elated about some of the possibilities are. And this is the most important question, if you didn't take any action, why were you afraid? Because if we can get down to the root of it, of why you were actually afraid to take action, it would make it easier for us to help you individually and as a community.

A lot of times we don't take the next step that we need to because we are afraid we are going to fail.

I know I've been there. I understand. But like I said, we come here every week to try and give you the best information that you need in order to be OK. So whether you're going for safety and indexing or do you want aggressive growth, technology stocks, what you've been advocating for years, that's been my my formula. We're here to help you. Who says you can't get big gains from long term investing? Let's look at what Tess has done since April.

This is all long term investing, no trades. And I am pro trading. I love trading.

But once we take our emotion out of what we love versus what is most practical and what is work historically long term, investing first and then adding a cash flow bump with short term investing is the real blueprint. Look at Amazon since April. Look at Apple. Look at Moderna. Right.

So close, everybody in Stockler. I appreciate you guys, but this goes to show with proper planning.

And holding a look at these kind of words, and these are the kind of returns that most people hope for over a lifetime, and then quantity of quantitative easing remains in place, and then we finally get the vaccine or whatever catalyst that is going to help the virus go away in four or five years, three or four years, these companies can grow even further and throughout this year.

We've given you the complete arsenal for what you need it, if it's your first time, you go for a treat. I appreciate you, but let's walk to the arsenal, some of the things that we've told you to use to make you a better investor.

So no one to loathe about the best and ideal price, if you want to look for a place to get a bunch of shares, be the 200 day moving average. It's a classic strategy.

But most don't use it.

People are always looking for an edge, something new, opposed to looking at what works, use what works, your savings rate, plus the amount that you invest, plus the number of shares would determine when you will be free.

So put chat. How many shares do you need to be free? We keep talking about generational wealth, but are we taking generational action collectively? That's what I want for us. So this year has been stressful as hell. But I want to make sure that we're doing our job to make it as peaceful as possible and easy as possible to understand this. So we can all do well together as a family, no to the hundred day moving average is a secondary entry point.

So let's say it doesn't go to the two hundred and we or we missed the move on the 200, we can then go to the 100.

Number three, we told you the inverted yield curve predicts the recession is 100 percent of the time.

So once the yield curve starts to invert, we have anywhere from 12 to 14 months to actually be in a recession, and at that point when the yield curve inverts, you need to start looking at the companies that you like and highlight the areas where you want to buy if the market drops.

And before two indexes and two tech. Number five, fear in greed, calculation of where tobacco companies only with good companies, they have to be quality.

They can't be low grade, cheap companies.

No, we told you Crash's only last less than one hundred and eighty days.

Towfigh We know that the market with quantitative easing normally lasts 180 days.

And since 1945, the average length of a recession is really only 11 months.

We have to endure 11 months between 180 days. So 11 months of pain to enjoy a lifetime of freedom.

I had a conversation with an investor who invested heavily in 2007 and heavily in 2008 and then also on twenty twenty. I asked him if he would come on the show. He said no, he likes his privacy, said I understand.

But the gym that he did want me to share with everyone here listening tonight is that if we follow through and pass this information on to our kids and start them early, he said because of those two pullbacks that he's witnessed and been a part of, he's been able to secure himself, his son, his grandchildren and the generation after. And the crazy part is he never made more than one hundred and fifty thousand dollars a year in corporate, not one year.

It's about personal sacrifice. We've given you the fundamentals that matter for the founder, the character of the founder and the founding team. What's the vision for the company?

The unbreakable competitive advantage? If a company does not have an unbreakable competitive advantage, they will have a hard time being a leader. They may be a secondary or third best player in the space, but they won't be a pretty imminent player. Their pricing model is key. They need a loyal or ravenous customer base and they need a catalyst for decade growth. If a company can't be dominant for 20 or 30 years, you shouldn't consider having it in your portfolio.

We've also talked about how to exit and plan your exits with retracement.

And then for generational wealth, you got to look the whole for 30 years, the blueprint is here and the thing that I want us to focus on is eliminating the noise.

There's so much misinformation and so much news that comes out every day. It almost makes you change your plan. But the best thing that you can do for yourself, your family and then as a community is have a plan that you do not waver from.

A lot of you have been asking as the fall of passive investing come in. I know there are some people who are beating up on it. Seven dollars billion. I also happen to the S&P 500 Vanguard.

And even in Asia, a passive investment has risen from forty seven point six percent from fifteen point eight percent in about a decade.

But look, mutual funds started in 1924. Index funds rest in peace. John Bogle started December 31st of 1975 somewhere.

And then Fang came. And that was the hottest thing ever. Right. But at some point. There will always be a basket of companies for you to invest in. And whether you were paying attention to it or not, this entire time we've been showing you how to make your own, even with the assessment of two tetch to index. We don't need 42 companies inside your own personal portfolio if you have two technology companies that you really believe in and then two indexes, you have exposure to all the other companies that you think that you're missing out on less is more right type and chat less is more because a lot of times that information happens that we take things out.

And I've talked to several or even some people stock like close out of Tesla early in April or May because of fear.

And then for more questions like, should I jump in now, let's wait, we want to take calculated. Measurements for what we want to buy these companies, our job is to have the best companies in the world work for us if you're not a better executive than Bezos or Elon. There's no reason we shouldn't have our capital working. And that business to benefit us. So here's your twenty twenty one plan. I want you to review what you're investing in.

I want you to write well, you know, somebody gave us a quality company, keep it right there. I need you to write down what you wish you did differently. We all make mistakes and mistakes are OK, this is how we learn, this is how we learn. We all make mistakes. Number four, I need you to silence the outside noise a lot of the times the people that are asking you to change your plan and say, have you considered this?

And should you potentially and I'm not telling you what to do because I'm not your adviser, but a lot of the times that isn't for your benefit.

I showed you earlier and examined you guys heard a scream all year, Franklinton Attack, QQQ, Tesla, AMD, Amazon, Invidia. Microsoft, Apple. And other outlets and news platforms say, well, what about this? You have to think every time that you change and take a company out of your portfolio, please write this down is really important. How many years of freedom are you sacrificing by taking a company out? This is a zero sum game.

You're either going to get more time or less time. There's no in between. I know with indexes, we have safety, but regardless of what happens with the passive investing and I know it became really hot. Of course, money matters of the game and other outlets were a catalyst for that wealth.

Front, of course, was one of them as well. Betterment was another.

But even if it goes away, you are equipped with everything that you need to know, tie them up some of your money to the market itself and the entire time to technology.

And then if another industry becomes the preeminent leader out there, if this is 1980 will be to be doing oil and airlines. And this is in 1970 and 1980, however.

And lastly, the futures market now for everyone in the free program. I know you guys don't want to talk about the futures market. I'm not going to give away our system. I know because you guys are going to kill me. Right?

I love you all dearly. To my right hand, to family. I love you from the bottom of my heart. Dorrington Apex final tribe of you guys. Alpha love you guys.

Want to give a quick breakdown of what the futures market is, the simplest answer.

And then for those of you who are on the institutional side, I know this isn't the best answer. Right. But for simplicity, the futures market, as you are just taking an estimate of what the future price of an asset will be, is trading like anything else. Whenever you trade a stock, you're like, hey, I'm trading Tassell today because I think Tess is going to go up great.

Or if you're shorting something, Nicolau hurts, right?

You're shorting it because you think that it's going to fall. The difference is in. The money that is potentially there and I don't want to induce anyone, so of course, it has a set of risks, consult your advisor and most people should not trade. But let me pull up a calculator for you and just show you really quick. So, like, if you have let's say you trade in any penny stocks, any stock, and let's say you do 33 shares, it's not a lot.

And then let's say you get 21 pennies. Of growth, not much.

It's not much right, but the difference is like if you trade Treasury market and I say you do like 33 shares, which are called contracts, and you get the equivalent of twenty one pennies, which be twenty one ticks, you'll be looking at twenty one thousand six hundred twenty five dollars and 25 cents.

Or if you did 33 shares of the S&P 500 and let's say you got 21 pennies equivalent, 21 ticks to the upside, you'll make eight thousand six hundred and sixty two dollars and fifty cents. But the biggest mistake and trading that I see is for my traders write this down, not knowing the number of selected trades you're going to take for the year before you even begin investing.

