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Live from the headquarters of Ramsey Solutions, broadcasting from the car rental studio, this is the Dave Ramsey Show, where America hangs out to have a conversation about your life, your work and your money. I'm Dr. John Maloney here with my good friend, the handsomest faced in radio, best selling author Ken Coleman. We are taking your calls more about life and work today. Yeah, we can try a money call.

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Yeah, we'll take your garden variety money question as well. You know, we we've done it. I've taught you multiple times. I've hosted six years of smart money events I deal with once there.

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We we we have a general idea, but we're going to have fun today. And I think what's fun about you and I teaming up is here we are to Ramsey. Personalities that aren't doing money shows. Right. Aren't doing money content, but we are doing life content. We think about you think about work, working on purpose, which is my cup of tea. And we think about healthy relationships. Your cup of tea. You know, I get lots of phone calls on the Ken Coleman show that involve relationship and marital stuff along with this pursuit of work that matters.

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And I know you get and vice versa.

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That's right. You and I are very excited about the type of calls we get and how we're going to be teaming up in the future. Because you think about relationships and work, those are the two biggest buckets of time that every human being has. That's exactly right.

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And as Dave has been saying for 30 years, how you spend your money is usually indicative of the shape of your relationships with your work, the shape of your of your soul here.

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So let's go to Eric in Indianapolis. Eric, how in the world are you?

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I'm doing great. How are you guys? Outstanding. Thanks for the call. What can I do to help?

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Oh, just a question I had for ten, and you recently had a conversation with a superior. We were working on a project and came to a successful conclusion, had some good things go my way. And then after the project he asked me, you know, to kind of tone it down with the successes next year because he didn't want to feel replaceable by his superiors about me. And they both asked me to be on the project. I'm just trying to think about how to respond to that in the new year.

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Well, I have to respond to that at all.

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Well, I got to know a little bit more about that. Was it? Hey, man, tone it down. I don't I don't want the bosses to think that you can take my job. Or was it really, really serious?

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I think it was in a serious tone, but knowing my boss, he kind of tried to play it off, but then it was kind of funny. The next day he got the recognition. I think he thought he was missing. And so he tried to play it off again. So I'm just trying to say, well, you know, here's a relationship and you see it, you know, you see a different side of your boss.

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Yeah, it's unfortunate. That's not healthy, but I'm not sure there's much you can do about his own health. I think I would sidestep that a little bit of a bullfighter, you know, with the red cape. And what I would focus on is doing the best job that you can do in those other leaders, his leader, superiors. I assume that not only did they ask you to be part of the project, but they very much saw your contributions and they noticed what you did.

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And I think you keep doing the best job you can do. And you don't worry about his insecurity, because that's what that is. That's insecurity. That's exactly right.

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And it's been my experience that through my years of work in and Erik, I think nobody's watching.

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I think I have a boss has taken all the credit.

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People know people know when you're doing good, solid work, when you're humble and you are kicking butt and you're getting your work done, most of the time people know occasionally you get a deceptive boss or deceptive leader there. But but most of the time, you know, I love that recommendation. Eric, go about doing excellent, excellent work and. Can you can help me with this, because you take this call every day. Are we working to.

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Make sure our boss likes us or we working for the innate the innate sense of we're doing excellent work.

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Yeah, that's a great point. And the answer is we are working to make the contribution that we are supposed to make. And if we're not in and that's supposed to make has to applications to it, number one, you're getting paid a wage and in this case, a fair wage do a job. So there's some duty involved. Do the job you're supposed to do and do it to the best of your ability. That's high character. That's honor.

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Right. Then there is you know, as you as you walk the seven stages that I teach on the Ken Coleman show to work like no one else, which is to get in that dream job and then give yourself away. It's about legacy. It's not working for money. It's not working for affirmation. It's working for contribution to make your world that little speck in this gigantic universe that we're in a better place. And so, you know, John Quincy Adams said it best, John.

