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Live from the headquarters of Ramsey Solutions, broadcasting from the car rental studios. It's the Dave Ramsey Show where debt is dumb, cash is king in the paid off home mortgage has taken the place of the BMW as the status symbol of choice. I'm Dave Ramsey, your host. You jump in, we'll talk about your life and your money. Dr. John Boloney Ramsey, personality and author of the best selling book Redefining Anxiety, is my co-host today. This is the eve of Christmas Eve, which can only mean one thing on the Dave Ramsey Show.

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Our traditional giving show, we always do a giving show is our last broadcast of the calendar year heading into Christmas because God gave his only begotten son. Paid our debts with it. And so we're going to talk about giving generosity. We teach you to live like no one else. So that later you can live and give like no one else. So if you have a great giving story, you call in and talk to Dr. John Imee. We want to hear your great giving story.

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It could be when you gave something or when you received something. But it's inspiring to other people to hear great giving stories. As a matter of fact, this may be one of the more popular shows we do every year, so much so that we're tempted to do them all year, but we reserve them for this special day.

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Stacey is with us in Houston, Texas. Hi, Stacey. Welcome to The Dave Ramsey Show. Tell me your giving story. Hey, Dave.

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I actually have a story of receiving and giving. On September the 17th of twenty seventeen, our son was killed tragically in a car wreck. And Stacy, he was thank you. He was twenty four years old and he was married. They were expecting their first child. And very soon, in fact, the baby was born 12 days after Jacob passed away. So in those days that followed, the vehicle that they had was destroyed and there was no vehicle for Danielle and the baby.

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And our community and Jacob's employer rallied together and donated money to provide a vehicle for her. And so we were so blessed as a family by the generosity of our community and people that knew Jacob and loved them and knew some of that, that we wanted to give back to our community. And we wanted to do something for the the seniors, the seniors, for our high school that were graduating. So our family has always been fundraising like for cancer fund raisers and such.

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So what we decided to do to honor Jacob and to give back to the community was we made homemade chocolate chip cookies and has been fries, pork skin. And Jacob's oldest brother put together a flag football tournament that we try to do annually. But this year we were unable to do due to the Cabaye crisis. But the first year that we gave the scholarships, we were able to raise money to give seven scholarships totaling fourteen thousand five hundred dollars. And we live in a very small town.

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I know it, said Houston, but we're actually doing in Texas. Oh, yeah. So that first, like I said, the first year we gave fourteen thousand five hundred dollars in this last year, we didn't get to have one of our events that we were a little bit shorter on things that we were still able to give ten thousand dollars to high school students. Seven high school students received a combined total of ten thousand dollars. Wow. College this fall and we can plan on continuing to do this as long as the Lord allows us.

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We kind of take a break on cooking food during the current crisis. But this Christmas season, we decided to try to cook, bake and this this cookie bake. We raised a thousand dollars in about a week that we have a thousand dollars to go into our scholarship fund. And very fortunately, we found out that our company that we work for matches, they have a matching gift program. So my husband and I both work for the same company and they'll match our donation 50 percent of total at twenty five hundred dollars.

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So we continue to be blessed to be able to give back to the community here that we live in. So that's our our story. We feel tremendously blessed by God, by the people that he's put in our lives. And I wanted to share our story so that some people may have gone through something similar and may feel like they have no hope something bad has happened to them. But there's always a way to take the bad and turn it into good.

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And my favorite scripture that I've leaned on so much is Romans eight twenty eight. And we know that for those who love God and all things work together for good, for those who have called me.

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Well, it's beautiful to hear you making meaning out of a dark, dark time and blessing so many other people with your giving. Thank you. That's very touching. It's an unbelievably powerful and, you know, it's interesting that. What, that, you know, giving you something to lay your hand to at some of the darkest moments of your entire life, it gave you something to do that to to not, quote, turn it into a positive, but just in the middle of your pain to do something positive.

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And because you can't you can't really turn his loss into a positive. It's not. That's impossible. But but there can be good that comes of the dark hours that you're walking through and your pain.

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And you just did something really, really gorgeous weather that's so beautiful. Well done. It's got to feel great to.