It's a huge mistake. And number two, not having a statistical edge based on data, not emotion. Don't say, well, I know I could win. OK, if you take a hundred trades, how many have you won thus far?

That's your edge. And then number three, I'm going to tell you if you want, so if you long term investor, the reason why I never worry about other asset classes is because if I'm investing long term, I know if I get a select number of trades here, any other percentage that I need will be baked into the futures market.

So for most people, like 20 trades is ideal for most type. Yes. And Chad, if you think potentially 120 trades, so like.

I have to say this, but this market in every market, but particularly the futures market, punishes the impatient and rewards the disciplined investor. And this is why I stress to everyone, and especially in this type of program, a free program don't overtreat under any circumstances, you will always have another move. So let's walk you to an example. So if you did 33 contracts, you had 20 trades on a year with example that I gave you.

And the Treasury market, if you hit all of them, Lasana, 25000 dollars, they may take you a year to do it, but would it not be worth a year? To invest and wait for the right moves collectively, you'll be a, you know, 17 hundred percent and some change return. In a year. And then after that, I want you to take half of that money and invest it for the long term so you can get to your go to retirement faster.

It's about peace of mind. It's about peace of mind. So question of the week.

What has been the opportunity cost for someone investing in bonds for these last few months versus stocks and other assets? Great.

And this is the reason why the classic allocation of 80-20 works so well.

I know the bond market took off because the Fed was buying everything to prop the market up. But now that the market is stabilizing a little bit, we see that the bond market is sliding down.

Short term investor lesson of the week that I need you to take on. And I just touched on it. But please write this down, map out the number of trades that you're going to take for the year and do not deviate from it. Overtrading is the cancer that kills most accounts. Most people can win 10 or 15 trades. The issue is most people don't stop at 10, 15 or 20, they end up taking 140. And brokers know that if you continue to trade, you eventually going to blow up your account.

And the job is just to make sure that you get good data. It is up to you to be responsible with how you invest. Charter Week, S&P. Five hundred and ninety year chart. There are so many people who are always talking about the market going to crash. The data states that if we have a crash, it's going to be less than 11 months.

And over time everyone's worried about the crash, but everyone isn't worried about the rocket to the upside. Ninety year historical chart. And betting against the market and waiting for a big crash is saying that the entire economy is going to erode and fall. So if you think that's going to happen, we have a case to short the market for a long period of time. But otherwise, you should be to the upside.

My question of the week for you as we begin to close out, are you here to become wealthy and become truly free as a community, or are you here to be in the chain if you are here to be wealthy and free so we can have our time, peace, happiness.

I stick to the plan. If you had to be entertained, this may not be the best avenue for you, even though we try to make it entertaining, right. But if you're here. To be free. I need you to be dedicated to the plan, because not only are you taking care of yourself and your household, but you're inspiring other ones around you to say, OK, I'm going to do it as well.

We have to stop talking to people about investing and show them, hey, this is what I have done.

And this is what works. And that's why I show, OK, great, you can get great returns and long term investing, right? What I wish I knew from the very beginning was.

Despite the intellectual complexities, this is one of the easiest path to, well, tons of tons of data, tons of things you can read, but you have to choose to go through them to the easiest asset classes to be a part of.

If you ever owned a business you don't own, the business is not easy nor predictable.

And as we wrap up, I want to give you your homework for the week, which will help you. So I want you to write the 10 companies are performing the best over the last 10 years. I want you to write out what are the returns for Venuti over the last 10 years?

Ticker VCT. What is the returns of ISEF over the last 10 years? What does a 10 year return of Microsoft? Number six, I want you to make a list of 20 stocks to put on your list. I want you to make the 10 year return and write out what the 10 year return is for all of them, and then I want you to pick five that you want to hold for the next 10 years.

Investing is not as hard as everyone makes it for me, when I got caught in the last recession and I did not know what to do. That was my driving force.

I'll give you guys a quick blueprint how to get good in any industry. It's a very short form if you don't have access to mentors. Read the top 50 books and any industry and you'll have all the knowledge that you need.

It's not that hard, I'm going to be very honest, if a lot of you read money game cover to cover and execute it, because this is what I want us to stop doing. I want us to stop saying that I don't like this.

The only thing should be, OK, did this work when I executed it? That has to be our baseline.

But if you read the top 50 books and you have all the answers that you need, I want to tell you guys from the bottom of my heart that I love you. I hope this has helped you. You have the arsenal. You have everything you need. We're here for you every single week to give you the best information in the market. I love you, my only ask of you is that you go execute God, love each other. Do what is right amongst each other.

Let's change the world and let's start to enjoy life more, because if anything else, 20/20 has told us life is short. There are no guarantees for those of us that are in our 30s or 40s. We can't wait for 50 to hang out with our friends and family.

We need bonding and community time now. We need peace now. We need happiness now. We need love now, not later. I said, I love you guys. Boy, to freedom there, boy, are you not entertained. Is that not why you are here?

Good young man, a boy, Ian Dunlop. The music I kind of felt made me feel like I was getting a massage.

And and the tone of his voice made it seem like I was in therapy, was very relaxing. Wow. It was it was a it was a very therapeutic.

I needed that he got needed that he should probably do the intro to ALS free therapy right there.

And I'm saying, like, I felt like that was that was like worth the ticket of admission type thing, like the Dunlap's, again, as he did come back from before in his own good.

But he was shaking hands in the lobby and just kissing the babies and signing autographs and being like he has in fact dropped the my sexy chocolate.

That's day I start coming to America. Sexy chocolate.

Well, now, the thing is, we've been doing so much stress and we talk about mental health and doing nothing, so engage in it. So a lot of times, like you guys know, like I'm working on a show up until like the last minute. So I thought I was only right.

I give a more fire presentation, but also bring energy that was peaceful to the space as well. So I can't be like, hey, meditating.

I'm all here frantic, like, you know, to thirty three. Didn't have a job for you. See this.

OK, ok, great. Let me let me even my energy up. And then I thought visually since you guys have been rocking, that it was only right.

The audience and I've been telling you guys from the beginning like you guys are getting twenty five thousand dollars, last class of freaks. I mean you guys like you don't teach us how I'm like 100 and 200.

I mean, so whatever price channel for homework, real homework and kudos you that have done it. Go watch the episode from the very beginning and look at what we call it and we're set now. But there are some key lessons in there that I think would make you a better investor. So I wanted to make sure my energy was right and also bring some fire to them.

I think that was Dollman. That was actually one of the questions we posed yesterday. Shot everybody was part of the book club. Yesterday was your.

Why are you investing, Mike? Seriously, why are you investing? And some people like, oh, I'm doing it for freedom or I'm doing it to get wealthy. And the simple answer is like, you're doing it to make money.

Right, because that will provide some of those things right. They will you will accumulate wealth when you have them. You will accumulate some of those freedoms that you have. So we got to make sure that we're doing it to gain income so that we can contain all those other things, man, and make sure that we're not trying to lose money because some people invest in it, just losing money because they have no plan.

And that's what we went back to that man. So I'm like Odin and this is like, spot on, shout to you.

Well, yeah. Thank you. I appreciate that.

If all else fails, you go into voiceover. Yeah, yeah. We got an audio video that I think we have Ian narrate the audio work.

Yeah, I'm just trying to use all my talents. I know somebody just like you think I'm on jackets and stocks. I got a couple, you know, a couple of towels in my bag.

So very, very talented man. You could do audio books.

You can do voiceovers starring Liam Neeson guys. That's right.

They still waiting for you.

I left a documentary waiting to release somebody, put it in chat like that was a good investment after the it's good that the president of the dark has considerable risk. So I don't know. I got I got a job, but I got a job. We'll talk about that after. Got that. No, only fan vibes we get. We're invested in the market. You want to see me with on the page. Oh, man. No worries.

So but no, I appreciate your and kudos, everybody. And even though, you know, people come on and not like the video. So I appreciate you guys all too, man. Yeah. I want I want us to stop arguing. And then also, when you are clearing your mission and your vision, a vision, that's when the argument comes about why I think this is better psych. You're trying to be seen instead of just having a freedom, like let's just get to what we need to do and truth be told, like if you think or know that your strategy is right, you don't have to market the truth, you know, have to tell the truth.

At a show, at a definitely show, so I hope you guys enjoyed it, those you are put to sleep.