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So I'm going to go to the history machine for you on this. One sixth president of the United States once said duty is ours.

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Results are God's. Hmm. Now, if you're not a person of faith, that still holds a tremendous amount of truth. Duty is ours. The results are largely up to us right now. There's so many things outside of what our duty is that we cannot worry about in a situation like this. Eric, as John said, you know, you do a great job, do the best job possible, and you make the case and I don't mean through your incessant self promotion on a witness stand or on a platform, but you make the case through your effort and through your results that you are tremendously valuable to the organization.

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And if it happens and it does, so everybody listen here, because you can do what John and I are saying and be in an unhealthy organization with unhealthy leaders and still get whacked.

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That's exactly right. Happens every day. Oh, wait, wait, wait, wait. What now? Well, guess what. Go to a healthy organization, learn what's healthy, what's not healthy, and don't take your value. Don't take your cue on how valuable you are from unhealthy people.

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There you go. They don't get to vote, man. They really don't know. It feels that way. And I get the feeling.

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So I don't want to minimize feelings because even in this situation here, you got here you got a leader who is insecure. So you don't know how unhealthy he is. But in a moment of insecurity, which we all have, we make a little comment. I do it probably every day. Don't even realize you make a little comment. Oh, it's clothed in jest. It's got a lot truth to it.

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A lot of truth. It's it's the old guy that we all knew in college that would say, hey, you want to go, you know, tell tell the group of girls. And if one of y'all want to make out tonight and you know, they would be like, no weirdo. And he'd be like, dude, I'm just kidding. What's wrong with you? But if one of them was to say yes, he would surely take them.

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Right. So there's the just clothed in.

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There's always a little bit of it asking me how much truth is in every joke, John.

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Probably a lot. The better jokes are more truthful, right? Oh, OK. So the better the joke, the higher level of truth, there's, there's yeah. The more golden that grain of truth is. And I've got one more question to ask you kid. I'm learning about work here, OK?

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Eric kept referring to his boss as, quote, his superior. And I know that's semantics. Yeah. I don't I don't that don't feel right to me.

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I like that. I see where you're going there. Yeah. I don't think that's a word game. I see what you're saying. And I think that's important to step back and go.

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I have to honor authority. We salute you. We all shook hands already. We've all got leaders. We've got bosses.

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Yeah, but I don't let their comment threaten me. I cannot be threatened by someone who even though they hold positional authority over me, I cannot let them threaten my contribution. Let's see. This is where we start talking about working on purpose. That's what we talk about on the Ken Coleman show. Listen, you're supposed to do something. The world needs it desperately. So do it and do it well. And forget all the haters and all the doubters and all the lid's in your life.

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Do it anyway. Don't let anybody hold you back. This is the Dave Ramsey Show. Save money on your Christmas shopping with my favorite shopping tool, honey, this season, honey, is helping pay for one million dollars worth of gifts. That's thousands of prizes each week. Just add honey to your computer and throw some gifts on your drop list. For a chance to win, honey will randomly select winners and give them shopping money. No purchase necessary.

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So get the rules and get started at joint honey dot com slash Ramsey.

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This is the Dave Ramsey Show, I am John Boloney here with best selling author and good friend Ken Coleman. We are taking your calls on work, on life, on purpose, on holiday drama in your house. Oh, yes. You just got laid off. You don't know what's next for you. What do you do next year? And unhealthy work environment.

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You want to be a better husband. You so badly want to be a better parent.

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Give us a call at eight two five five, 2005. That's it. Eight two five five two two five. Let's go to Sady in Sacramento, California. Sandy, what's going on? How can we help?

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Hi, Dr. Jernigan, thank you so much for taking my call. Thank you for calling in. Appreciate it. What can we do?

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My question is, how can I respond? And I stay motivated and really excited about saving for a house, a baby. Step three be when we are and we're making great progress, but we don't have a clear picture of where we can buy a house that's affordable in Sacramento and we're open to moving out of California, but I don't know where.