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It does feel good, it's been a tremendous part of our healing, yeah, for me personally, it's like, you know, my child was twenty four years old and, you know, when they're little, you're always doing something for them. And then when they get big, you don't have to do things for them as much, but you still do have to do something. It's like when they're gone, there's nothing left to do. But now there is.

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Yeah.

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Well, thank you so much for sharing and high five to the you know, businesses get a lot of bad rap for being just money hungry, grubbing jerks. High fives of the two businesses that in this story, one of them helped out the wife of the year employee that passed away. They didn't have to do that. And high five to her company for matching the donations up to a chunk. Yeah, putting some good into the world. And the truth is, that's generally what businesses do, write their stories never get out.

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They don't ever talk about that because they're going to talk about and cause division and cause other things. So instead, we get the beauty of this and we get to see the bouquet of flowers that was made. Love it over an unbelievably difficult situation.

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It's the eve of Christmas Eve, which means that. It's time to say Merry Christmas and it's time to stop and celebrate generosity, and that's what we're doing today. Dr. John Boloney Ramsey personality is my co-host and we're taking your calls about giving and about receiving. And my team set this in front of me. If you're still looking for great Christmas deals, you can also be a blessing. And our famous ten dollar sale is still going. That means that over 50 of our best selling books, envelope systems, only ten dollars each.

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Number one bestseller, The Total Money Makeover, approaching eight million copies. Now, the new quick read that hit the bestseller list by Dr. John Boloney, 84 pages. It's a couple chapters redefining anxiety. What it is, what it's not and How to Get Your Life Back is flying off the shelves. We had to go to reprint twice, just ten bucks each. And we extended our discount on the starter envelope systems. And you can get them for only five dollars right now.

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All kinds of goodies that Dave Ramsey Dotcom. And the sale ends on December the 31st, just a couple of days away, when finally the year twenty twenty comes to a close one in the books. Man, check it off, maybe check it off. This is the Dave Ramsey Show. Twenty 20 is over, let's start this New Year strong. Make sure your housing strategy is working for you. The right plan can lower your interest fees drastically.

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And ultimately, have you paid off years before others talk to Churchill mortgage call triple a loan 200 or Churchill Mortgage Dotcom. This is a paid advertisement in MLS ID one five nine one in MLS Consumer Access Dog Equal Housing Lender 1749 Mallory Lane Sweet one hundred. Brentwood, Tennessee three seven zero two seven.

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Dr. John Delaney Ramsey personality is my co-host today on our annual giving show, if you have a giving story or a receiving story that will inspire others to generosity, that's what this show is about today. Open phones at eight eight two five five two two five. Faith is in Cincinnati. Hey, Faith, tell us your giving story. Hi, David. John, how are you? Great, I'm I'm in college, and last year, someone anonymously donated twenty five thousand dollars so I could graduate debt free.

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While it's a lot of.

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Oh, yeah. You have no idea who did this. No idea.

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No, it was handled through my pastor and the church wrote the check, so I wanted to find out. Wow.

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Wow, that's cool. What are you studying? Linguistics. And I have an internship with a Bible translation non-profit. So I'm studying that side of language, learning and translation.

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So someone felt like that they were investing not only into you, but into the ministry that you're going to be doing, right?

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Yeah, which was very affirming because I was kind of thinking maybe it might be just my plan and not God, but I think God and somebody else believes in what I'm trying to do. So. Wow, that that they're affirming is a good word. That's like the ultimate high five, a 25000 dollar high five.

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Yeah, yeah. And I don't know who it was because I wasn't necessarily checking in with my church family. I moved about an hour away from my hometown, so I don't know how they found out about where I was or how long I've been in college and kind of paid off of cash flow as I went. So. So I'll graduate December of twenty twenty one. And I had a question because I have about thirteen thousand left after graduation and I want to give it to someone else.

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But is it wise for me to put aside an emergency fund or just give it all away.

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I think you should ask God what he thinks you ought to do.

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And I think you'll have a good indication based on two things. One is the circumstances will present themselves to where it's wise to do what you're thinking.

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And two, you'll have a sense of peace about it. OK, if you don't have a sense of peace, if you have a troubled spirit about it and or the circumstances or sideways of both those things don't line up, then you're probably supposed to hold onto it.

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So the only way you would release this, and I love your spirit, that you're willing to pass it on and continue to pay it forward.

