Do you think the stock market is going to go to hell and we'll die? Oh, my God. I don't know about imminent death, but it's interesting to watch the markets right now because I feel like early 2020, the markets went horrible. I feel like we're reliving some of those times. For a lot of people, too, they've never experienced a bear market. A lot of new investors have started in 2020 and only used the things going on. That's true. I forget what the percentage is. We're saying 20% of investors right now are brand new. For a large portion, they're panicking, and they've never seen it before. They've never seen the market go down. I wouldn't we continue to see this go down for another year. But anything can happen. There's so many variables.