My bet I was five. Yeah, that was dope. That was American. We appreciate them. And I was a great job. Great job. Thank you. Let's before we get into that Yale University course, we want to talk about some some some trending topics. Yeah, yeah.

Yeah, man. So obviously, I mean, the big news this week is that, you know, we have those two IPOs that are coming out. We finally got the dates and we got the target prices.

So Airbnb is going to be coming out, going public on Thursday with the target range between 50 and 60 dollars.

And so there's some news around now.

We're going to have a discussion about that. And Toadfish, which I know a lot of people looking at their target range, is 90 to 95 and they'll be going public on Wednesday.

So that is huge to choose. And I know there's a lot of people, especially earnest men, because we get the messages like, oh, what do you think? What do you think? Should I do it? Should I do it? I do it. And so you want to go into that?

Yes. That's mean. He he hit me the other day and he was like, yo, I want to buy Airbnb today. Comes out like, what do you think that it up. So, you know, obviously there's a lot of speculation, a lot of people are excited about Airbnb and all that. But Airbnb, in my personal opinion, I think that Airbnb is one of these revolutionary companies. Like, it's it's it's very rare that you have an opportunity to just completely change an industry that's been around for hundreds of years.

And the hotel industry, hospitality industry has been around for centuries. And if you really think about it in a few years, Airbnb has really changed the whole dynamic of it. So I say that to say I'm long Airbnb. I definitely think I'm going to buy some shares of Airbnb, but but I will not be buying shares. The day comes out. But what I've learned from IPOs is that you kind of got to let it settle out. It's a lot of speculation when it first start and then a lot of people so on the first couple of days and then it drops.

We sort of have a ton of variety of IPO. So me personally, I think that I believe in Airbnb. I think it's going to be here for a long time. And I think that is only going to get bigger. And I think, of course, it's going to have problems like, you know, anybody has problems and they still haven't been on their lawsuit. They still have, you know, complaints with neighbors. And there's a variety of different issues that Airbnb has.

But one of the things that's really encouraging about Airbnb is that it's extremely resilient, like we talked about Bitcoin last week, how bitcoin was resilient. Swingle Airbnb is extremely resilient. It could have gone under during a lot of people wrote Airbnb. If they thought it was over, a lot of hosts wasn't getting paid and a host was suing Airbnb. You know, they've had struggles in Miami and a lot of different cities is trying to tone down, trying to settle down in Boston.

And they just they they tarried through Batory, through the turbulence, like my vocabulary words. So I was like, what did he say?

Kyrie Kyrie Kyrie Kyrie with a team they carried Batory through the turbulence and they've come out victorious. I feel like Mike Tyson. So you know I am long Airbnb.

I believe Airbnb. Yeah. But I just me personally I just think you just got to give us some time.

Yeah. So here's the thing about Airbnb has been about both of them. So if we're going to look at both, we got to look at the time that they're coming out. Right. And so, like, they're both going to debut this week. But let's think about the pandemic in itself. And like what you said is very important, like Airbnb went through a lot. It could have crumbled. Right. But let's look at the numbers, its IPO and during the pandemic.

Right. So obviously, a lot of people, they lost a lot. They lost some money, obviously, because people weren't traveling. So right now, here's the numbers on Airbnb. They have over one hundred and fifty million users.

They're averaging fourteen thousand new households per month, but that's twenty twenty fourteen thousand euros per month. The average nightly rental rental is one hundred eighty seven dollars and over one hundred thousand cities. And they have over seven million spaces.

That's twenty twenty. Right. And they're appealing at between 50 and 60 dollars.

Right. Tadesse, same thing now the pandemic has hurt Airbnb. On the opposite end, it has helped companies like Dada's, right, when you figure that everybody's home, everybody's ordering their numbers, they have over three hundred and ninety thousand merchants. Cirlot They have 18 million customers and they're about to hit one billion orders. Now, that's 20 20 pandemic. Twenty twenty one twenty twenty two can sustain that, especially when you have competition in that area. Right.

You still have a little bit each. Right.

You start with a low margin with low margins. So they have competitors, whereas an Airbnb who their closest competitor in that field.

You see what I'm saying, so like I'm Sparboe, right, when you are talking about I'm long, I'm with you on that person, I'm with you on that because it's like, oh, I see.

Like, you know, if they can thrive and they can survive in this, when this world opens back up like it's supposed to, they don't make a killing.

They don't make a killing. Dunlap, what's your thoughts?

What's your thoughts on those companies? I'm going to flip it on the audience, tell me what the debt to equity ratio is, and then tell me who which company you think would be better. I don't like any business that has steep competition and low margins.

That's a recipe for disaster. The debt of Airbnb concerns me, but anyone that's looking to invest, here's my thing. It's my final answer about IPOs.

Wait at least 60 days.

But if you believe in a company like when I was in college, I told a story that I couldn't get, you know, family and friends to invest in Facebook at a time when I probably could have got in on an early age around. But I took the blame and said I wasn't convincing enough behind it because I knew how big the company was going to be. But most IPOs are going to dip. But if you believe in a company, hold it for 10 years.

Don't let anyone sway you from your conviction, even me. But I want you to consider the opportunity cost. So why are you hoping for this thing to go up? Is there another company that you can tell yourself to that would be better, that would get you better returns, but I think everything will be OK. They'll struggle for a little bit because that debt, I think they owe, what, another billion.

But if they can get over that hurdle, they do have a competitive advantage. And if we continue to shift in terms of landscape and how things are done differently, this era, they could have a competitive advantage to me.

I just don't like to guess. I like my companies to be stars out of the gate. So I wait and see about 90 days and then I make an assessment and then catch it on the upside of I think it's good. So. So I said, what about robots, not this week, not this week. We'll get there, we'll get the robots is coming on that way, not because of the good Lord he's been robots crazy last three days.

Wishes come in.

We know that. We know a firm is coming. And there there's some speculation was coming in early in twenty twenty one. So strike the right strike.

Syria strike. This stripe is right. There is some speculation and there's another one, SpaceX.

There's some speculation that that will be IPO in twenty twenty one. And if you didn't see the news that I mean literally just I just came across my page before we came on.

They, they, they got the deal for the starlight, the Starlink when they put the satellites into space and that's how you're going to get communication. So they got approval from the FCC like I think a nine hundred million dollar deal.

It's like this guy Ileum is different. And I we're going back to what we talked about, like all the greats, Mayweather, Brady, Jordan, Jay-Z. It's a pretty work ethic, like Elon still putting in fifteen, sixteen. And I was like, yes, Ciprian work ethic, but stright and roadblocks like streptococci, I think it could be the new PayPal square. I know.

I called them illegal young guy. I know his name is Elon. I call them aliens. OK, but he's you know, that's his nickname for him.

That's my guy that got to me for a loop.

I wasn't going to say now I'd like to call both guys that that was a kid from Miami, remember? Yeah, yeah, yeah. That's where it came from. Cuba, when he was like ten years old. They shot him. Yeah. Elian Gonzalez.

So, like, you know, like thirty now. Yeah.

That was like a whole big thing in Miami, you know, different old man, SpaceX, Tesla, obviously we already know. But that space us and please stop Sean Tesla. No snowflake is that snowflake is heavy in the streets right now.

I think touching, you know.

Yeah. Yeah. I mean this is have you got I got some other things I'm interested in. You wanna talk to the people. Yes. Yes. All right.

Let's let's let's let's take some some calls from the university first guidelines. So you are a university. You guys have the privilege to ask questions. We ask that you keep to one question. Please do not ask individual stock questions, investment questions, and please don't ask for scholarship.

First of all, do you have any issues about tech? Anything? Please email the proper channels. Who we got, Michael Lloyd, I haven't seen his name before, Michael Lloyd, you yourself have been unmuted was going on. It was first and foremost, thank you for everything I do. Thank you for that type of program. Thank you. I'm very grateful for that and thank you for setting it all up. My question is, so are you guys going to also given our new companies at the beginning of the year?

I like how you gave Diomande and all the once and said in that video throughout the year, are you going to be doing the same thing for next year?

Yeah, we don't really have like like we give every every week we talk about a different company because the market changes. That's how I look at the market changes so much. So we probably had mentioned probably over 70 companies in the last 40 some weeks that we've been doing market Mondays. But for me, I don't really want to just like give like 20 companies up front because like in March, it might change from week to week. You know, new News Week, the world changes very quickly.