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And it might be that that spirit is activated a decade from now. And there wouldn't be there wouldn't be anything in amno noble about that.

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There was no expectation of it by this giver that you pass it on. If there was any left, there was no stipulation. You just are unbelievably blessed and want to continue that that pattern.

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And I appreciate that. I think the intent of the giver and really, for that matter, I'll even speak for God momentarily. It was probably to make sure you get set up and get on get on this mission. And I think that's a first priority above the pay it forward idea. That's my opinion. And it's worth what you paid for it, by the way.

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Thank you very much.

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So, you know, but here's the thing I always look for is if I do not have peace about something or if the circumstances are screaming at me otherwise, then I or especially if both of them aren't there, if I don't have peace and in the circumstances are screaming, then I'm going, you know, I, I don't think that's what this is for.

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You know, the God misalign these things up.

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And so but for instance, if you were to leave and leave college and you were to walk into a linguistics thing with the amount of money being paid to you, that you could support yourself and you have housing lined up and you have your transition lined up and you got furniture and your utilities are set up and you don't need any money and you have this this unbelievable peace, then maybe now is the time to pay it forward.

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But maybe this money should be used for those kinds of things. And then later on, you'll have the opportunity to look back and go. I remember back when I was in college and I'm going to write that check. I just I love that.

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And I think your wisdom is wise. I think when somebody gives something to us that we don't expect, we instantly feel this burden that we've got to now it's our job. We have to do something right away. And there's something about putting yourself in a position so that you can secretly make sure that somebody else can give somebody else twenty five thousand dollars. And that takes years to be able to earn that kind of money, to be able to give freely that way.

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What a gift. Yeah, very powerful. Well done. Very well done.

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Melanie is in if I pick up the right from. Kelly, help me out. I picked up I hit the wrong button. Thanks. All right, now let's try this. There she is, Melania's in Des Moines, Iowa. Hi, Melanie. How are you? I'm good, Dave.

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How are you? Better than I deserve. Tell us your giving story.

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It's not really a surprise to anyone that 20, 20 was an absolutely horrific year, but I went through a lot this year. That goes even deeper than the pandemic. Unfortunately, I started out 20 20 in a really terrible marriage full of heartbreak and pain and just tremendous amounts of hurt. And I was carrying it on my own and was really secluded in that area and finally had the confidence and the courage to confide in my sister and her husband. My names there, Megan and Ben, and my story is really, truly about them.

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And once I confided in them, they quickly began helping in any way possible and encouraging me and really just supporting me by both spending countless hours on the phone with me during the darkest moments of my life and from moments where I was crying on the bathroom floor to moments where I just really felt like I couldn't continue on in all the all the time. We're just really trying to make sure that I felt safe and secure to do whatever I needed to do to be safe for the rest of my life.

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And they also, during that time, converted their basement into an apartment for my son and I to move into if the time came that I needed to leave my marriage. And I made the courageous decision in March to leave my marriage after continued attempts to fight to save it had totally failed. And at that point, my sister Megan spent well over one hundred hours between paperwork and communicating directly with the lawyers and helping me work through the loss of my marriage.

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Just countless hours doing things for me while maintaining raising her daughters and working full time and being in the pandemic both her and then came out to support me as I packed up my house and left my husband and my sister helped me drive across the country. I was living in Seattle at the time and we drove from Seattle to Iowa and an epic twenty six hour straight road trip with my less than two year old son and my dog to our road trip there.

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Yeah, it was not a short trip by any means. And then I moved straight into the into the basement that they had constructed for me. The most amazing part of that, though, is that they have allowed me to live here entirely rent free, which has allowed me to pay off every ounce of debt I had accrued during my fight for custody and everything. With my marriage ending, my parents and Ben and Megan had paid for the lawyer's fee and I paid all of that back to them.

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I've also managed to entirely fund a six month emergency fund for my son and myself, and I'm well into saving for a down payment on a house now. Wow. And that's just truly I cannot even be more thankful for because they pour the elixir on the ashes and you are or rebirth out of the ashes.

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Absolutely. I couldn't have said it better myself. And they've just given me a safe place to live and to recover and to mourn and to heal. And then everything I could have ever asked for. And more. A lot more. And I also I, I can't even say that that's it, because I was also blessed, my brother in law and as a pastor of a congregation out here in Des Moines. And one Sunday I was in church and I completely broke down and I was crying in my sister's arms at the loss of my marriage.