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Hmm. Well, there's a lot to break down there. Well, let's just break down the root word of motivated and what is that root word Sady?

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It's motive, no, no, it's motive, multimode motive, right, so to be motivated, you have to really get clear on what your motive is.

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So why in your short answer, do you and your husband want to buy a home?

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What's the big why? Why do we want to buy a home? Yeah, why do you want to buy a home so? Well, we really we're desperate right now and we really, really want to have a paid for house so that we can live out like a lot of other dreams and goals that we have for our family.

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Well, that's what I was looking for. Dr. John. Dreams and goals. Paint me a picture. Yeah. What are those? Don't just say, hey, we want to have a chimney. We want to have a house. Be specific. Dreams and goals. Give us one. Paints a picture.

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Yeah. So, for example, we really, really want to travel. We want to have money to be able to send our kids to college. We want to be able to pay for their extracurricular activities.

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But you're not you're not answering the question. Why do you want to have a house? Why do you want to buy a house? Hello, because we want financial stability, we want to have like a set monthly payment that eventually we can build equity in the house and pay it off. There you go.

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Which allows you to do all those other things that you just listed. So the reason we're walking you through that safety, as you said, how do my husband and I stay motivated in this process? You stay motivated by keeping your eyes on the prize, which means you are looking towards that future. You know, I grew up in a group of family members and friends and I would go to their house and I would always see, like multiple pictures on a board on a corkboard near their kitchen.

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And I remember asking this family friend one time, what's it all about? And these are my goals on what we're shooting for. And they were pictures of a really awesome Corvette and a cruise ship and other things like that. And early on, I saw the power of what some people call a vision board. You don't have to have a corkboard. You don't have to cut out pictures of a magazine. But the point is that you and your husband need to have a regular practice individually as well as together, where you envision and talk about it, you know, over dinner.

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You know, Stacy and I love to do this every year we'll get together. We'll go one of our big goals and dreams for our family, for each other for next year. And when you talk about them, yet your heart starts to the heart rate spikes and you get a little bit excited and you're reminding yourself. So I think the way you stay motivated, the motive is what it's about. So what's your motive? And you got to get your eyes on it's got to be specific.

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We got to look at it every day, John. We got to talk about it every day. And that's what drives you through this little desert season there. And we're like, oh, we're slugging so hard. We're saving, we're saving, we're saving. We're just not where we need to be to put that big old down payment down. And it feels like, what do we do? We're spinning our wheels. And the answer is, you're not spinning your wheels.

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You're getting closer. It's right every day and closer.

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It's little wins, little steps. It can. I know you and Stacy do this. It was it took me and my wife years of being married before we figured this out. We speak in pictures, but we think in words, you know, and where that's so important for folks in Sadie's position, folks who have been married for 40 years and they're trying to navigate married life. And what the next stage is going to be is this we'll say things like, I don't have a paid off house.

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Somebody got a picture of a small house down the street in their mind and they're going to start grinding out and somebody's got a picture of a giant house on a lake across the country.

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Right. And you find yourselves working towards what you think is a common goal and you pass each other and you end up further than you started. Right. We're all going to go on a date this weekend, you and me. We're going to you know, me and my wife, we're going on a date, not you and me, kid.

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But I was starting to say, no, no, we're not going on a date in the picture I have of a date is we're going to go to a romantic restaurant. We're going to dress up nice. And her picture of a date is Taco Bar Night Tuesdays, baby, and it's going to be tacos on Friday. We're going to go crush them. We both love dates. We both love tacos. We both love romantic nights out. But we're going to miss each other.

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We're going to end up further apart because we weren't aligned.

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And so sady a question that my wife and I ask each other every day of the week is this what's your picture of today look like not, hey, I need some time tonight after the kids go to bed. It's what's your picture look like? What is your picture of this year going to look like?

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We got to hold them loosely, right. What is this picture of this house going to look like? And as Ken says, I think another fancy word for motive is why.

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Yeah. Why are you doing this, man?