Perfect. When we mentioned Mandera, am I pronouncing that correct? When we done when we mentioned Moderna on the podcast, that was in March. Right. There's no way that we could we could have mentioned that in January because we didn't know the coronavirus was going to hit. The reason why we mentioned it on the podcast in March is that I was doing some research and I'm like, OK, what pharmaceutical drugs are in the lead for this day?

I had never heard of the company before. I just researched it at that time. It was already up 50 percent. That's another thing, too. Sometimes people think like if it's already up, it's too late. It was up 50 percent. We mentioned it. We said this is a company that's working on a drug for you. Can you can research. It is documented. We said and we said, you know, of course, do your research.

But if you're looking to make money during this crisis, this is might be a company that you want to invest in since that it went up like one hundred seventy nine percent or something like this. And since we mentioned it is the same in the same conversation, like from that standpoint, I was working in school and my Gilday about the shut down the country. You know, people don't have to work from home.

You should probably look at Zoom Zoom. You're probably looking at things like we literally said this in March before anything we said, if we're headed that route, you know, Zoom is going to be something. And it was three hundred eighty nine three hundred eighty seven percent this year. Year to date. Yeah, crazy.

Three hundred.

So if you guys just listen and then do your research, execute by a couple and hold them, you'll be good. I mean because of course. So what I want you guys to do, I want you to go Google John Templeton story about what he did in during the crash.

For his. That was one of my great inspirations. We may not get prices that low ever again, but like these ones, we may have maybe two more big recessions in my lifetime, if we can capitalize on. But when we hit extreme bottoms like that and with this caveat, as long as the Fed comes in with quantitative easing, that's going to be a good time to buy. If the Fed ever says that we're not going to put any money into the market to prop it up, don't touch it.

That means they're going to let the world go to hell in a handbasket. We give companies. Yes, we've done it every week. The thing about my question will be where everyone else execute well. Yeah.

And even even what we talked about. Another example of that is Boing, Boing, Boing, Boing Boing is a company that I personally invested in myself I wasn't thinking about.

I told you not to get out of it. We good stuff.

You go to Boeing. You know, I wasn't thinking about investing in Boeing in January or February, but when I saw it, I know, I know in my heart that. But Boeing's a 400 dollar company. So when it reached below one hundred dollars for the first time in like five years, you know, that's something that you don't plan for that to happen.

I'm saying we didn't know it was going to happen. And airlines is going to shut down 94 percent of the flights. And all of these airlines is just going to just take. Who would expected that?

And we couldn't we could have told you to buy Boeing in January, but if you did buy Boeing, you up over 100 percent.

But but here's the point I will make and everyone write this down. If we have a crash tomorrow, the top 20 on your list, map out where you should get in, because I don't want people to be like, well, I didn't know the crash was coming. It's like. For me personally, I know if the Dow ever won 50 percent down in value from the five year month and it's stable, we were in trouble. The same correlation I went through 300 companies and marked up where I wanted to get in trouble.

I think I would be pulling numbers out of the air, but it's a lot of research that goes into that. So the homework I would give you is Mark off the Tony that you like a lot. And if the world falls apart again. Where would you get in, because if you do the research, why everything is calm, it's a lot smoother, it's really hard to plan what you would do and the fire is already in your house.

But if you do the drills beforehand, it's a lot easier. So same thing here, all those crises beforehand.

So once again, back to the accountability. I can give you every tool known to man, but will you do the work? And I know a lot of you have, but just be prepared just in case and make your job easier.

And I got some I got into it by saying that, yes, we are creating. We got our lists we've created for 20, 20, but we never stop and we never stop.

We've always treated it like personally like, you know, we always look at new stocks every single day, some of which was going on, like not to say to every stock is good, but it's a sport. That's what I want to say to. I'm glad. I'm glad you brought that. Appreciate you investing as a sport. Like, you know, if you play ball, you can't just say I I'm a I'm a go to training camp in the Knesset.

Like I mean, like this is day to day every single day you've got to practice. Like, you can't just take five weeks off because you prepare during the summer. That will be the equivalent of like if LeBron trained during the summer and then that was it. Like you still got to train, you got to practice every single day. So the world changes so, so much. You got to stay up to date every single day. You got to research.

And that's part of the cost of freedom. I know some of you guys, I want to hear that, like even me I to see before thirty preparing for the show. Got it right back at seven thirty. Got on a dream team call. Finish editing here as soon as we get off here, Stockwell Core Research right after the break.

That's what it you know, I did it for the first time yesterday. I literally gave everybody that was with us yesterday afternoon. Right. Because, you know, I appreciate anybody that spends a Sunday afternoon with us at 3:00. I gave them every publication that I read, every publication. I said, you know, here it is.

Here's a list and then another thing. I'll take it and read it. Another thing that we talked about before. But just to kind of like give you, like some perspective or you don't necessarily the whole point of the show is so you don't need us. A good teacher does not want to keep his students dependent on him.

If it was up to me, would have wrapped up in August. Yeah.

So it's like it's like it's like we talk about the ETF playwrite, so like you take a strong ETF, like everybody knows.

SMG is one of my favorite ETFs. Right. I'm heavily invested in SMB. So like if you look at estimates. Right. And you break that down, you see that Taiwan semiconductors in their videos, in their AMD is in their Tulkarm is in their Texas Instruments is in there. Right. So now that gives you seven, eight stocks to research. Right. You know, the ETF has done well for an extremely long period of time. You probably heard of some of those companies.

Right. So do you necessarily need somebody to give you those companies to research Google, Google?

How much is BGT up for this year? I want you guys to Google that. So anyone that we name, I just have to write them down. And most of the homework has been done at that point.

And even with the stock club thing, so for those you lost, that the two expensive campaign, if you go back and actually watch every stock, every stock, multiple weeks just to see if you will buy them by Amazon, Shopify and I don't want to.

But if even if you compare the tech list that was in Stock Club. Yes. Arguably one of the best lists in the country like it. And if you look at it and compare their numbers, in some cases it's better than some of the arrangements of things like Kathy and Bill put together.

Like I said, like in a video we put together the formulation even of index funds go way, passive investing falls apart, robo investing falls apart. Anything else? Jemez tied to a market. So even if you want to invest in the Nikkei 225 because you think Japan is going to be the next leader in the next 15 years, Nikkei 225 Pirtek or whatever other industry you want to be a part of that's leading the market and let the money roll, a lot of the conversation is going to cost you.

That's why I actually like even in doing all this research, I don't want us to be so intellectually smart and then we're actually piss poor. In terms of how much they were making, we look at everybody believes in tussling, I'm like, you get this year you would have been up four or five hundred percent.

I want to say something real quick, if I can summarize most ETFs at 52 week highs. Most investments are at 52 week highs because the market is at 52 week high at an all time high. This case and that's on the market, is that a. Then be afraid also in the market, is that high?

Yeah, so so so you can we not have time, but you can if you want to wait. But just keep in mind that if you're looking if an investment is down right now, of course, there's always an exception to the rule. It's probably not a good investment.

If we if we in a situation where everything is rally and strong since since springtime, everything that's like good solid company has rallied very strong.

They might have been pullbacks, hasn't it? But everything is is pretty much inflated at this point in time. So it might not be a good time to invest right now.

This is critical. This is what you have to think critically. Right? We're not telling you to invest. You got it. You got you got to take it into consideration.

If you want to do dollar cost averaging, that's the way to put money into the market every single month. So you buy how you buy low and then over the course of time, your average out. We talked about that numerous times. But if you just want to put a lump sum into the market, yeah, over the course of time, it'll still be hard. But what if you want to wait for a pullback, then you can you can wait for a pullback to happen.

But don't don't be discouraged because something is at an all time high. Yeah. It's still a good market. Always goes on sale. Yeah. Yeah. Always goes on sale. That's a fact.

And that's why I said you gotta do it when you do the research. And you can attest to this because obviously you have plenty of times and shotty and traffic all the time. When you do the homework it takes you down such a rabbit hole that you start finding other things you don't know. I'm saying this is the reason why I like when we saw I saw TMO on my go. Wait, they got the vaccine, but they got oh, wait.

Let me look at this. When I he was like, oh, well, you find this right.