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And a beautiful couple that I refer to only as my guardian angels approached my brother in law asking if they could fund me getting back on my feet. And they have anonymously given to me and my son multiple times and continue to do so in order for me to just survive. Wow. God is going to make sure you recover. That's pretty amazing. If you got people all around you and he's seen to it, that's very powerful. Well done.

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Melanie, thank you for sharing that beautiful stuff. This is the annual giving show here on The Dave Ramsey Show. If current times have shown us anything, it's that everyone who has a family counting on them needs term life insurance for over 20 years. The only company I've recommended is Zander Insurance. Not only do they search all the top term life plans to find you the best rates, but you can now apply completely touchless over the phone or the Internet.

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They also have plans with super competitive rates that don't require an exam allowing you to get the coverage you need faster. Go to Zandro Dotcom or call 800 three five six. Forty to eighty two.

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It's our annual giving show on the eve of Christmas Eve, Dr. John Boloney Ramsey, personality author of the best selling book Redefining Anxiety, is my co-host today here on the air. We're taking calls and comments from the lobby, from people who want to tell a giving story to inspire generosity. It could be a time you gave our time you received. I don't care. All I care is that it's inspiring. And Dustin Megan, May 10. I got that wrong.

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Maten know him well, has been with us a year and a half, is on the Ramsey trusted team. He works here at Ramsey for the last year and a half, has a great giving story. So he dropped by the lobby on our debt free stage.

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So Dustin tells your giving story, my giving stories or receiving story. Thirteen years ago, my wife and I were in the middle of adopting our first son and we were fundraising for it. So we baked pies and we're telling people, hey, for a pie, just give us a random donation, whatever you're led to give us. So one Sunday, a member of the church comes up, comes up and asks Tammy questions about the adoption and that kind of thing, and then asked, so how much do you need?

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And my wife just kind of flippantly said, ten thousand dollars, you know, not thinking much of it.

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And he goes, OK, next week she's delivering the pie to him out in the parking lot and he gives them the pie.

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He hands her folded up check and she don't want to be rude and look at it right there. So thanks. And comes in the church. I see her come to the church. She opens it up and is just stunned, mouth open, stunned. And so she comes over to me, shows it to me as to ten thousand dollars, just ten grand.

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I said, honey, you should ask for twenty. Oh, I didn't say that. So you did. I absolutely thought it. Yeah. And that just sent us on a wonderful journey that adoption. And then even in the hospital when our son was born, the birth grandmother slid us a check for five thousand dollars.

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Wow. Or like adoption super easy. Oh yes. So then we adopted two more and realized it's not it's not it's not easy but amazing.

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Very hard. But I am convinced adoption is close to God's heart that suffer the little children to come on to me.

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I just he adopts us, you know, and it's just Paul talks about that real clearly in scripture.

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And so what you and your family have done is amazing. And for that guy to get to come alongside was also amazing. So you get to you get to experience your giving by adopting and and you're receiving by adopting, but you're also receiving you know, you're giving a pie and you're getting a ten thousand dollar check for it.

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Yeah. It's a good business model. It's a gift that better have been an excellent loss, not just thinking it was not what you weren't even baking pies you're proud of.

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Come on, man. So my ten thousand dollar product. Oh yeah.

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OK, are you sure you still in contact with this gentleman?

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No. You know, he's up in church in Anchorage, Alaska, and we've since moved so lost touch but we became friends. Yeah, absolutely. And the important point is they weren't a rich family, you know, they just got a little chunk of money.

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I just hold it. Hold it with an open hand. Exactly.

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And that meant so much to us and obviously will always mean so much to us. And he's a part of our son.

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That family is a part of our son for sure.

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That's right. Absolutely. What a beautiful story doesn't. That's amazing. Yeah. Wow. So my challenge is when this lands on YouTube, go ahead and pull the clip and find him and send it to him. Absolutely. Yeah.

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I didn't want to steal his crown from glory and mention their name.