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And I'm about to make a couple of weeks. You and I, my wife, are going to have our annual retreat where we get together and review this past year what our hopes and dreams are for this year. Who are we becoming as a couple? Can I know you and Stacy are about to do that? So say to find someone to keep the kids, get together with your husband and you all put together a picture of what that's going to look like.

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Yeah. All right.

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Let's go to Jake in Des Moines, Iowa. Jake, what is going on? My brother. Hey, guys, I'm really glad to talk to you, too. I've been at home since March, and so you guys have really gotten me through the whole the whole show, the whole crew. So I really appreciate you taking my call. Well, thank you so, so much, man.

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How can we help today? Well, I'm a recently new father as of July, twenty seven, thirty years old, my wife and I are both gainfully employed, purchased a house in September. I don't know if it's seasons changing or a combination of covid and staying home and working from home, but just feeling this sense of anxiety and trying to provide for the future, you know, providing for my family. They're really trying to lock down plans. I love how you're talking about goals and hopes.

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And the last call, because that's what's really been getting me through is how do we want to live our life to the future and what are the steps to get there? I guess my problem now is I have these long term goals. The house we just bought, we think we can sell it in a couple of years for a nice profit and then maybe build in the future. But I guess my problem right now is trying to narrow my focus on the here and now instead of constantly looking towards, you know, the far distant future.

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So what you were talking just now, I wrote down the note I wrote, is living for tomorrow. And Jake, as a new father, you're excited you're experiencing the anxiety that comes with the great unknown, which is reckless love, which is parenthood.

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There's nothing scarier and nothing more rewarding and nothing more terrifying and nothing that you can control less than the heart and mind of another person when you finally let them out of the nest. And all of that comes to you in the middle of it, in the middle of financial insecurity, in the middle of global unrest, all of it. Right. And so all anxiety is as an alarm. It should be going off for a brand new father. All this means is your heart and mind work well.

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And the focus now is to not spend so much time planning for tomorrow that you miss the beauty and discomfort and ugliness in dirty diapers and connection. That is right now. I never thought ever. That I would miss changing poopy diapers and mixing bottles at three a.m., but I miss it sometimes I miss it because of what it represents. It is a memory of a different time that was pretty beautiful in its own way. A simpler time, parenting teenagers.

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You don't have any bottles or messy diapers. But, boy, the problems are so much bigger and stickier and uncertain and scary. So I think I think you're right, John. Listen, young parents live in the moment because it's going to go so fast. And trust me, that means lots of skin to skin contact to touch that baby. Hold that baby. Make sure your wife is honored and she's got what she needs. Connect, connect, connect and plan for tomorrow.

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Hold them both. Intention. You're doing the right thing, brother. Jake, this is the Dave Ramsey Show. Business leaders, in order to grow your business, you need to grow your team, zip recruiter makes hiring easier because you can do it all from one place. Their technology finds the most qualified people for your job and even allows you to invite them to apply with one click zip recruiter sends them an email from you, helping you stand out from the competition.

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You can try zip recruiter for free at zip recruiter Dotcom Slash Ramsey. That's a zip recruiter dot com slash Ramsey. This is the Dave Ramsey Show out of Nashville, Tennessee, I'm John Boloney here with best selling author and host of the Ken Coleman Show, The one and only Ken Coleman.

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We're taking your calls on life and work on purpose, marriage, all of it. And here's the thing. It can feel like when you're sitting in a job that's driving you crazy, when you're driving home to have a conversation that, you know is going to cause heat in your marriage and you're dating somebody and you know, you know, they're not the right one.

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It feels like you're all by yourself, and what I can promise you, again, can promise you is you are not alone.

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Millions of people are having the same thoughts, the same experiences, the same. I don't know what to do next as you are.

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Give us a call. Triplette 855 225. And not only are you going to get answers for yourself, you're going to help out thousands, millions of other people along the way.