The same reason when he when we saw Zwar and it was like, wait, there's an eyeball to eyeball.

I mean, we gave out some shares to oh, then you start finding so many other things. When you dive into the homework, you go down the rabbit hole of just information and just it just opens up to you. And what's most important is like, yeah, we could say it, but when you do the homework, you'll understand why we said it. And once you get the why. So and timing is important. That's why he has a stock club, and that's why because it's like I mean, yeah, if you want to just put one hundred thousand dollars in Apple and wait, you're going to make money.

That's going to happen. But yeah, if you want to be a little more strategic. But that's why also we talk about technical analysis. You know, day moving average is two moving average things of that nature, knowing when to, you know, to to look at the inverted, you slept on that price channel to be real.

All of these things that are here for you.

Yeah, it's got the coverage of it, that's all. So let's go to Terry Gross. I'm sorry I'm such a basketball player. Terry Gross was going on ESPN. Good evening. What's up?

Hey, thank you guys for all that you do. Thank you. Doing well, thanks. I have had several jobs where I've left for three BS and four one KS, and I've heard this question before about you can roll them up into an eye, but I always miss the part I thought I heard something about. You can do a self directed without the taxes. Yeah.

Self directed, IRA. Thank you. Good question. So an IRA individual retirement account is very popular. When you leave a job, people roll over their old retirement accounts to IRAs to have greater control, to have more investments to a variety of different reasons why you will roll over to an IRA. But you have what's called a traditional IRA, which mostly allows you to invest in like stocks, mutual funds, ETFs, index fund and stuff like that.

And then you have a self directed IRA which allows you to invest in a variety of different things. You can invest in cryptocurrency, you can invest in gold, precious metals. And one of the things the most popular thing that people use are self directed IRAs for is to invest in real estate and any IRA you don't pay taxes on. And so you take the money out and put it in your bank account. So as long as it's in the IRA, the IRA is just a vehicle.

We talk about that in the book club. A lot of times people confuse IRA is like an actual investment. But you can have IRA annuity, you can have an IRA stocks, you can have IRA in a savings account, and you can have IRA in a home by way of a an IRA. So a self directed IRA. So yeah, that's how it works. You roll it over in a quick view of it, is that you roll it over into the self directed IRA for the custodial account and custodian has it and then you purchase a house.

As long as you keep the money inside of the self directed IRA, you don't pay taxes on it. And then when you sell the house, you can put the money back into the self directed IRA like in the money market, and then you can buy a new home. So it is restrictions and it's different things. We actually have a class on it while university about self directed IRA. So you remember, you might want to check that out.

It gives like a 40 minute explanation because there are like different things that you need to be aware of. There's like prohibited people that you're not allowed to buy a house from or you're not allowed to sell a house to effusiveness of the IRA. You have to be careful about rent like what you do with the rent things of that nature. So, yeah, I encourage you to watch that class. But self directed IRA, in a nutshell, is a way to buy real estate tax free using your retirement account.

Hey, Terry, I'm encouraged you do one other thing. On December 19th, my brother's going to be giving a financial planning class, so make sure that you attend. Those are always incredible. I sit there and I write notes myself. So like I told them, I called them yesterday. I was I felt proud that I knew what annuities were and I was because I had been listened to him so much. And he was like, yeah, you got it.

No, thank you. And thank you for that real estate advice and listening to you guys. I've been putting a nice deck into A for three B, and I said, well, let me see what my four three B is doing with the money because they guarantee you four percent back and found out they're putting it in vanguard and getting about eight percent average. Bet you're a teacher. Yes. Shabtai educators.

What you teacher Memphis, Al Sharpton and SNCC, we got we got a lot of love in Tennessee and we'll be in Kasrils when this thing opened up.

Come check us out. Those all girls appreciate you.

Well, and there's also there's also a of self directed IRA as well. I want to throw that out there. Let's let's go to let's go to Lynnette, Lynnette O'Neil, amuse yourself. You've been unmuted. Oh, and she said, oh, I'm sorry, how are you? You good, you good, good, good, good. I didn't.

Did I raise my hand? Oh, actually did. You're looking so good.

We weren't sure you have on the. I said, also a nice for you have only stylish thank you. Do you have a question you want to squeeze in?

No, I don't know.

It's all I appreciate all you guys for everything that you do. Appreciate it.

Thank you. I appreciate you as well. Thank you. Thank you, everyone.

To pick one indicator to master pick the vehicles that you're going to be in and stick to your plan. Don't bother you. Dollar cost averaging. You wait for a place to load the boat. Just stick to your plan. You're good. Rene, what's going on?

I'm just going to tell you, even lead is when I forgot.

I forgot the rules. I got to go.

So so my question is actually for Ian tonight, and I so appreciate everything that you've done. This sniper program is killer. I am learning how to manage my emotions. And that's a part of my question today. So I'm I'm filling up my stock journal, kind of just trying to track everything that I'm doing day by day, learning ninja trader and just studying, studying every day. I'm finding that I'm having a little bit of trouble getting my money off the table in the right amount of time.

And I'll give you a real life example. This one hurt, hurt. So Nasdaq et Nasdaq. Listen, I'm loving you. It is making me feel like I'm on a roller coaster and I love every minute of it. I actually. So here's the example. Last week I. I got in at the right spot. I want to say that it was Monday or two. It was Monday because we don't trade on Tuesday. So it was Monday.

And I got in right on. It was on the the don't say Oh I'm sorry, OK, I got it at the right spot, OK. And I just waited and I let it go and I let it go. But then it took a turn and I was like, OK, I'm a B patient because you know, it's about being patient. However, it kept on going down and I started to kind of panic and I'm going, well now what do I do when when is the right time?

And I kind of learned a little bit today. I picked up again today, lost a little bit, but I, I did my last sorry, three traits, not two, but three. But I won the last three and I made my money back. I know it's like not what you're supposed to do at all. I got emotional, but I kind of want to figure out the right way to do this. So I'm not getting emotional.

Like you said, we know when we're taking the money off the table. But this Nasdaq is it's a it's a curve.

Yeah. Sort of thing. You're basically asking how to handle emotions in a trait.

Yeah, I think so, yeah. So I could take the money off the table at is it's a day by day sort of thing.

So I'll ask you this. If your life is on the line and I was a doctor and you have to have a heart operation, but I only had. Four surgeries under my belt or 14, and I rushed into three yesterday. Would you let me do your heart operation? And now in doing so, the thing is with every one of us trading, so that's why even with the music and all that, that helps. So I know a lot of people feel like the more trades you take, the better that you're going to get.

What's going to end up happening is that you're going to form bad habits and they're very hard to break. So stick with the number of trades. As much as you may hate to hear me say it, because if you can control the number of trades that you take, you can control how often you will lose and how often you won't. And also, that risk reward is going to help you a hell of a lot. But anybody that's overtrading is deviating from the plan.

Don't like my guy here. Brought it up today. Like you have to marry your plan any time I hear anybody deviate, even for those of you like, hey, I started trading 20 minutes early. You were 20 minutes wrong. It's going to cost you. So, like, breathe. I know it's exciting. I know it's a roller coaster, but I don't want us to be on this emotional roller coaster. I want it to be able to go into the market like sniper's, mark our spot collectively, get in, you know, profit, get out so we don't end up in danger.

So I would take one a day. And then also, if you need to take some time off, meditate and come back and be a lot more peaceful because we're worked up. It does not work well for us in a market, so appreciate, so appreciate you always. Let me ask you to a question, because I was telling it like there's a lot of people out there that do stocks. Obviously, a lot of people talk about options, but our options have become very popular these days.

And you can make a lot of money and options, but nobody really talks about futures. And if you understand futures, you can make just as much or maybe even more than you can on options. And I've been encouraging Ian to really talk more about futures or market Mondays is complicated, but maybe like if we just break it down step by step, I think is less complicated than options.

I just want to induce people to go trading first because I know in 20 years and this is me, love and trading. The majority of the audience is going to make more. I haven't met one person and I would have loved to axe the guy that you interview would have rather traded Apple for four or five years. I continue to hold him for when he got it. Hmm, like you guys already had, you know, so but if you can put them, put them together, it's amazing, but I think we can.

So, yeah, my plan was just to make sure everyone was long term investors first, like we talked about our episode seven then.