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All right. So good you that you made the point and it's a beautiful story any time you can assist in adoption. And we had one another hour with infertility, somebody assisting in that. And it's just powerful. It's powerful. Well done. Thank you for sharing. That broke you open phones at eight eight two five five two two five. You know, you can hold money with a really, really tight fist and it won't get away.

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Right. But no more will get in arms when you hold it with an open hand like that. That's the sign of kindness. Even a dog understands that. You come here. Yeah. You double up your fist. Even a dog understands it. I mean, you know, it's just that that's a double fist as a sign of anger in any culture, you know? And when you have it when you have it held tight like that, just remember that when you die, some undertaker that you don't know, making minimum wage is going to pry that hand open and take it from you because you can't take it with you.

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Yeah, I never saw a Ryder truck following a hearse. All right. Rachel's with us in Montana. Hey, Rachel, welcome to the Dave Ramsey Show and our special giving edition.

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Tell us your giving story I gave. Dr. John, so I was in college and I was living at home with my parents trying to save money and cash flow school, and I was trying to save up for my second semester. And I was working at a local restaurant and I waited on a lady one day who spent quite a bit of time in my section. And I kind of got to talking to her and letting her know my story that I was paying cash for school.

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And she said, you know, that's so great because I'm I'm a self-made woman and I I admire those qualities about you. And I was actually going to sponsor my nephew to go to school, and he won't even register for classes. He has no motivation. So she was really happy to see all the motivation that I had. And just how much do you lack for school and books? And I said, well, just six hundred dollars. And so she left one hundred dollar tip that day, which was more than generous, but then showed up later at the end of my shift with a cashier's check for six hundred dollars and said thank you, thank you for sharing your story with me.

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I want to sponsor you next semester. If you come show me that you got a 4.0. So she paid for that, you know that. Six dollars and then the whole next semester. Yeah.

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Because you went and got a 4.0. I made sure I got that for Puerto Rican motivation. Well, not completely. So you graduated in what?

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Business management. OK, cool, and how many years ago was that? It was about probably five years ago now. Wow, OK, cool.

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So what do you think the chances are there when you're what do you think the chances are that when you're in your 30s or 40s that you're going to be sitting in a diner somewhere writing a check like that?

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Oh, I fully intend on it.

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I think. I think that that was hugely inspiring to see someone have that kind of generosity and believe in me and support me in that way. When she didn't even know that she didn't. All she knew was just the time I had spent with her waiting until that day in my section.

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Yeah, I think she knew you had people who go through life looking for people to support and invest in. They identify it.

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They can they can feel it. Smell it. Yeah, I can smell it. She knew you. She knew you better than you knew you probably right then. Well, I'm proud of you. Well done. And a great story. Thank you for sharing that very, very cool.

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Open phones at elite eight to five five two to five.

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Larry Stewart was from Kansas City. And I got to meet Larry and actually had him on the show a couple of times before he passed away of cancer. And he was in on a Secret Santa. And his story started out that way. He walked into a diner in Mississippi and didn't have a dime and he was hungry and he sat down, ordered food anyway, fully intending to act like he lost his wallet or something and not have the money. And he's talking to the guy over the counter that owns the little diner.

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And the guy realized that he was broke and realized he was running a game and he walked around behind him and reached down under his stool and he said, hey, man, I think you dropped a twenty dollar bill and the diner guy planted it. You know, I handed it back to him. And Larry became a billionaire later in the cable industry and he would dress up as Santa Claus and go and hand out thousands and thousands and thousands of dollars randomly on the streets of New Orleans after after Katrina on the streets of New York after nine one one, he would go into areas that had been hit by something and he was wildly generous, ended up actually writing a whole thing up on his website before he passed away on how to be a Secret Santa.

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And so he's wearing a Santa Claus outfit and he's got cops with him because he's walking around with thirty or forty thousand dollars. Right. Suitcase right there. And he's just handing out a thousand here, five hundred here and just walking around looking at people and just walking through the grocery store, giving people money, either holding their bag out in the parking lot and just hands them money and then not not even like that. You don't even know what's going on.

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He just randomly is throwing money around, just like I have to believe that was more fun than earning it.

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Oh, you bet. I mean, the guy was he was a fireball. I mean, it's everything about him was fun, but I mean, you can't be that wildly generous and not be fun. It's impossible. Love it. This is the Dave Ramsey Show.