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Yeah, you know, we were just talking about during the commercial break, here's here's a phone call that we're wide open to take. I get this call a lot and I rarely have, John. We need to have him in more. Of course, we're all doing our own shows, but we tackle this when you came on my YouTube show recently. But we get this call a lot. Hey, can my spouse is miserable in their work. How can I help them?

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So I think a lot of people listening right now are going, oh, that's us. My husband, my wife, they feel stuck. They're miserable. It's affecting our relationship. And I feel horrible for them. I don't know how to help them. We'll take that call.

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Eight eight two five five two two five. We're going to be here. That's a phone call you make right now. John and I are going to come at that in our own unique way. He's going to focus on the relational side, the psychological and emotional side. And I'm going to come at it from here, some tactical things that you can actually do to help nudge them, to pull them along, not push them, not nag them and help them discover what they were created to do.

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And that'll get them a little bit more juice. That's a big topic. So we're throwing that out there because I think there are people today that are going, boy, a Christmas gift for me would be how do I help my spouse not be miserable anymore at work? Yeah. Or how do I clear the decks that they can have the space to make some. There's two lots of ways of coming at that. So anyway, just kind of put that out there.

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All right. Let's go to Isaac in Detroit, Michigan. Isaac, how are we doing?

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Hey, guys. How are you doing? I appreciate you taking my call. Thanks for giving us a shout, brother. How can we help?

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Hey, so I am 29 years old. My wife is twenty nine years old. I got a year and a half old daughter. We're about 40 grand in debt and we make about sixty five seventy K here, you know, bump up a little bit whenever, you know, I take on, you know, my business when I go back into my business now. You know, we're going headstrong and we want to do it. I'm a little nervous, I apologize, but I want to say on the mental side, the mental health side.

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OK, so I'm a recovering alcoholic and I know how many years you realize how many years ago.

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No, I just have like under a year. OK, to be real. Hey, and listen, I'm going to celebrate 10 months with you. Yeah, right. I'll celebrate 15 days with you, sir. Got it. Thank you.

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I appreciate it. Thank you. And let me put it like this. And, you know, I have like the mind of days, like as I know that I used to do like minor like drugs, like, you know, like marijuana and, you know, alcohol, nothing big. But I know that I'm not doing what I love and I know that I have to get out of debt and save three or six months of expenses and, you know, help out my kids with, like, money and like, I mean, excuse me, college and save up for a cruise and pay it off.

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And I love it. I love that stuff. And I know the mental side of myself. I feel like I'm doing it on my own, like my I love her to death. She's the best wife in the world. We just turned seven years. We just got seven years married anniversary like and she's ready to go like our car broke down on December 5th. Our car got repossessed in October. We're losing the apartment and we're going back to our parents house.

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And we're they're letting us and we're going to pay everything we can. And I know what to do. It's just the thing is about me is that I feel like. Like, I feel like I think my wife has to have the same knowledge as me, and I know that's selfish. That's why I'm putting myself on blast, because I know what to do. I got the blueprint. I followed Dave Ramsey. You know, I respect both of you gentlemen.

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You know, I watch out on your own show, you know, and. Well, I did not like Isaac.

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I respect to you. All right? I respect I respect you for making this call. I respect you for wanting to be a better father, a remarkable husband.

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Here, here's what you're going to have to deal with, with your wife, OK? You are all on board, and I can guarantee you've been all on board a number of different things over the course of the seven years you've been with that wonderful wife.

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Yeah, and my guess is living with an addict is tiring and exhausting and you know that, right? So I'm not beat you up. I'm trying to give you another side of that coin.

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Right. And so you're on the road to being whole.

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You're on the road to being the father you need to be. You're on the road to being the husband. You need to be. And you're going to have to show your wife there's not an amount of information you can give her right now, there's not another story, another pleading another.

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OK, but this time, what she needs for you, Brother Isaac, is to show up and keep showing up and keep showing up. But I quick question for you.