So I got to say, if you're interested in learning a little bit about futures typing. Yes. In a in a chat, if you're not interested, then I'm part of my world and we want to have this conversation that we're bringing up.

And this isn't to listen you to buy anything or join anything, because most people don't have the discipline to do this shit.

So I'm like, your dad is fine, your pops just fine, you and I'll send it. Let me go to the lock in on your discipline, man.

Really quick, I'm just going to do our earnings because there's two earnings that are on my list, so we got one oh, Wednesday we got Adobe, a company obviously that we spoke about, and we have Thursday, we have Costco. And tomorrow we got a big day for anybody that is invested in Salesforce CRM.

They have that because you don't say they have their Investor Day tomorrow and on Wednesday. Starbucks also has an Investor Day on Wednesday. So I will be tuned into to Salesforce Investor Day. I'll be watching that. And hopefully some of our earnings will be there, too, because Salesforce is indeed that.

It is what is Investor Day. They're going to talk about what they're going to be looking into next year. I'm sure they'll be talking about the acquisition of Slack. Should be a bunch of questions about that and what their plans are to do. It's like to talk about that acquisition once.

Yeah. So, I mean, I said yesterday Maslach was a company that I kind of invested in what's like what it's like. It is. It's a part of a work economy. Communications type system is I guess it would be.

Yeah, it would be like my team, what seems Microsoft teams. And so it was kind of like a rival.

And so I and I spoke about this man not investing with hope. And in June I invested with Hope because I was like, well, this is going to be around for Microsoft. People are going to be home like I this is going to be. And obviously I know now, you know, leave hope at the door and don't ever invest. Will hope. And so I left the investment. And, you know, six months later, here comes a cloud service that is saying, look, we want to rival what Microsoft is doing.

And they bought for twenty seven dollars billion. And so people have been watching that like, wait, how come Salesforce is tumbling in ways. Right. That's the part of the homework done. You don't saying we could give it to you, but that I would encourage you to do the research on it.

So I'm sure a lot of questions about that will be will come up in Investor Day. And so I'll be tuned in. If anybody needs the link, we'll put the link in the Facebook group and all that.

What is a ten year return of Salesforce? I want you guys to Google that and put it in chat. And where would you rank the CEO, what would you recommend? You guys know my face. You know my face.

Yeah, he's the kind of people have that very opinionated about him. Yeah. Yeah.

So let's watch another one. Somebody I know Trappe is big on that, figuring out who the CEO is and understanding how they make investments in markets. Very good. Yeah. Look at their last acquisitions. And I know people, a lot of people like yo. Twenty seven billion dollars is a lot of money and of course it is. But if you look at the acquisition, some of the biggest tech acquisitions over the past decade, I mean, it kind of falls right in line, right.

If you if you look I mean, is the major player for sure. But if you even look at it like what what Facebook did with Instagram, they paid one billion dollars. That was probably the steal of the century, perhaps even when when Google acquired YouTube.

I mean, these things all fall in line with what Salesforce has just done.

I mean, and is it expensive if you can get a multiple of five or 13 X over a seven or eight year period?

I mean, some assets in, you know, and there that could make them a dominant force force, no pun intended.

Yeah, so I think everyone reacts to the news is like, OK, great, they're quiet. Like, I want them to go up 22 percent in a week. It may take a while. It may take a year once they roll out the plan. But once they get the integration down.

Yeah, I think I think that a complete integration. I think they anticipated it for twenty twenty two. If I if I'm not mistaken, I think twenty, twenty two. So it has some time obviously. And that's why I watch an investor day. And seeing what's coming is very important if Salesforce is something that you want to invest in. All right. Make sure you do that.

All right. Let's go to Latoya, La Toya page you yourself. You've been on. Meutia was going on. Hi, peace. What's going on? How are you? Thank you. Thank you for having me. I literally went up like one hundred thirty percent on one of my stocks and I've been just just started investing.

Whose talk that that.

Can we get some fire her, please. We let go of our head.

So that's just encouragement for anyone watching. Just, just, just do it. I literally took a little by little. But my biggest question, I just started options like last week was two weeks ago. So sorry if this sounds like a stupid question, but if you're if you buy if you expire out of the money when you buy a call, do you still have to pay that premium? If you fire out of the money, like to answer.

Yes, I'm sorry. You know, you good. So pretty much one one of the options I bought, I succeeded in and then the next week, like last week, was horrible to call options, they expired out of the money.

Would you mind saying exactly what you did like? Which was it could be it could be a teachable moment if you don't.

Of course. Well. Well, do you want me to say the stock or. Yeah, yeah.

You could say the stock is short term.

It sounds like both. In both instances there were short term with square eyes. I succeeded two weeks ago. I made like five hundred dollars, but I had a four week. But last week I invested. I believe in Nehal, but I buy it out of the money. But I still have the cash. And Robin Hood, just in case I didn't know if they were going to take that on premium, how are they going to penalize me for the premium?

Because it's my first time. What was the strike price? Oh, I'm sorry, I don't have it in front of me, but in the end Neal dropped, so.

I mean, it was like I'm sorry.

It was the day it was up in the 50s. And so I'm trying to see what strike price. You got it. Because you said it's over. Yeah. I mean, you lost the money. Is this. Oh, my gosh. I'm sorry. I'm I'm literally I'm a little frustrated because I'm so nervous. That's.

I want to take them from a trading perspective. If you guys got anything short term, any asset, any real estate futures, anything you have to have.

An irresistible edge over our competition. If you do not have an edge, don't do anything. That's the part of the reason why don't come on and talk about features, even on swing train, because you usually have like a 21 to 25 day, 30 day cycle is not enough for most people intraday trading or short term investing. You have to be really, really patient. Things work out better the longer that you end up holding them. So please keep that.

I lost. I lost on one option. Hmm. So far in life it was tracking's option with a short term play. I think I put twenty five hundred dollars in and when the time came to pass short of that and dwindled, I think it just like I think I went down to like fifty dollars like that and I was like a couple hundred.

I tried to sell it the way I was like 60 cents like fifty dollars. Now you know, I just thought that's what, that's why I was just trying to figure out exactly what you what you were referring to.

But if you if the strike didn't strike, you're done.

So I don't have to pay that that premium or anything. I'm not penalized or anything right now.

I would not I mean, you don't have any money.

The money's gone. You answer the question. They don't. Even if it was not if it was a stock, it'd be different. I would ask, like, yo, did they let did you use your margin to invest? And then that would be saying, yeah, well, they I don't think you're even allowed to do so well on TD Ameritrade. You can't definitely you can't trade what your margin account for your options. So your money gone.

But it's a learning lesson. You know, I'm saying and I see a lot of people saying, like, never invest short term in.

And was one of those I mean, yeah, you now you got you got it. It's a lesson. It's a lesson. You know.

Absolutely. All the lessons of lessons and lessons, teachings. Thank you for all for everything. You guys. Let's say that wasn't bad. What are you saying.

He was nervous. That was great. Thank you for sharing because you felt what you just said somebody.

And for those who do short term invest, especially if you're doing any assets that move faster like features, it will make you a better long term investor because then you have more practice in getting in and time in the market a little bit better. So use those experiences and translate into long term investing.

I promise you. Like, I know you guys feel like the money isn't in long term investment, but the longer you hold any investment, whether it's a business, real estate investor, anything like it's going to pay off the longer you have it in your possession, make you crazy like it's crazy.

Now, I'll tell you, if you still listen, man, if you're looking into Chad, there's a bunch of people, especially on YouTube, like, yo, that just saved me. Like, you never know man with an inspired somebody to change their mindset. Like like I said, like, we we make no secret of the mistakes we make because we live by that guy's code in the back of us. Right. We did that. So hopefully you don't have to go through that.

So thank you for sharing that with that boy, Kevin.

Sam, you said I got it. Looks that way.

Kevin is saying everybody type and chat long term first, but I'm glad. Thank you for sharing. And then also getting a lesson, because one of the things that ends up, you know, pushing us over the edge is like those losses. And what I don't want to happen is your spirit form destined to get broken and you correlate those short term losses and it's going to be the same on a long term side. But for any of you, that plan on trading like you have to get good.

It is a profession. Yeah. You need a considerable edge. Yeah.