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Dr. John Boloney Ramsey personality is my co-host today on the eve of Christmas Eve, as we do our annual giving show, thank you for joining us. Call in and tell us your story about giving or receiving an inspirational generosity story to inspire everyone listening to greater generosity, more creative generosity and generosity that has more impact. And just in general, giving. Barbara is with us from Sacramento. Hi, Barbara. Welcome to The Dave Ramsey Show. Tell us your giving story.

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Hi, Dave and Don. Thank you. It's a pleasure and an honor to speak with you. So my giving story, unfortunately, begins with my my mom passing away on Thanksgiving. And she was 91 years old and she lived an amazing life, never a burden to anyone. But what I didn't realize is that when you lose your mom, you could feel anger. And I did. And so I was fighting with my siblings and I felt hurt and sad and mad.

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But one day after storming out of my mom's condo that we were cleaning and I was so upset, I was driving home and it came to me, my inspiration came to me give my whole portion of my mom's IRA to my favorite charity, St. John's Program for real. Change this incredible program, lift women and their kids off the streets, give them drug and alcohol treatment counseling. They can get their GED, they care job training and housing. And they were there, my favorite charity.

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And I wanted to do something in a big way. So I called them and let them know that I was giving them my IRA, which is going to be about twenty eight thousand dollars. And it made me instantly feel one hundred percent better. I was like smiling and joyful. And so I just that is my giving story. And I'm going to be working with. And also in addition, I didn't need the money. Thank you. I am retired.

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And I was like, what am I going to do with the money? Why don't I give it away in a really big way? And so we're going to honor my mom with a plaque or a bench or something, but that's what I decided to do.

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Just so you went back to clean out the condo and you weren't mad anymore, huh?

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Well, I was just not quite and not quite that simple, is it? It wasn't quite that simple, but I'm still grateful. Yeah. And I'm so grateful for the both of you because I listen constantly. And here's the thing. I got out of debt paid. I'm retired, but I never budgeted. And you know what? I'm going to start budgeting and maybe I can give more away. It feels good, doesn't it? It does feel good.

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It feels good to say it and to tell you the story. So thank you for that, too, because it's a tough day to day.

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Well, it is. And I want you to know that there are thousands of people across the country experiencing the first Christmas season without somebody and.

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That that weight that you feel, that anger, that sadness, that overwhelming, I don't know how we're going to get through this. Finding somebody else to bless, finding somebody else to give to me is such a release, it's such a relief, it's such a gift for everybody involved and you may not have gone back to that that condo less angry. But when you sent that check on, man, I just I can just see you walking lighter and taller, right?

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Yeah. Wow. What a blessing.

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Powerful. Powerful. Well done. Thank you. It's a beautiful story. And it sounds like your mom lived a beautiful life. I'm really sorry she's gone for you.

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Thank you. Thank you. Yeah, she was amazing. Well, I wish both of you a merry Christmas and a happy holiday. Thanks for all the work you do and for the positivity that you send out into the world every day. It makes a difference for all of us. Well, thank you.

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We appreciate you calling in. And Merry Christmas to you, too. Wow. You know, I've often connected generosity to gratitude and gratitude to generosity as a cause and effect, both directions, really.

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But I never think about it with other good grief. Yeah. And the three could get stirred up and make some really cool gumbo. That's exactly right. Yeah. Grief, gratitude, generosity. I'm grateful for mom, her life and how beautiful it was and that she was self-sufficient. She lived on her own. She left.

[00:34:43]

All right. Each of the kids in a sense and, you know, grateful for all the good times and all that. And in the middle of that, it creates generosity. And in the middle of the grief. Yeah, it's just there's a lot going on there. Yeah.

[00:34:54]

And Dave, I just I can't iterate enough. I can't say it over and over again. People have been we've been seeing the statistics. The anxiety is going up. The depression is going up, the grief is going up. And if you will just stop and find somebody to give to find a group of people to give to let some of that stuff pass out of you and through you to someone you don't have a dime, it's OK.

[00:35:18]

Go down on the ground a homeless shelter and serve soup to school someone in the eye and say, hey, I want you to know that I love you. Go serve soup, go to sleep for an hour and go pick up trash in your neighborhood.