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She's on board with the baby steps. Yes or no? She is now and I apologize and I want to say really quickly, is it wrong and I know, Dave, crèches hardcore about it needs to be the both of us. It is when I feel like I got it, like I see it and I just I feel like I want her, like, I love studying, like, you know, the stocks dividend, you know, like the Roth IRAs.

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I love it, but she really doesn't. Is it wrong for me to, like, take off and like, I feel like I feel like I'm being selfish, like all I know at all.

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Oh, you know. No, no, listen, that's my problem. No, no, no, no.

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Let me tell you. Let me tell you what's going on. Yes. She's on board. You said she's on board. She's not holding you back. She's not she's not, like, messing around with the budget. She's on board.

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No, your problem is is you've misunderstood the colloquial phrase. It's been around forever. Are we on the same page? Interestingly, the line is not.

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Are we on the same line? Right off the page. It's are we on the same page? And I've never said this before. It's a new analogy, Isaac, but I'm going to teach out of it anyway. John, you can clean it up if you feel you need to, but it's going to teach Isaac. Listen, you guys are on the same page, but because of your personality, because of your life experience, because of your love of stocks and you nerd out on spreadsheets and maybe spreadsheets, make her eyes cross every which way, doesn't mean you guys aren't on the same page, means you're on the same line of the page.

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And that's OK, because Stacey and I've been married almost twenty three years. There are times where we are on the same page, but when we are on the same page, I can tell you that I don't know that if there have been a handful of times where we've actually been on the exact same line of the page, but I found that it doesn't matter. We just need to be on the same page because she's unique and you are unique and you take these two unique individuals with unique personalities and unique stories and you smash them together.

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You guys are on the same page. Relax. She's never going to be into stocks and bonds like you are. And that's OK. Yeah.

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And Isaac, you're pulling a classic beginning recovery. Move your overcomplicating everything. Yeah. You want to be harder than a baby step.

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You want it to be harder than you. Hold that baby and put your skin on that baby skin and you look that baby in the eyes. You want to be harder than you do the dishes for your wife. You want it to be harder than just grinding out a crappy job, and then you're doing another job on the weekends and you're doing whatever it can because you guys are rock bottom brother, you're broke. You're living with your parents, your cars are rippert.

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You're the story now.

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Correct, and you want to overcomplicate it and overdramatize it and you want to you want dragons to come out and the music to swell and it doesn't. You just continue to grind it and you grind it and you grind it. I want you to stay on the line. We're going to give you can I'm going to give you Ramsey, plus you and your wife for a year, Madison going to give it to you and your wife are going to watch all the videos you're going to go through, FPU, a couple of times.

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You're going to get on the same page. You're going to use every dollar app. At the end of this deal. You're going to be the guy that comes into the studio with your wife, with your baby in another one on the way. And you're going to scream, we're debt free in your whole legacy is going to be different because of this moment. I'm proud of you, Isaac. Stay clean, stay connected and start grinding. This is the Dave Ramsey Show.

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This is the Dave Ramsey Show. I'm John Dulaney, joined by Ramsey personality and best selling author Ken Coleman. We're taking your calls about life and relationships work.

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You can throw a money call at us. We'll do our best. We'll do more.

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Will do more than our best. Do all do. I'm going to sell in a short. We can answer the money questions, bring them on. Give us a shot at triploid 850. Here we go, 8255. Let's go to Victor in Los Angeles, California. Victor, what's going on?

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Hi, Dr. John King. How are you guys doing? Oh, we're having a blast. What's going on with you? I bet.

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I bet you're doing having a blast. My question. Well, I'm going to give you a quick synopsis of what's going on. And I promise you, it's going to be fun. I got to for one part of your dream.

[00:30:49]

So we are baby steps for five and six days. We have two kids. I'm disabled, retired, veteran, and I still work in fixing helicopters. And I'm about 70 percent happy in that job after I retire to my wife that I want to help her to reach her goals and for following me for all those years of my career.