I mean, you balance sharks on a daily basis. You go against the best people in the world and you will go fish. Yeah, yeah. You are literally a goldfish out there. You nimo out here you say and you balance sharks is like you have. What's your advantage over them.

What. You got to have them stay away. You know, it's like putting Nemo in the chair.

Yeah. I really love that.

I love you. Can we get the fish emoji please. You know Stanley. What's going on bro. I mean yourself you've been a muted. Put the fish up.

What's going on here? Yeah, hear you perfectly. I meant that a Solutia have been trying to get down for a minute, but salut. So I have a one one control over question. Basically, I got laid off during a pandemic, so I rolled over my four one K to my to my R.E. So I really want to know what shit that structure look like. You know, ETFs and mutual funds stocks. I know it depends on me, but any advice on, you know, any percentages of what?

Where is it invested now? So I took it out on my investment, my job now is in a low over like, you know, like what it's in IRA.

But I do know what it's like in the money market. Money market.

How old is how old are you? I'm thirty three. OK.

Are you experienced with investing or are you just learning about investing.

Oh when I started I started investing like last year like my account. Right now I'm doing pretty well in my individual account, you know. Yeah. I have some good ones in there. I watch the show, you know, I take notes on I do a lot of research.

So, you know, the reason why I actually was to see how aggressive you want it to be as far as, like, managing it yourself. So I'll give you a couple of different answers. If you just want to autopilot, then just pick a ETF, pick an index fund, pick both pick an index fund and ETF and just ride it out with that. Ian's philosophy to tech companies to index funds, high returns doing it. That's not a bad strategy either.

Some people, especially like with a retirement account, you don't want to be too hands on making trade, stuff like that. You can if you want. But I wouldn't recommend any more than twenty five percent of that. So just like around, even if you have one hundred thousand dollars, you ain't you put it in the IRA might want to put, let's say twenty five percent in an ETF. Twenty five percent in an index fund. Twenty five percent and another index fund and now twenty five percent.

You can actually manage yourself in like you know to individual stocks by Tesla, by Apple, things of that nature. So the easiest route to go is just index ETF because it's a long term play. You're not really going to touch it for a long time, God willing. You just wanted to let Iraq and your other not what we call non-qualified money, the money that's not in your retirement account, you can be like more hands on and more aggressive would take more risk and do different things of that nature.

That would be my suggestion. But I guess it really just comes down to your risk tolerance. But those are a few different paths that you can take. What you need to get invested, though, you don't want to. You can't just let it sit in the money market forever. You definitely want to put it in the stock market at some point.

You go to have negative terms on. BGT is a great one, though. A good ETF. Chuck Bass gives you some edge good returns. Oh, and one more question.

The market is at an all time high right now, and I'm knowing that. So my thing was I was like kind of waiting, for example, back to actually invest that money or think that's cool. I just now just put it to work.

I mean, yes, a lump sum is a lump sum, so over the course of time is a retirement account. So, you know, it'll still go up over the course of twenty, ten, fifteen years. But I mean, yeah, we all expect at some point is going to be a pullback. Right. At some point we're just not sure. And we're just not so that the scary thing about waiting for a pullback is that sometimes it never comes as far as like what you're waiting for.

I remember I was talking to a client years ago and like twenty sixteen. And he was telling me, like, I don't want to put a lump sum of the money into the market right now because it's going to pull back heavy, like a heavy, heavy pullback, the type of pullback that happened in March.

He was waiting for four years for that heavy, steep pullback. We had small we didn't really have that deep pullback until March of twenty twenty. So it's very it is very difficult.

But what you can also do and we never spoke about this before, but this is another strategy for Lump-sum. You can dollar cost averaging on the lump sum amount. What I mean by that, let's say you have one hundred thousand dollars, right? It doesn't have to be all or nothing. You don't have to put one hundred thousand dollars in at one time. You could put ten thousand dollars in every single month for ten months. So now you dollar cost averaging on a larger amount.

That's the strategy also is the same principle of dollar cost averaging every single month out of your paycheck with your four one K, but now you dollar cost averaging out of a large amount. That's something that sophisticated investors do as well. And we never really spoke about that option. But that's something that's you can do as well if you if you feel a little uncomfortable, but you feel like you want to get in, but you feel like it's going to pull back, put ten thousand dollars.

Like I'm just saying, this year we have one hundred thousand point ten thousand dollars in every single month for ten months. Hey, man, appreciate your shout out to your movement culture for like, man, my family.

Thank you so much, Stanley.

And I ain't even charge a consultation fee that you couldn't even bug me. Right now they're calling the book Yo, earner's man.

I know. I know guidelines.

I know. But Stanley said he'd been trying to reach for so long. So we let him go to the African G.T. tii.

And I said Salesforce numbers came back in and they they found the number.

Yeah, it's a pretty solid company. That's a good company is going to be good for even if you feel like you missed out, a good company is going to be it should be good for at least half a decade.

I don't want, you know, a company that's good for a year and then they fall apart, so. Let's get one more one more question. Let's go to Brian Jenkins was going on amuse yourself. You've been unmuted.

Oh, yeah, it was good. I really just measure static right now. Hey, how ya doing? Thanks for having me on, man.

Are you from Brooklyn? Nah. You guess again. Guess again. Are you are you from the Bronx?

Ninety nine from New York. Then are you from Jersey.

From Camden. From from New Jersey and Philly. That's Camden.

That's close tri state area. Yeah, definitely. Definitely.

That's the part of Jersey Union. Lizbeth Urban Area.

OK, Irvington Service to Eastern Seaboard. I spent a lot of some of them got a very hip hop name, Brian Jenkins.

I knew you had some some East Coast flavor to it.

The Jersey. The jersey. Now I'm in Philly right now, so a little dangerous out here, but I'm out here with you guys and I'm just starting right now.

I got this thing. I just missed my girlfriend. Like, these guys really talk talk right now, man. I got you know, let me that let me stop talking.

I just had a quick cash. Quick question in. I think I just put in a question answer or if anybody I know is talking about this standard and I can't remember exactly who we're going to talking about it, but I'm trying to figure out I'm just learning how to options.

And I picked up the book that I'm bad with names, both ahead on options, volatility.

And down there tell you, I got you breathe it, yeah, I've been reading that book pretty much, and it talks about the standard deviation and trying to find or trying to find the option pretty much or to know when to get in the option when we talking about the Price Modlin and all that stuff. My biggest concern is how do you find it?

I'm getting lost and to find a standard deviation in any stock so I can actually get in. And so, I guess match up the theoretical pricing that makes you email your enemy your question and I'll text it to borrowing. And then if I if a brother gets time when he is, you know, got his daily duties, I'll try to answer back to you because I'm not an options expert, OK? But I'll try and do my best to get that answer for you to shed a tear the rabbit hole.

Mike and I understand stand is like, you know, we don't have learned to talk to my brother, my brother, just like an hour ago. Like, we don't have nobody we look up to. And, like, you guys really been like really inspired.

I'm not the Krannert narrator. Miyagi has really been inspiring because I've been do a lot of stuff in the past three months. And I just lucked into you guys on when I can just come in from, like, accident stuff. I was like, I message in and all the time like this the I there some cool dude like, you know, we don't know you, I don't know you guys like and stuff like that.

But I just appreciate you guys because like I said, we don't get to look at my binder. I mean I know what we used to, you know, and I'm just trying to. And I just want to set the pathway for, like, you know, my friends that, you know, can't even get, you know, in and out streets.

So I'm a rain man and I just I want you to do is I want you I want you to email me Troiani Lisey's, your email me at your leisure.

And we're going to get on a Zoome call this week, and I'll walk you through those options to show you some things I so I appreciate.

It's my birthday Thursday to March. Let's do it.

Let's do it. Let's let's do it. Like we're not going to time this week and like I'll walk you through and show you how to move around in this game a little bit.

And, you know, tourism is immoral and put them in a sniper program too. Oh yeah. I appreciate you. If we could make sure you send that to me, you know, how old are you talking about?

Twenty seven point seven. You got cash?

Yeah. Some of the cash family.

I love you guys, man. Thank you so much, bro.

I see. I see the love heart. The heart is going up as real big love for you.

Big Love Nassery. It's reality. It's reality. And it's one of these things shot to Maurice Clarett man he knows he's a friend of mine and he takes me on a day like, yo you know my my cousins like they, they have you in the streets and I never thought that they would care about anything. And they texted me like, yo, you heard about Elysha. He's like, how? You know, I really like that. I know.