[00:35:27]

Yeah, go do something on behalf of somebody else. Get out of your head and go before someone else. And it just has a way of healing us from the inside out. Yeah, well, I mean, it's a it's probably not appropriate when we're talking about serious mental health issues and comparing them with this, but there's something really selfish about a pity party.

[00:35:48]

Absolutely. It's it's you get stuck wondering why did this happen to me and me more than I do? And it's. And you become the common denominator. Yeah. Instead of how can I help? How can I go make sure someone else isn't going through this. And we all rise together with.

[00:36:03]

I lost a friend of mine, a cancer about a decade ago, and he was a savant, a philosopher, kind of a character classic. I mean, a redneck savant. But, you know, still talking about and he said he got cancer and he's sitting on the thing and the guy comes in and goes, look, this is bad.

[00:36:21]

And he goes, how strange, I always wonder what is going to feel like if somebody said that, huh? And he said, I never thought, why me?

[00:36:30]

I thought, why not me, why not other people get it? Yeah, why not me? And I thought, wow, that's a different outlook because the pity party is why me, right?

[00:36:41]

Poor old, pitiful me, you know, and we all have them. I mean, I can have a big one. I'm a drama queen, so I can have you said it, not me.

[00:36:49]

I can. Hey, hey, hey, hey, hey.

[00:36:52]

But yeah. But if you're able to do immediately whatever problem Larfleeze at your feet, if you're able to back out 30000 feet and say wow me, why not me? And we all they were all on the clock. Right. We're all in the clock. Why wouldn't it?

[00:37:06]

But when someone says your clock short now you know who I can really start living turning 60, I think I'm gonna jump out of an airplane. Why wouldn't I want to be with a good parachute when I see it and somebody else with another one? It's fun.

[00:37:17]

It's actually actually all really fun. Dances with us in Denver, Darawshe. We're on the clock. Tell your giving story right quick.

[00:37:26]

Hi, Dave and John. I made the decision in August to leave my toxic marriage, and because of that, I have found a great place for my kitchen to move into. But we had no furniture, we had nothing moving out. And I opened up to some of my friends about my decision to move. I actually talked to John shortly after I made the move. So hi, Don. Hey, good to talk to you. Don't you too.

[00:37:59]

So I opened up to a few of my friends and just told them they had known what had been going on, but they didn't know when I was going to move. And within a week of me telling them my decision and all of this, they went out and they found people to either donate or they bought furniture for me and my kids. They moved everything in on the trip, the last triple digit weekend of September, they moved three flights of stairs.

[00:38:32]

All of the furniture, set everything up, filled our cupboards and our fridge with food. They filled up our bathroom with toilet paper and cleaning supplies. Everything you could possibly imagine. How are you doing in need in an apartment? I am actually doing incredible good. It's been so humbling, honestly. And the kicker. Yeah, the kicker is that they loaned us their van until we were done with the divorce because we only had one vehicle for our family and so they want us there.

[00:39:08]

Then they paid for our subscription to streaming services so we wouldn't have to pay that. But they take great care of it. That's incredible. What a beautiful story. Imaginary friend show in the sense of redemption. Everybody gather round. Here we go. Game. All right. I love it. That puts us our The Dave Ramsey Show in the book. This is James Childs, producer of The Dave Ramsey Show on your smart speaker. You can add our skill by saying, Alexa, open the Ramsey network skill.

[00:39:46]

From there, you can listen to all our shows day money questions like how do I invest my money? Where what is the debt snowball? Find out more about Dave Ramsey. Dotcom smart. Feel like you're in a rut and living life. Just going through the motions, build confidence in yourself and learn to trust the God who created you. Check out the Christy Wright Show, where Christy inspires you to break through your limitations and create the life you're proud to live.

[00:40:12]

Hey, all, I'm Christy, right? You know, it's so easy to feel stuck. You live life just going through the motions, doing dishes, doing laundry, carpool lines and a whole list of commitments that bring you no joy. Why do we live like that? That's why I want you to check out the Christy Write show. Each episode will help you build confidence in yourself and the God that created. You hear more from the Ramsey network, including the Christy Wright Show wherever you listen to podcasts.

[00:40:40]

Hey, it's James, producer of The Dave Ramsey Show. This episode is over, but check the episode notes for links to products and services you've heard about during this episode. Thanks for listening.