[00:31:11]

And if possible, I want to quit my current job to help her. After reading your book in this last May, I notice that my wife has been using the proximity principle and she has been very successful. She have a bachelor's degree in communications and for almost a year she has volunteered at a Christian radio station for the Hispanic community here in California, where she goes to one of our shows and she opened a Facebook page instead. We're on Twitter. We're about to open a YouTube channel and her website with her own brand of people.

[00:31:51]

Listen to her in four states, Mexico and Colombia. And she requested the question is going to be the next. She requested the owner of the radio station on minutes to do her own radio show, and we will pay for it. Mohit told her that he's not going to charge her for that. She also asks if she can have a sponsor to pay for her timing, all the things. And you say, yes, OK, great. And so an hour later, the manager from the radio station asks her if it's possible to do another 30 minute show.

[00:32:26]

So now she will have two 30 minute shows for free. Very cool. Oh, my question. My question is. So I presume the principle was worth so. I can help her to find suitable sponsors and help to charge the right price. Sure. And also how I can get to where she is on four states and internationally, how she can go to nationally. OK, great.

[00:32:52]

Well, there's a lot there. We're going to get right to it first. John and I both want to tell you that we appreciate your service.

[00:32:57]

You're a great American. Thank you. Thank you, sir. OK, so here's how this works. Don't overthink this. Don't get scared because the same people who gave her two 30 minute slots, so they've given her 60 Minutes, the radio station, to have her own show and they're not going to charge.

[00:33:11]

Well, guess what? The station manager has all the information. The salespeople there have the information on what they charge, OK, for the radio spots, which are essentially advertiser, that's when the radio shows that she's currently hosting go to commercial break. They are selling that time. And so they've already got those rates and numbers figured out. They know what the market will bear. They know what they charge. OK, so if she is moving, are these a week, is this a weekend or they're giving her two 30 minute shows on the weekend or is it weekday is going to be a weekday and weekend.

[00:33:44]

OK, great.

[00:33:44]

So you're going to get the weekday rates and you're going to get the weekend rates. And so if she's got a 30 minute show, however many minutes of commercial breaks that she has, that's what she has to offer to a sponsor. And as a couple of ways to do that, they can get the actual ad time or they could get an interview on her show from time to time. She could do what's called a live read. So, you know, we do this all the time for Blind's dot com.

[00:34:09]

So we'll come back from a commercial break and we'll have a question of the day. In fact, we got one coming up later. And so it's brought to you by Blind's dot com. And so you can work the content and the sponsor together so she can go get all that information. So you guys don't have to sit there and spend any brainpower trying to figure out how much to charge a sponsor. You work from within what the station is already charging.

[00:34:30]

And so that way you're relevant and you don't have to really explain anything. Now as it relates to the type of sponsor, it depends on the type of show she has and the type of show she's going to do. And so you want to think about who is she trying to attract, what's the message, who's the audience that she's trying to attract? Who would be sponsors that would want to get in front of those ears and eyes, if you will, if there's going to be a YouTube version or are any of that?

[00:34:56]

And so I would look at the whole picture. And because the radio station is giving her the time and so that you guys are your own entity, you're you're an independent little operation here, I would think about YouTube, Instagram, Twitter, Facebook, all of those social platforms, plus the 30 minute show times two.

[00:35:16]

And I would come up with a sponsorship package where they pay for the ad themselves and you've already got that rate. Then you can increase and get some input from the salespeople at the station. They're friends with your wife, their colleagues, you know, take them to lunch, say, hey, if you help us sell those, if that's not a conflict of interest, we'll throw you a little finder's fee. But all of this information is right there in front of you guys.

[00:35:37]

Don't overthink it. Now, finally, how do you grow the show? I wouldn't worry about growing it internationally right now. I'd get those two shows launched. I'd get those things singing, what's right, what's wrong, what's missing, what's confused. Four great questions to always be asking as she continues to mold that show. And then because you're podcasting it, which you should, and then you're putting it on YouTube, it will grow itself. And what I mean by that is you put in a good year, then start looking for other stations that may want to pick it up, Christian networks, whatever the situation is, but that will come to you and all of the advice and answers that you want on that lie largely within the relationships that she has with the current executives and the people that run the station she's on.