So I say I have to say, like what he's saying is real. What he's saying is real as far as the role models is like, you know, we always have sports entertainment and then it's always negative after that. And it's like, you know, to now have entrepreneurs and investors. And like he said, it's just, you know, we just regular people. We just, you know, listen to hip hop. We grew up, you know, just like how you both grew up and it's inspiring.

So, you know, we don't take that lightly at all. We take that responsibility lightly. And we are extremely humble.

I can drop please you up your catch up so I can have people blessing. I'm a blessed you to cut you off, but let us help you. You know, I think that's normal. You really want to say thank you guys, Matt. Thank you.

Put put put the cash up in there air.

So I'd like to see it and we could put it on YouTube and all that, but I'll put it on YouTube if you if you watch it especially coming for I mean, you know, every a city the same, but even like seeing all the stuff with the rappers and like most revealing stuff quando man, I think if this stuff with a guy implementor like 25 years ago we'll say lot incarceration rate would probably be in half, murders would probably be in half life, especially when I grew up in Chicago.

Gary Sachar, south side of Chicago, like everybody who grew up in the Midwest and like the futures market is in Chicago, that's the part that makes it so heartbreaking, knowing how many people got killed or were murdered. For a little or nothing. Just trying to survive. So, man, I feel you to my boy. Can he just he just sent some money. We're going to send it over to the good brother once we get his cash back.

And that's what it was like, you know, even, you know, the entrepreneurs online and highlight the success.

And it's like, you know, it's not me. It's just we're not here to make you feel worse about yourself. Like, no, I'm saying we had to encourage people at any level of success that we've been blessed to receive is only by the grace of God. So we can never act. You know, we can never act in a boastful or arrogant manner because you only you only one step away from being a millionaire or sleeping on a street homeless girl.

It's a very thin line. Yeah, it's a very thin line.

So you can never you can never forget that. And you can never forget about the communities and the people that, you know, helped you get to where you are. Because we're not we don't make it until everybody makes it. You know, one one billion is not enough. One million is not enough. Everybody has to be financially free and educated.

And that's why I keep saying we've got to do this as a community. And I know sometimes you guys think I'm coming out of heart, but I'm pushing you to do this because I care. And was this moment one of the roughest years for all of us emotionally?

And I put I appreciate you even open it up and like you that vulnerable to do that, because honestly, thousands of other people feel the same way that you do. So it takes a real big person to it to be vulnerable like this. Thank you. I just I just put his cash up in air and just showed a brother some love man, happy to have a boy and definitely hit me with that email.

Hopefully I can handle snipers.

I'm going to cut you off. Send him some. Send him something, you know, I blusher. Just say anything you can don't have to be nothing, you know, out of the range, but bless him, pay for it. Yeah, I mean, we're going we're going to lock in this week from December to email, we're going to lock in and I'll walk you to a little tutorial. You know what I've learned? We couldn't we couldn't have picked a better way to to wrap up this show.

It always is like this. We had a brother one time I was incarcerated. We are there's always emotional stories.

And this is really this isn't just. No, this is just corny game show for some call called financial literacy is life or death like people.

I said it when I say when I say financial literacy is life or death, I'm not being overdramatic. It's literally a matter of life and death. Sometimes people making life life altering, life changing decisions over five thousand dollars. Ten thousand dollars where they could have made that. You know, I'm saying in the stock market, they could have made that in real estate. They could have made that selling merch. They could have made that in a variety of different things in trucking or whatever.

And that's another thing, too. It's not just one path.

We're here to show you and meet as many different paths as possible.

Because, you know, when when when your money's not right, you make decisions that you probably wouldn't have made when you have money. That's just the reality of it. Like I said, when when you when you're hungry, you eat whatever's there.

What is first things first. Want to do that money. Right. It makes things worse. That makes that makes you a person. Yeah, yeah, like I said, well, we're all one decision away or, you know, thank God for my family looking out and then friends like, you know, brother believe a I believe, you know, like just keeping you going. You know, you guys like. We all could be, you know, unfortunate position, so, you know, that's why I think you guys every week, you know, for those who tune in, I appreciate you.

Like I always say, like four years ago, I couldn't get four people to move out of El L.

Abrahim, I hope you still listen to Matt. Just hit me just now. He said that, you know, he's so moved by what you just said that he's going to give you the homebuyer's blueprint. He let you in the course for free. So shout to our boy, my brother. So now you had a real estate game. You go ahead. Two options game.

And then, you know, the key that you want is that you're going to start from the sniper program. Yo, bro, this is going to be a hell of a twenty seven birthday man. So that's love, bro. Matt, we appreciate that, bro. And G and G Super Super mmHg.

OK, closing words for you. I want to give a shout out.

Let's give a shout out to General Hardy because I know Darryl was I seen him on YouTube, I see him in here and he put a post on Facebook in a private investment group about how he went to the auction and met another ERNAN at the auction and they bought properties.

And it was so powerful it inspired us like, yo, wow.

Well, that's the power of networking and community shot at Yale University, shot everybody in a Facebook group and he put that in there that he met on a Facebook group. They went to a bit of an auction, I guess it was virtual berkovic and they got a property you never know. Know it was crazy.

Shout out to you, man. That was inspiring. But I was it was the execution. That was what such and it was like they heard something they executed on it and now they doing it together.

They didn't go together. They just happened to be in the same room because at the same time they had thought, like, I need to execute on this now.

And so shout out to Gerald Hardy. Yeah. You know, I let you have the last word pathologist say the last thing I'll say is I'll shout to everybody, I appreciate your support and shout to the United Kingdom, shout out to London and shout to Toronto on social media and YouTube like that was they had something like this in London. The crazy thing is they were the biggest in London and we're and we're the biggest in Toronto. And that's crazy because we're in America.

So we definitely want to bring some maybe some London investors. I think that would be good. Some people from Canada, you got to expand this thing worldwide. And hopefully when this thing opens up, we're definitely going to take this show on the road. And London, Toronto, Canada. Ghana definitely, definitely, definitely going international. Here we go.

This is going to be a big, big, big, big is the big show, big show, the big picture people to help you make it to the big show. Big show.

Big show. That's a fact. So shout out to everybody. International all over the world, Europe, Africa, Asia, but definitely Toronto and London, because those are two biggest international markets. The south of Brazil, somebody in Brazil shot to Brazil. Rio is out to check out the Bovespa index, Brazil.

And what would you like to leave to leave the people? Thank you for letting me get my hype. Williams, of course. Action on earlier. I hope you guys enjoy it. If you want me to do more of that, please let me know. Thank you guys for being loving the thing. I want to drive home seriously. I want to take community action so we can be free. And then I know it's been a rough year, but I want us to be kinder to each other, love each other because we never know what people are going through.

Like people are dying. I want since mom loves him, I got one like he when he messes like us, like he went to two funerals in the last four days for sure, like all the bickering that happens in life and online is like at the end of the day, it doesn't it doesn't matter.

So be calm, be loving. And, you know, for everyone who watch. Thank you to you guys. Thank you so much. Let me get some glass up off you.

I got some I got some good news any day now. Yeah, I appreciate you. And we always say this to each other, but definitely please reach out to somebody. Like I said, every week, one conversation could change somebody's life. We had an untimely loss in our community today. So thankful for the family. They lost a cousin today, nonetheless last week.

So rest in peace and prayers to the foster family. You know you are, bro. So we praying for you, Shaniqua. We're praying for you, Sunny. We pray for you all. Yeah.

Just definitely reach out and touch somebody that you haven't in a while or, you know, you thought you might have had a problem and it wasn't that serious. You never know that one conversation you can do. So please do that. I encourage your employee to do that, please. Absolutely. You know, we love you all in Detroit.

My Detroit plays what I've done. I get the shades. Yeah, yeah. Go Detroit, go Detroit, go. Appreciate this one.

If you know you know the big show over and out in the Midwest, you scores easy and to all the words after aliens.

Oh yes. The alien and illegal aliens to earth is the next pose inputs.

Make sure you have the attack them and the science courses will be all podcast outlets at twelve o'clock tonight. And to tap in Libro River Dirt you.

Now, Dan. Monday, Monday, Monday.