[00:36:22]

So this is not like this mysterious dig. That's exactly right.

[00:36:26]

So, Victor. Yes, sir. You be a husband who supports her, who loves her, continue to not be somebody who's always racing around for answers, but somebody who is honoring her voice and kin just laid it out there for your brother. You can actually go back on YouTube, go back on the podcast and write down those things that kids said. Yeah, I'll have her watch it and have her watch it and mend it. Sky's the limit.

[00:36:51]

Remember, the sponsors give you money so they can make money. It's an investment. If the radio station is giving away spots to her, it's because they think it's going to end up helping them. Right, and so just remember that these are business relationships and they don't owe you anything, and hopefully you're going to make the money. Good for you guys. I'm excited for for you, Victor. And again, as to echo, thank you so much for your service.

[00:37:16]

And I'm impressed by anybody who can fix a helicopter, man. All right.

[00:37:19]

Let's go to Jason in Greensboro. Let's take one more real quick. Jason, how are we doing? Doing great. I hope you all are good deal, man. We're running up against the clock, so how can we help? So basically, my manager at my job, I work for a small lawn care company. He came to me and my co-workers this morning and was telling us that we're going to be getting a raise in January. And he is basically asking us to come up with reasons why we should get the raise and how much the raise should be.

[00:37:59]

Even though he he does have a number in mind already, but he just wants to see what we think about it. So I was just wondering what metrics I should be using and double it to say double or triple it.

[00:38:12]

No, I understand why.

[00:38:15]

So you're so you're making an hourly wage. Everybody's making an hourly wage right now. Right. How long have you been with him? I've been I've been here for it'll be three years in July. I haven't gotten any raises in three years.

[00:38:32]

Yeah, I got I got a raise. I've gotten to raise this. How much was it?

[00:38:37]

How much was it each time? How many? How many dollars an hour. And went from 14 and then it went up to 15. Then it went up to 1731.

[00:38:48]

Okay, so you're at 1731 right now. So I think this guy is less looking for ideas on what he should pay you. And I think this is some sort of exercise I can't get inside of his head.

[00:38:57]

But he wants to know why you think you deserve a raise. And I would just I would cast a vision for where you'd like to go in your life and that this job is an opportunity for you to do so and how much you appreciate him and the reasons he's given before and that you think that you can add more value and more money. I do 20 percent. I wouldn't go above 20 percent. Let's see what he comes back with. I love it.

[00:39:19]

Safe but aggressive. That's right. I want to thank James Childs. I want to think Madison, I want to thank you. My good friend Ken could be one hour in the books. The Spin, The Dave Ramsey Show. Hey, it's Kelly, associate producer and phone screener for The Dave Ramsey Show. This episode is over, but have you heard about an event, product or service? It didn't have a chance to write it down. Don't worry.

[00:39:50]

We list everything you've heard about during this episode in the podcast show does or head. Dave Ramsey, dot com. Thanks for listening. If you're looking for fun and practical ways to save money in your everyday life, you need to check out The Rachel Cruise Show, a podcast from money expert and my daughter, Rachel Cruze. Hey, guys, it's Rachel Cruz. And I'm so excited to tell you about my podcast. A lot of people are living paycheck to paycheck.

[00:40:15]

They're in debt. They don't even know where to begin. But they have this need this want to get in control of their money. And if that's you, you have come to the right spot. So in each episode, you can get a ton of inspiration and practical advice. If not, subscribe to the Rachel Cruz show podcast. Make sure you do it today.

[00:40:33]

Hear more from the Ramsey network, including the Rachel Cruz show wherever you listen to podcasts.

[00:40:39]

Hey, it's James, producer of The Dave Ramsey Show. This episode is over, but check the episode notes for links to products and services you've heard about during this episode. Thanks for listening.